Social Reinsurance

Social Reinsurance

Author: David M. Dror

Publisher: World Bank Publications

Published: 2002-01-01

Total Pages: 548

ISBN-13: 9780821350416

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Annotation This volume views community-based microinsurance as an incremental first step to improved financial protection and better access to health services for the poor. While community-based financing can be structured in various ways, this volume focuses on reinsurance as a mechanism for improving micro-level health insurance units. It outlines strategies and policies that can be applied by countries and donors to improve access to health care services.


Reinsurance Fundamentals

Reinsurance Fundamentals

Author: Ross Phifer

Publisher:

Published: 1996-05-02

Total Pages: 332

ISBN-13:

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Reinsurance Fundamentals is a comprehensive overview of the reinsurance industry and the financial principles that guide it. It is also a penetrating study of real-world reinsurance problems and how to solve them. After an examination of the industry's underpinnings and a brief but fascinating look at its history, author Ross Phifer presents a detailed reinsurance primer. Writing for those familiar with insurance concepts, he offers an in-depth examination of how the reinsurance industry works, explains fundamental ideas, presents practical illustrations of when and how reinsurance arrangements should be considered, and describes the application of reinsurance to speculative financial transactions such as derivatives. Phifer analyzes different types of reinsurance agreements, clause by clause, and supplies thorough explanations of key concepts and their impact on the overall risk transfer. Among the topics discussed are reinsurance cessions, structures, markets, underwriting, proportional pricing, accounting, claims, and contracts. Reinsurance Fundamentals is an invaluable tool for in-house counsel, compliance officers, internal auditors, and risk managers in investment and commercial banking, securities, investment management, mutual funds, and pension fund management. It is also an important resource for corporate financial officers and an excellent reference for insurance underwriters, claims executives, risk managers, and attorneys.


Insurance and Behavioral Economics

Insurance and Behavioral Economics

Author: Howard C. Kunreuther

Publisher: Cambridge University Press

Published: 2013-01-28

Total Pages: 343

ISBN-13: 0521845726

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This book examines the behavior of individuals at risk and insurance industry policy makers involved in selling, buying and regulation.


Private Voluntary Health Insurance

Private Voluntary Health Insurance

Author: Greg Brunner

Publisher: World Bank Publications

Published: 2012-05-14

Total Pages: 135

ISBN-13: 082138757X

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This book aims to help countries design and implement a legal framework for a viable private health insurance market, with rationale for insurance regulation, institutions involved, and standards and protections used in regulating private health insurance.


A SOCIO-ECONOMIC ANALYSIS OF GOVERNMENT HEALTH INSURANCE SCHEMES IN VIJAYAPURA DISTRICT

A SOCIO-ECONOMIC ANALYSIS OF GOVERNMENT HEALTH INSURANCE SCHEMES IN VIJAYAPURA DISTRICT

Author: Dr. Bhakti Mahindrakar (Tatuskar)

Publisher: Ashok Yakkaldevi

Published: 2022-04-11

Total Pages: 200

ISBN-13: 145831040X

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1.1 Introduction: Over the years plan priorities have changed. In the beginning, they were growth-centric. Now, these have become human-centric. Human development is accorded a prime place; it depends upon Education, Health, and Sanitation. To achieve economic development, human development is most essential, but still, around 270 million i.e. 21.9 percent of people in India are unable to afford major health care facilities and services at the market price. So, Government of India and respective State Governments have made special efforts to solve this problem through the means of government Healthcare Schemes with government funding and Public Private Partnership, to improve Life expectancy and to minimize health related issues like Infant Mortality Rate, Neonatal Mortality Rate, and Maternal Mortality Rate and also to boost the productivity of people to work more and earn more for attaining economic development and growth to build a strong nation.


Government-Sponsored Health Insurance in India

Government-Sponsored Health Insurance in India

Author: Gerard La Forgia

Publisher: World Bank Publications

Published: 2012-09-14

Total Pages: 446

ISBN-13: 0821396196

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This book presents the first comprehensive review of all major government-supported health insurance schemes in India and their potential for contributing to the achievement of universal coverage in India are discussed.


Financing Micro Health Insurance: Theory, Methods And Evidence

Financing Micro Health Insurance: Theory, Methods And Evidence

Author: David M Dror

Publisher: World Scientific

Published: 2018-12-27

Total Pages: 552

ISBN-13: 9813238496

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Healthcare for all at affordable prices is still a major but universally elusive goal. Everyone spends money on healthcare, and it is the most impoverishing consumption item. Thus, most governments (and the United Nations) promote Universal Health Coverage — each country's unique blend of tools for healthcare financing, including taxes, subsidies and market controls.Most people in low- and middle-income countries (LMICs) have no health insurance of any kind. And most LMIC governments lack the political will, information, or resources to require their citizens to buy health insurance themselves or to subsidize insurance for all who cannot afford the price. This book deals with financing voluntary and contributory health insurance for resource-poor and rural groups in LMICs.This book addresses three issues. The first is how to catalyse demand for health insurance and develop insurance literacy among the largely illiterate and innumerate target population, using training programs to build an enabling consensus, allowing locals to create and administer such schemes. The second involves the process of developing simplified methods for risk assessment, which can help to underwrite risks, price the micro health insurance schemes, and ensure proper implementation. The third issue is formulating a compelling business case which would make this health insurance affordable, financially sustainable, and operationally scalable.This book develops insurance education and financial literacy for students of economics, business administration, insurance, development studies, and social work to prepare them for practical work as implementers, policymakers, or evaluators. A supplementary section for teachers and students includes comprehension questions.


Scaling Up Affordable Health Insurance

Scaling Up Affordable Health Insurance

Author: Alexander S. Preker

Publisher: World Bank Publications

Published: 2013-05-31

Total Pages: 894

ISBN-13: 0821385798

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This book presents an in-depth review on the role of health care financing in improving access for low-income populations to needed care, protecting them from the impoverishing effects of illness, and addressing the important issues of social exclusion in government financed programs.


Global Marketplace for Private Health Insurance

Global Marketplace for Private Health Insurance

Author: Alexander S. Preker

Publisher: World Bank Publications

Published: 2009-11-18

Total Pages: 532

ISBN-13: 0821376772

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Financial protection against the cost of illness and inclusion of vulnerable groups will require better mobilization and use of private means. Private voluntary health insurance already plays an important role in mobilizing additional resources to the health sector and protecting against the catastrophic cost of illness in some countries. This review explores the context under which private voluntary health insurance could contribute to an improvement in the sustainability of the health sector and financial protection in other countries.


Handbook of Insurance

Handbook of Insurance

Author: Georges Dionne

Publisher: Springer Science & Business Media

Published: 2013-12-02

Total Pages: 1133

ISBN-13: 1461401550

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This new edition of the Handbook of Insurance reviews the last forty years of research developments in insurance and its related fields. A single reference source for professors, researchers, graduate students, regulators, consultants and practitioners, the book starts with the history and foundations of risk and insurance theory, followed by a review of prevention and precaution, asymmetric information, risk management, insurance pricing, new financial innovations, reinsurance, corporate governance, capital allocation, securitization, systemic risk, insurance regulation, the industrial organization of insurance markets and other insurance market applications. It ends with health insurance, longevity risk, long-term care insurance, life insurance financial products and social insurance. This second version of the Handbook contains 15 new chapters. Each of the 37 chapters has been written by leading authorities in risk and insurance research, all contributions have been peer reviewed, and each chapter can be read independently of the others.