Smart Pathways to Homeownership

Smart Pathways to Homeownership

Author: Shu Chen Hou

Publisher: Shu chen Hou

Published:

Total Pages: 54

ISBN-13:

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Unlock the door to your dream home with Smart Pathways to Homeownership: Leveraging Creative Financing for No-Money-Down Success. This comprehensive guide is perfect for aspiring homeowners looking to buy a property without the traditional down payment hurdle. Whether you’re a first-time buyer, a seasoned renter wanting to invest, or just curious about alternative ways to own a home, this report is your ultimate roadmap. Discover proven strategies like owner financing, lease-to-own agreements, and government-backed loans that make homeownership accessible, even if you don’t have a large upfront payment. Learn how to find motivated sellers, understand key legal documents, and ensure you’re protected every step of the way. With chapters focused on building your financial foundation and maximizing your property’s value post-purchase, you’ll have everything you need to make smart, informed decisions. Packed with practical advice, real-life case studies, and step-by-step action plans, this report is designed to empower you. Plus, get tips on leveraging your property to grow equity and build long-term wealth. Don’t let financial constraints hold you back—take the first step toward owning your home with confidence and success!


The Encyclopedia of Housing, Second Edition

The Encyclopedia of Housing, Second Edition

Author: Andrew T. Carswell

Publisher: SAGE Publications

Published: 2012-05-31

Total Pages: 929

ISBN-13: 1412989582

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Since publication of the groundbreaking Encyclopedia of Housing in 1998, many issues have assumed special prominence within this field and, indeed, within the global economy. For instance, the global economic meltdown was spurred in large part by the worst subprime mortgage crisis we’ve seen in our history. On a more positive note, the sustainability movement and “green” development has picked up considerable steam and, given the priorities and initiatives of the current U.S. administration, this will only grow in importance, and increased attention has been given in recent years to the topic of indoor air quality. Within the past decade, as well, the Baby Boom Generation began its march into retirement and senior citizenship, which will have increasingly broad implications for retirement communities and housing, assisted living facilities, aging in place, livable communities, universal design, and the like. Finally, within the last twelve years an emerging generation of young scholars has been making significant contributions to the field. For all these reasons and more, we are pleased to present a significantly updated and expanded Second Edition of The Encyclopedia of Housing.


Roskey's Guide to Smart Housing Choices

Roskey's Guide to Smart Housing Choices

Author: Carol B. Roskey

Publisher: Xlibris Corporation

Published: 2012-02-22

Total Pages: 384

ISBN-13: 1469143674

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For generations, it has been an axiom that the purchase of a home is the greatest single investment the average person makes. The corollary has always been thatif you take good care of that homeit will inevitably be a good investment, permitting you to sell your home at a profit or allowing you to take out a large loan on the equity youve built up. While the axiom is still true, the corollary is no longer true. Many Americans have lost their homes due to the Great Recession and still more owe more on their homes than the homes are worth. People once made a lot of money on flipping homes; now many wonder if they should buy homes at all. There are unmistakable signs that we are headed into an even worse recession, making any housing decisions more important than ever. An acknowledged expert, Dr. Carol Roskey has spent a lifetime in studying all aspects of the housing field from financing to the best kinds of insulation. With her help, you can make well informed decisions.


The Sociology of Housing

The Sociology of Housing

Author: Brian J. McCabe

Publisher: University of Chicago Press

Published: 2023

Total Pages: 428

ISBN-13: 0226828530

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A landmark volume about the importance of housing in social life. In 1947, the president of the American Sociological Association argued for the importance of housing as a field of sociological research. Yet seventy-five years later, the sociology of housing has not developed as a distinct field, leaving efforts to understand housing's place in society to other disciplines, such as economics and urban planning. This volume intends to change that, solidifying the place of housing studies as a distinct subfield within the discipline of sociology, showing that housing is both an important element of sociology and a significant component of social life that deserves dedicated attention as a distinct area of research. To do so, the book takes stock of the current field of scholarship and provides new directions for study. The contributors showcase the very best traditions of sociology--they draw on diverse methodological approaches, present unique field sites and data sources, and foreground sociological theory to understand contemporary housing issues. The Sociology of Housing will be a landmark volume, used by researchers and students alike as an introduction to this crucial field and a map of its future potential.


