The Clash of Generations

The Clash of Generations

Author: Laurence J. Kotlikoff

Publisher: MIT Press

Published: 2012-03-23

Total Pages: 288

ISBN-13: 0262300796

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How America went bankrupt and how we can save ourselves—as a country and as individuals—from economic disaster. The United States is bankrupt, flat broke. Thanks to accounting that would make Enron blush, America's insolvency goes far beyond what our leaders are disclosing. The United States is a fiscal basket case, in worse shape than the notoriously bailed-out countries of Greece, Ireland, and others. How did this happen? InThe Clash of Generations, experts Laurence Kotlikoff and Scott Burns document our six-decade, off-balance-sheet, unsustainable financing scheme. They explain how we have balanced our longer lives on the backs of our (relatively few) children. At the same time, we've been on a consumption spree, saving and investing less than nothing. And that's not to mention the evisceration of the middle class and a financial system that has proven it can't be trusted. Kotlikoff and Burns outline grassroots strategies for saving ourselves—and especially our children—from what could be a truly catastrophic financial collapse. Kotlikoff and Burns sounded the alarm in their widely acclaimedThe Coming Generational Storm, but politicians didn't listen. Now the need for action is even more urgent. It's up to us to demand radical reform of our tax system, our healthcare system, and our Social Security system, and to insist on better paths to investment return than those provided by Wall Street (mis)managers. Kotlikoff and Burns's "Purple Plans" (so called because they will appeal to both Republicans and Democrats) have been endorsed by a who's who of economists and offer a new way forward; and their revolutionary investment strategy for individuals replaces the idea of financial capital with "life decision capital." Of course, we won't be doing all this just for ourselves. We need to fix America's fiscal mess before our kids inherit it. https://www.youtube.com/watch?v=IMKw76lBn0k&feature=youtube_gdata_player


Change Your Mindset / Save Your Child

Change Your Mindset / Save Your Child

Author: Doris Barren

Publisher:

Published: 2021-04-05

Total Pages: 178

ISBN-13: 9781637650028

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Join the author as she makes a case for the impact our mindset has on our lives. As we grow into adulthood, our mindset is influenced and nurtured by the adults and others with whom we spend most of our time. Her experience as a parent and Substitute Teacher helped her recognize the overwhelming pressure our children in the 11 - 16-year-old age group undergo while transitioning from the child culture of elementary school to the young-adult culture of high-school. As the focus of the book, she is their voice.


American Resistance

American Resistance

Author: Dana R. Fisher

Publisher: Columbia University Press

Published: 2019-11-05

Total Pages: 139

ISBN-13: 0231547390

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Since Donald Trump’s first day in office, a large and energetic grassroots “Resistance” has taken to the streets to protest his administration’s plans for the United States. Millions marched in pussy hats on the day after the inauguration; outraged citizens flocked to airports to declare that America must be open to immigrants; masses of demonstrators circled the White House to demand action on climate change; and that was only the beginning. Who are the millions of people marching against the Trump administration, how are they connected to the Blue Wave that washed over the U.S. Congress in 2018—and what does it all mean for the future of American democracy? American Resistance traces activists from the streets back to the communities and congressional districts around the country where they live, work, and vote. Using innovative survey data and interviews with key players, Dana R. Fisher analyzes how Resistance groups have channeled outrage into activism, using distributed organizing to make activism possible by anyone from anywhere, whenever and wherever it is needed most. Beginning with the first Women’s March and following the movement through the 2018 midterms, Fisher demonstrates how the energy and enthusiasm of the Resistance paid off in a wave of Democratic victories. She reveals how the Left rebounded from the devastating 2016 election, the lessons for turning grassroots passion into electoral gains, and what comes next. American Resistance explains the organizing that is revitalizing democracy to counter Trump’s presidency.


