Taking Charge of Your Debt and Credit
Taking Charge of Your Debt and Credit

Author: Rob Goldstein

Publisher: AuthorHouse

Published: 2012-12-06

Total Pages: 209

ISBN-13: 1477287655

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Take Charge! Your Key to Managing Your Financial Future, empowers you with the invaluable knowledge you need to get your finances in order. Written to provide you with valuable insights in the area of debt reconciliation, Taking Charge! Covers such topics as how to secure the most advantageous mortgage terms and conditions, avoid or initiate bankruptcy, obtain optimal credit terms, handle collection agency calls, and much much more. It is a comprehensive A-Z guide on how to manage your finances. A reference manual that will help you navigate the challenges of personal financial management so that you may regain both your credit worthiness and your self esteem. This quick read will equip you with a crucial understanding of how to make the best informed decisions for your financial future in todays economic climate.

Take Charge of Your Credit
Take Charge of Your Credit

Author: Charlise R Rice

Publisher: Independently Published

Published: 2021-08-22

Total Pages: 60

ISBN-13:

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Take CHARGE of your credit with basic and easy to understand steps. Credit is essential to financial stability and your way of living. Even some jobs require a personal credit check. If you have a poor credit history, you may not qualify for certain positions, an apartment lease application can be denied or require you to pay a higher security deposit and pay higher interest rates on loans. Unfortunately, it's easy to hurt your credit score. Something as simple as being late on a loan payment can do serious damage to your score. If your actions have lowered your score, you're not alone. Millions of people have experienced the same thing. This guide will help you create a discipline and ideas to change the behavior. Charlise once held a job as a debt collector and she offers the knowledge she acquired, to empower you to get back on track with your credit. She shares knowledge from a debt collector perspective, personal experience, equip you with the laws that protect you, and the necessary steps to help you take charge of your credit.

Repair Your Credit and Knock Out Your Debt
Repair Your Credit and Knock Out Your Debt

Author: Jeff Michael

Publisher: McGraw Hill Professional

Published: 2004-04-20

Total Pages: 162

ISBN-13: 0071457194

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A financial first-aid kit that helps you patch up your credit and live debt-free Repair Your Credit and Knock Out Your Debt is a godsend for the 75 million Americans currently trying to dig their way out from under crushing debt. Written in association with Springboard, a leading not-forprofit financial services organization that, since 1974, has helped 4 million consumers get out of and stay out of debt, this results-oriented handbook is a gold mine of proven debt-management strategies and techniques. Drawing upon Springboard's expertise, Jeff Michael walks readers through all the steps to achieving a debt-free existence. He also offers expert advice for the debt-challenged reader on how to deal with foreclosures, evictions, repossessions, costly emergencies, child-care expenditures, and more. Readers learn how to: Get out of debt as quickly as possible, under virtually any circumstance Get copies of credit reports and fix what's wrong Control spending and live debt-free Restore a line of credit Cope with the emotional burdens of debt and develop a positive attitude about money Stop being pushed around by collection agents Make sense of complex credit and debt legislation and regulations

Generation Debt
Generation Debt

Author: Carmen Wong Ulrich

Publisher: Business Plus

Published: 2009-02-28

Total Pages: 167

ISBN-13: 0446556874

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With debt and the cost of living rising astronomically, Generation Debt offers the personal financial advice that every young adult must have to live a more secure life. There is a growing financial epidemic -- young adults are taking on more student loan and consumer debt than ever before, but finding it harder to pay it off. With tuition and living expenses rising every year, and the average college student graduating with over $18,000 in debt, many are trapped and can't find a way out. Now, this definitive book offers the financial advice necessary to help readers navigate their way toward a debt-free future. Informative, timely, and entertaining, Generation Debt teaches readers how to: Get a grip, set goals, and make financial plans by identifying needs vs. wants Employ the "B" word (Budget) to lower bills Master loans with payback options and consolidation strategies Learn good debt vs. bad debt and be smarter with credit cards Understand interest rates and fees, and shop for the best rates and services Take advantage of employee savings plans, stocks, bonds, and mutual funds And much more.

Take Charge of Your Credit
Take Charge of Your Credit

Author: Charlise Rice

Publisher: Lise's Business Enterprise

Published: 2021-08-22

Total Pages: 0

ISBN-13:

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Take CHARGE of your credit with basic and easy-to-understand steps. Credit is essential to financial stability and your way of living. Even some jobs require a personal credit check. If you have a poor credit history, you may not qualify for certain positions, and an apartment lease application can be denied or require you to pay a higher security deposit and pay higher interest rates on loans. Unfortunately, it's easy to hurt your credit score. Something as simple as being late on a loan payment can do serious damage to your score. If your actions have lowered your score, you're not alone. Millions of people have experienced the same thing. This guide will help you create discipline and ideas to change your behavior. Charlise once held a job as a debt collector and she offers the knowledge she acquired, to empower you to get back on track with your credit. She shares knowledge from a debt collector perspective, a former credit repair specialist, and personal experience, equips you with the laws that protect you, and the necessary steps to help you take charge of your credit.

How You Can Profit from Credit Cards
How You Can Profit from Credit Cards

Author: Curtis E. Arnold

Publisher: FT Press

Published: 2008-06-06

Total Pages: 353

ISBN-13: 0132703459

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Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.

Take Care of Your Debt
Take Care of Your Debt

Author: Victor W. Luke

Publisher: Addigo

Published: 2013-06-01

Total Pages: 227

ISBN-13: 9780615385020

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You can become debt free and you can save money and do it yourself. The information in this book is what the lenders don't want you to know. Nor do you need to pay excessive fees to debt settlement companies. This book is a mus read for anyone that carries any amount of credit card debts, especially in this economic environment. If you are paying less than ten percent of your credit card balances each month then you need to read this book. This is a fun instructional manual and it is written for the average person. You don't have to be a lawyer to understand it because it is easy reading, not only for you but also for any of your family members who are carrying credit card debts with usary rates that cripples any saving efforts. You will gain strength and knowledge on how to deal with your credit card companies. You will learn how to settle your debts yourself and not be overwhelmed by their legal paperwork and tactics.

Power Up: Taking Charge of Your Financial Destiny (Custom)
Power Up: Taking Charge of Your Financial Destiny (Custom)

Author: Howard S. Dvorkin

Publisher: Wiley

Published: 2013-10-14

Total Pages: 192

ISBN-13: 9781118851852

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Stop being a slave to debt and money anxiety—and take control of your financial destiny "If you've ever wondered how you got into a debt problem, or more important, how to get out of one, this book is a must-read. From learning how advertising influences your spending to teaching your kids to become responsible money managers, Power Up covers the bases. Nice work, Howard!" —Stacy Johnson, CPA, President, MoneyTalksNews.com In Power Up, Howard draws on his years of experience helping thousands of people overcome devastating financial hardship. He provides you with time-tested strategies and powerful tools to rebuild your financial life on a solid and enduring foundation. A survival guide for these economically rocky, debt-ridden times, Power Up delivers: Guidelines for creating a realistic budget and sticking to it Budgeting tools, worksheets, and other valuable forms A look at the tricks that lenders and credit card companies use to make you a slave to debt Tips on how to learn to live without credit cards—and love doing it Help in understanding the difference between what you want and what you need Ideas on how to redirect your urge to shop into activities that satisfy your deeper needs and methods to improve your fiscal psychology Priceless advice on how to educate your kids about money and personal finance A chance to start over again with a clean slate? The peace of mind that comes with knowing you're in charge of your financial destiny? Power Up!