A high-stakes heist thriller about the most daring and successful thieves in Chicago: three generations of women from the Banks family. For fifty years the women of the Banks family have been the most successful thieves in Chicago by following one simple rule: never get greedy. But when the youngest Banks stumbles upon the heist of a lifetime, the potential windfall may be enough to bring three generations of thieves together for one incredible score and the chance to avenge a loved one taken too soon. From NY Times bestselling writer Roxane Gay (Hunger; Black Panther) and artist Ming Doyle (The Kitchen). "The Banks is the best kind of heist story: a sharp, tight robbery with escalating tensions and threats coming from every direction." - The A.V. Club "It will leave most readers smiling at the end of their journeys with the Banks family." - The Beat
The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect
A comprehensive account of the rise and fall of the mortgage-securitization industry, which explains the complex roots of the 2008 financial crisis. More than a decade after the 2008 financial crisis plunged the world economy into recession, we still lack an adequate explanation for why it happened. Existing accounts identify a number of culpritsÑfinancial instruments, traders, regulators, capital flowsÑyet fail to grasp how the various puzzle pieces came together. The key, Neil Fligstein argues, is the convergence of major US banks on an identical business model: extracting money from the securitization of mortgages. But how, and why, did this convergence come about? The Banks Did It carefully takes the reader through the development of a banking industry dependent on mortgage securitization. Fligstein documents how banks, with help from the government, created the market for mortgage securities. The largest banksÑCountrywide Financial, Bear Stearns, Citibank, and Washington MutualÑsoon came to participate in every aspect of this market. Each firm originated mortgages, issued mortgage-backed securities, sold those securities, and, in many cases, acted as their own best customers by purchasing the same securities. Entirely reliant on the throughput of mortgages, these firms were unable to alter course even when it became clear that the market had turned on them in the mid-2000s. With the structural features of the banking industry in view, the rest of the story falls into place. Fligstein explains how the crisis was produced, where it spread, why regulators missed the warning signs, and how banksÕ dependence on mortgage securitization resulted in predatory lending and securities fraud. An illuminating account of the transformation of the American financial system, The Banks Did It offers important lessons for anyone with a stake in avoiding the next crisis.
New York Times bestselling author Nikki Turner returns with her most spellbinding story to date: Meet the Banks sisters—Simone, Bunny, Tallhya, and Ginger. The four beauties are living under the same roof by force, but they can’t stand each other. Their only common denominator is their loving grandmother, Me-Ma. When she’s not at work trying to make ends meet, she’s home with her girls, trying to keep them from killing each other. Tragedy strikes when Me-Ma has a heart attack at church. The sisters are shocked to discover that Me-Ma left the house and all her money to the church. Now the pastor wants them out, unless they can come up with the money to buy the house from him. To make matters worse, Bunny already owes over a hundred thousand dollars to a very dangerous man. How can four broke women, each with their own mountain of problems, come up with enough money to save the family’s home—and save Bunny’s life? They devise a plan that could have them rolling in plenty of dough—as long as they can stay one step ahead of the law enforcement that’s on the lookout for a group of bank robbers who have burst onto the scene.
Surface Detail is among Iain M. Banks' Culture novels, a breathtaking achievement from a writer whose body of work is without parallel in the modern history of science fiction. It begins in the realm of the Real, where matter still matters. It begins with a murder. And it will not end until the Culture has gone to war with death itself. Lededje Y'breq is one of the Intagliated, her marked body bearing witness to a family shame, her life belonging to a man whose lust for power is without limit. Prepared to risk everything for her freedom, her release, when it comes, is at a price, and to put things right she will need the help of the Culture. Benevolent, enlightened and almost infinitely resourceful though it may be, the Culture can only do so much for any individual. With the assistance of one of its most powerful -- and arguably deranged -- warships, Lededje finds herself heading into a combat zone not even sure which side the Culture is really on. A war -- brutal, far-reaching -- is already raging within the digital realms that store the souls of the dead, and it's about to erupt into reality. It started in the realm of the Real and that is where it will end. It will touch countless lives and affect entire civilizations, but at the center of it all is a young woman whose need for revenge masks another motive altogether. The Culture Series Consider Phlebas The Player of Games Use of Weapons The State of the Art Excession Inversions Look to Windward Matter Surface Detail The Hydrogen Sonata
Laura and her family move to Minnesota where they live in a dugout until a new house is built and face misfortunes caused by flood, blizzard, and grasshoppers.
Just like any dysfunctional family reunion, loyalty, love, and good times soon turn to bitterness, regret, and promises to never see one another again. At the end of the day, the Banks sisters are no different than any other family in the city of Richmond—other than the fact that they are rotten to the core. Sure, the girls are bonded by D.N.A, but they’re also tied together because of their past of robbing banks, extortion, drug dealing, and even cold-blooded murder. However, that bond means absolutely nothing to them. When it comes down to it, it is every sister for herself, even if it means throwing her siblings underneath the bus to avoid the consequences of their many crimes. Sisterly love be damned; this is survival!
"We know who you are! Can your current bank say that? We pride ourselves on providing unparalled service to all of our customers. We're looking forward to banking with YOU!"In the small town of Montgomery, Arizona, Kyle Decker's book shop is barely breaking even. When a bank opens in the empty storefront next door, he hopes the new establishment will bring in more foot traffic.Trouble is, nobody has ever heard of The First People's Bank, and the local branch has appeared mysteriously overnight. Their incentives for new customers seem reasonable... at first. But is it a coincidence when Kyle's wife has her identity stolen, and his son receives emails that seem to know his private thoughts? Or when the manager of a competing financial institution dies a gruesome death?Soon, if people in Montgomery, Arizona, want to buy a new car or home, or if they need a small business loan, they have no choice but to work with The First People's Bank. As The Bank makes increasingly bizarre demands on its customers, it becomes clear the town may be in too deep... and the penalty for an early withdrawal is too terrifying to imagine.With his latest original novel, Bentley Little's dark, razor-sharp satire takes on the worst practices of our banking industry, and you'll never look at your loan officer the same way again.
Death, deception, and the surprise introduction of a long-lost family member keep the drama on full blast in the pages of The Banks Sisters Complete by urban fiction susperstar Nikki Turner. Meet the Banks sisters--Mona, Bunny, Tallhya, and Ginger. One of the only things they have in common is their love for their beloved grandmother, Me-Ma. When tragedy strikes and Me-Ma has a heart attack at church, the sisters are shocked to discover that she left the house and all her money to the church. Now the pastor wants them out, unless they can come up with the money to buy the house from him. To make matters worse, Bunny already owes over a hundred thousand dollars to a very dangerous man. The sisters devise a plan that could have them rolling in plenty of dough--as long as they can stay one step ahead of law enforcement that's on the lookout for a group of female bank robbers who have burst onto the scene. Things become even more complicated when their mother shows up, threatening to snitch them out if they don't give her a cut, and Pastor Cassius Street refuses to follow through on his promise to return the house to them. The situation becomes a bloody mess, and now the sisters must band together in ways they never thought possible as they deal with a growing mountain of problems. Only time will tell if these sisters can stay one step ahead of the circumstances they unwittingly create.