Homeownership Built to Last

Homeownership Built to Last

Author: Eric S. Belsky

Publisher: Brookings Institution Press

Published: 2014-06-27

Total Pages: 497

ISBN-13: 0815725655

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A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication The ups and downs in housing markets over the past two decades are without precedent, and the costs—financial, psychological, and social—have been enormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for building wealth among historically disadvantaged groups. This timely volume reexamines the goals, risks, and rewards of homeownership in the wake of the housing bubble and subprime lending crisis. Housing, real estate, and finance experts explore the role of government in supporting homeownership, deliberate how homeownership can be made more sustainable, and discuss how best to balance affordability, access, and risk, particularly for minorities and low income families. Contributors: Eric S. Belsky (JCHS); Raphael W. Bostic (University of Southern California); Mark Calabria (Cato Institute); Kaloma Cardwell (University of California, Berkeley); Mark Cole (Hope LoanPort); J. Michael Collins (University of Wisconsin– Madison); Marsha J. Courchane (Charles River Associates); Andrew Davidson (Andrew Davidson and Co.); Christopher E. Herbert (JCHS); Leonard C. Kiefer (Freddie Mac); Alex Levin (Andrew Davidson and Co.); Adam J. Levitin (Georgetown University Law Center); Mark R. Lindblad (University of North Carolina at Chapel Hill); Jeffrey Lubell (Abt Associates); Patricia A. McCoy (University of Connecticut School of Law); Daniel T. McCue (JCHS); Jennifer H. Molinsky (JCHS); Stephanie Moulton (Ohio State University); john a. powell (University of California–Berkeley); Roberto G. Quercia (University of North Carolina at Chapel Hill); Janneke H. Ratcliffe (University of North Carolina); Carolina Reid (University of California–Berkeley); William M. Rohe (University of North Carolina at Chapel Hill); Rocio Sanchez-Moyano (JCHS); Susan Wachter (University of Pennsylvania); Peter M. Zorn (Freddie Mac)


Smart Communities

Smart Communities

Author: Suzanne W. Morse

Publisher: John Wiley & Sons

Published: 2014-03-10

Total Pages: 244

ISBN-13: 1118427009

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The new edition of the acclaimed guide to strategic decision-making in community planning, development, and collaboration Based on the results of more than a decade of research by the Pew Partnership for Civic Change, Smart Communities provides directions for strategic decision-making and outlines the key strategies used by thousands of leaders who have worked to create successful communities. Outlining seven "leverage points" for decision-making used by thousands of leaders who have worked to create successful communities, this new Second Edition offers leaders from both the public and private sectors the tools they need to build a civic infrastructure and create a better future for all the community's citizens. Second Edition has been thoroughly updated with current knowledge and research Covers new developments from current design thinking and strategy literature to innovation and invention in communities Advises on how to create community readiness that will help avert problems before they begin All case vignettes have been revised to include more detailed information about the process and application of the seven leverage points Examples from communities around the country illustrate how these change agents' well-structured decision-making processes can be traced to their effective use of the seven key leverage points Smart Communities offers hope to those who are striving to improve their communities and addresses vital issues such as poverty, race relations, and children's health and welfare.


Housing First

Housing First

Author: Deborah Padgett

Publisher: Oxford University Press, USA

Published: 2016

Total Pages: 249

ISBN-13: 019998980X

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This book provides a unique portrayal of Housing First as a 'paradigm shift' in homeless services. Since 1992, this approach has spread nationally and internationally, changing systems and reversing the usual continuum of care. The success of Housing First has few parallels in social and human services.