The evolution of the State Bank of India

The evolution of the State Bank of India

Author: Abhik Ray

Publisher: Penguin Books India

Published: 2009

Total Pages: 1110

ISBN-13: 0670999067

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&Nbsp; Playing A Part In The Story Is A Cast Of Bankers Who Left Their Imprint On The Bank&Rsquo;S Policies, Practices And Character, Among Them A Series Of Remarkable Chairmen, Not To Speak Of The Hundreds Of Dedicated Officers And Other Employees Who Helped Establish The Bank&Rsquo;S Pre-Eminence And Provide Leadership To The Banking System. &Nbsp; The State Bank Of India Act Received The President&Rsquo;S Assent On 8 May 1955, And On 1 July, Moving With Remarkable Swiftness, The New Bank Came Into Being. The Purpose Was To Create An Institution That Would Form An Essential Part Of The Country&Rsquo;S Plans For Modernization, Envisaged In The Era Of Economic Planning. The Bank Would Have Its Roots Firmly Planted In The Countryside Through A Network Of Branches That Spanned The Country&Rsquo;S Farthest Corners, And Play A Major Role In National Development. In Volume 4 Of The Evolution Of The State Bank Of India We Are Taken Into The Heart Of The Entire Exercise, Ranging From The Organizational Issues Posed By A Rapidly Expanding Network Of Branches Running Into The Thousands To Those Of Motivating A Huge Workforce, Besides The Problems Of Venturing Into Areas Of Banking&Mdash;Such As Development Banking Geared To The Needs Of The Artisan And The Farmer&Mdash;That Had Not Been Tried Before.


MANAGEMENT OF NON PERFORMING ASSETS IN PRIORITY SECTOR ADVANCES OF PUBLIC SECTOR BANKS IN KARNATAKA

MANAGEMENT OF NON PERFORMING ASSETS IN PRIORITY SECTOR ADVANCES OF PUBLIC SECTOR BANKS IN KARNATAKA

Author: Suresh B

Publisher: Lulu.com

Published: 2013-07-16

Total Pages: 89

ISBN-13: 1304235238

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This study is mainly confined to Mandya District in the state of Karnataka. The main focuses of the study is on the problem of NPAs in Canara Bank only and also see how the effective measures has enabled the banks to raise their profitability. The study also focused on growth and performance of Canara Bank in Mandya District.


Management of Non-performing Advances

Management of Non-performing Advances

Author: T. V. Gopalakrishnan

Publisher: Northern Book Centre

Published: 2004

Total Pages: 220

ISBN-13: 9788172111823

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The book deals with the problem of Non-Performing Advances (NPAs) in public sector banks and its impact on the banks' books, banking and financial system of the economy. Recognizing the inevitable and festering nature of the problem, the author has come out, inter alia, with a statistical model as an innovative, simple and practical solution to contain NPA formation to ensure a strong balance sheet for banks and improved image of the borrowers. The author claims that the solution will prove to be a win-win situation for all stakeholders of banks including the economy, and its constituents Government, shareholders, depositors, borrowers, employees and others. Salient Features Changes brought about in banks under Banking Sector Reforms. • Emergence of NPAs in banks. • Problem of NPAs: Its causes and effects. • Performance of Public sector banks on management of NPAs. • Impact of NPAs on the economy, banks’ balance sheets and profit and loss accounts. • Suggestions to contain NPAs from the angles of banks, borrowers, Government, Regulator and others. • A Statistical Model developed to contain formation of NPAs, strengthen banks' balance sheets and develop an emotional rapport between banks and borrowers.


Changing Profile of Financial Services

Changing Profile of Financial Services

Author: B.L. Mathur

Publisher: Discovery Publishing House

Published: 1997

Total Pages: 246

ISBN-13: 9788171413980

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The financial services have developed and diversified manifold during the past few years and seen mushroom growth during the late eighties. These services have now achieved a high degree of specialisation to cater to the need of corporate sector and consumer. The financial service industry has witnessed a major transformation in recent year following the liberalisation in recent year following the liberalisation of the economy by several developing economies. Under the new dispensation, financial services companies offering a wide range of integrated services, enjoy ample scope of expansion of business not only in volume but also in spread. Despite the myriad restriction on their growth, financial services companies are providing to be the current range of activities in the corporate sector and this is bound to shake up the sedate of world financial sector as never before the boom in financial services companies is not doubt a welcome development. But at the same time there require special skill to run finance services efficiently. In this book, efforts have been made to analysed the working of important financial services e.g. Commercial Paper. Mutual Fund Factoring, Forfeiting. Venture Capital etc. and Suggested measures to tackle challenges put forwarded by liberalisation of economy.


Development Banking in India

Development Banking in India

Author: Kaushal Kumar Arora

Publisher: Atlantic Publishers & Dist

Published: 1992

Total Pages: 220

ISBN-13: 9788171563210

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Development Banking In India Is Almost As Old As India S Independence. The First Institution Established In The Field Of Development Banking Was The Industrial Finance Corporation Of India In 1948. After This Beginning, A Battery Of Development Banks Came To Be Established And Today A Well-Knit Structure Of About 50 Development Banks Exists, Both At The National And State Levels.This Book Attempts To Spell Out The Financial And Developmental Roles Of Development Banks With Special Reference To Idbi During About 40 Years Of Post-Independence Era. Whereas The Financial Role Highlights The Banking Support Provided By Them For The Programmes Of Industrialisation Of The Country, The Development Role Sets Forth Their Promotional And Entrepreneurial Activities Of Bringing Together The Various Elements Essential For The Industrial Development.The Study Also Provides Observa¬Tions On Some Of The Common Problems And Lecunae Of The Indian Development Banks And Proposes A Pattern On Which The Future Structure Of Development Banking In India May Be Modelled.The Book Would Be Of Use To Stu¬Dents Of Commerce, Management And Economics. It Can Also Be A Valuable Reference To Professionals In Banking And Allied Areas.