Last Child in the Woods

Last Child in the Woods

Author: Richard Louv

Publisher: Algonquin Books

Published: 2008-04-22

Total Pages: 414

ISBN-13: 156512586X

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The Book That Launched an International Movement Fans of The Anxious Generation will adore Last Child in the Woods, Richard Louv's groundbreaking New York Times bestseller. “An absolute must-read for parents.” —The Boston Globe “It rivals Rachel Carson’s Silent Spring.” —The Cincinnati Enquirer “I like to play indoors better ’cause that’s where all the electrical outlets are,” reports a fourth grader. But it’s not only computers, television, and video games that are keeping kids inside. It’s also their parents’ fears of traffic, strangers, Lyme disease, and West Nile virus; their schools’ emphasis on more and more homework; their structured schedules; and their lack of access to natural areas. Local governments, neighborhood associations, and even organizations devoted to the outdoors are placing legal and regulatory constraints on many wild spaces, sometimes making natural play a crime. As children’s connections to nature diminish and the social, psychological, and spiritual implications become apparent, new research shows that nature can offer powerful therapy for such maladies as depression, obesity, and attention deficit disorder. Environment-based education dramatically improves standardized test scores and grade-point averages and develops skills in problem solving, critical thinking, and decision making. Anecdotal evidence strongly suggests that childhood experiences in nature stimulate creativity. In Last Child in the Woods, Louv talks with parents, children, teachers, scientists, religious leaders, child-development researchers, and environmentalists who recognize the threat and offer solutions. Louv shows us an alternative future, one in which parents help their kids experience the natural world more deeply—and find the joy of family connectedness in the process. Included in this edition: A Field Guide with 100 Practical Actions We Can Take Discussion Points for Book Groups, Classrooms, and Communities Additional Notes by the Author New and Updated Research from the U.S. and Abroad


College Admissions Cracked

College Admissions Cracked

Author: Jill Margaret Shulman

Publisher: Little, Brown Spark

Published: 2019-08-06

Total Pages: 309

ISBN-13: 0316420549

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How to help your kid navigate the college admissions process -- from scheduling standardized tests to writing essays -- month by month, girlfriend's-guide style. So, your child is a high school junior. You've heard other parents with kids older than yours whisper the word "college" like it was a terminal disease. You've seen their taut, maniacal grins as they try to hold it together. The process of weathering and conquering the college admissions process with a teenager is a daunting affair for many. Advice will pour in through friends, your child's guidance counselor, and your mother's neighbor's cousin. Thankfully, Jill Margaret Shulman, a college admissions coach, application evaluator, college writing instructor, essayist, author, and empathetic parent, is here to be your fiercest ally. She'll guide you through the entire crazy ritual that college admissions has become, month by month, breath by deep, cleansing breath, until you drop your kid off at college where she will ignore your phone calls and texts. Come as you are -- whether chill or roiling with anxiety -- and Shulman, along with a platoon of experts and fellow parents, will help you maintain your strength and sense of self-worth, so easily lost somewhere between your teenager's screaming, "I hate you! You're ruining my life!" and typing your credit card number into the College Board's website for the twentieth time. You've got college admissions cracked, and now, this book has got your back.


Trophy Child

Trophy Child

Author: Ted Cunningham

Publisher: David C Cook

Published: 2012-09-01

Total Pages: 242

ISBN-13: 1434705161

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Written for every mom who helps too much with homework just to impress the teacher and every dad who takes credit for his daughter’s soccer success, Trophy Child will give parents the encouragement they need to nurture their kids into who God created them to be. Our culture’s obsession with achievement often leads parents to form expectations for their kids based on the world’s standards, not on the Bible. As a result, their kids feel they never measure up. Trophy Child will help modern Christian parents create a home where children find success in following their heavenly Father’s leading for them—and readers know the joy of seeing their children embrace their full potential as children of God.


Larry the Bunny Saves His Money

Larry the Bunny Saves His Money

Author: Jim DeGaetano, Jr

Publisher:

Published: 2020-11-20

Total Pages: 26

ISBN-13:

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THE FIRST BOOK FOR YOUR CHILD THAT MAKES . . . CENTS!Meet Larry the Bunny, your child's new friend and role model. Because when it comes to . . . . . . where money comes from . . . . . . where it goes . . . . . . and how to have more of it . . . . . . then Larry the Bunny is the friend your child needs. In this beautifully illustrated and carefully-crafted book, your little one is going to begin his journey in properly handling one of life's most important concepts: money. Research shows that more than 90% of our habits are formed before the age of 7. After that, we spend the rest of our lives trying to change those habits. Don't let your child get started on the wrong foot! Start them right with Larry the Bunny. "Larry the Bunny Saves His Money" invites you to talk about money with your kids in a fun, easy way. TOPICS IN THE BOOK Basic Math The Principles of Money The Importance of Saving The Value of Integrity SPECIAL FEATURES Beautiful full-color pages Clear, simple text Enlightening visual aids AUTHOR BIOGRAPHY Jim DeGaetano, CFP(R), CPA, MBA is the President of Diamond Wealth Advisors. His passion is helping others achieve a better return on life through strategic planning. Jim is committed to providing clarity to his clients so they can retire with confidence. AUTHOR'S MESSAGE From birth to age 5, a child's brain develops faster than any other time in life. As a lifelong learner, I read a lot of books and among my favorite topics to learn about is the psychology of the brain and how we are wired for behaviors. Since behavior is the primary determinant for financial success this is an important topic as studies have shown 85% of Americans are ill-prepared for the retirement they envision. 95% of our brains are formed by age 6 and many of our unconscious habits are created by this time. A light bulb went off in my head when I read that.I have a 4- and a 6-year-old at home. I read to them every night and thought, why would I not start planting that 'savings chip' in their brain as early as possible, when their brains are developing at the fastest rate of their life and when their habits are being formed? I started looking for books to teach children under age six how to save. I couldn't find any that fit.And that is how "Larry the Bunny Saves his Money" was created.If you have little ones in your life who you love, this book is for them -- and you.


But First, Save 10

But First, Save 10

Author: Sarah-Catherine Gutierrez

Publisher:

Published: 2020

Total Pages: 264

ISBN-13: 9781944528171

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Major financial mistakes no longer have to be a rite of passage for adulthood. But First, Save 10 casts aside self-judgment budgeting, demystifies common financial jargon, and teaches a simple approach designed to yield abundance and joy. Plan retirement on your own terms and buck that unfulfilling job or start your dream business-this system is your ticket to a life of true freedom, however you define it. With a pay yourself first cash management system combined with automation, you'll accomplish what prior generations have collectively failed to do: 1. Save (enough) and invest to retire;2. Create, fund, and retain an emergency fund;3. Save for future expenses that bring joy, security, and freedom;4. Pay down debt aggressively and use debt sparingly and responsibly;5. Design a life with low fixed overhead; and6. Enjoy spending the rest. Finally, we have a sustainable routine, adaptable for any income at any life point-a system that offers the power to design our futures and define our destinies.


Real Life on a Budget

Real Life on a Budget

Author: Jessi Fearon

Publisher: CreateSpace

Published: 2015-06-28

Total Pages: 124

ISBN-13: 9781512163650

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Real Life on a Budget is a practical guide to helping you navigate the waters of money management. It features real life budget advice, practical challenges, actionable steps that will help you map out your journey to living and thriving on a budget. If you have been struggling with developing, maintaining, and living on a budget, Real Life on a Budget will help you create a system to better manage your finances and will challenge you to stick to your real life budget. Written by popular personal finance blogger, Jessi Fearon (www.thebudgetmama.com), Real Life on a Budget provides Jessi's real-world budget advice and exercises for every area of managing your household budget. Real Life on a Budget is a powerful tool to help you start living and thriving on a budget.


The White Coat Investor

The White Coat Investor

Author: James M. Dahle

Publisher: White Coat Investor LLC the

Published: 2014-01

Total Pages: 160

ISBN-13: 9780991433100

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Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!