Rogue Traders (HC)
Rogue Traders (HC)

Author: Scott E.D. Skyrm

Publisher: ibooks

Published: 2014-09-16

Total Pages: 232

ISBN-13: 1590190017

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Ever since the earliest days of commerce, business people have organized themselves into partnerships. They formed groups with a common interest and worked together as a single unit, assuming both the risks and rewards of the business. It was a natural way of achieving a common goal. If the business succeeded, all of the partners made money. If it flourished, the partners even sometimes became rich. However, success wasn’t assured and if the business failed, they all suffered together. In addition to a multitude of other industries, this was the model that dominated how Wall Street firms operated up until the 1980’s. Beginning in the 1980’s, it was not uncommon to find that a freshly-hired trainee – a kid literally right out of college – knew more about the new financial instruments than the CEO of the firm that hired him. In some instances, the kids were learning about the finer points of newly-invented instruments before their managers knew they even existed. These were the new breed of traders scattered across the trading desks. The individuals whose stories compose the contents of this book are some of the smartest people you’ll ever read about. They had an intimate understanding of the markets and how best to make money from them, but they also had an equally in-depth knowledge of some of the flaws in the markets. Or sometimes, flaws in the systems at the banks themselves. They used their knowledge to make money. And when that failed, they often used their knowledge of how the system was structured to hide their losses. And when that failed, there was no turning back.

HC 348 - The Green Deal: Watching Brief (Part 2)
HC 348 - The Green Deal: Watching Brief (Part 2)

Author: Great Britain: Parliament: House of Commons: Energy and Climate Change Committee

Publisher: The Stationery Office

Published: 2014-09-15

Total Pages: 52

ISBN-13: 0215075994

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The Green Deal was launched in January 2013 to help Britain's households and businesses make energy efficiency improvements. The Government has called it "a long-term and progressive programme. In December 2012, the Committee launched Green Deal: watching brief inquiry, to follow the Green Deal from its inception and monitor its debut on the UK market. In May 2013, the Committee published the Green Deal: watching brief report in which were outlined concerns about the lack of clarity regarding the outcomes that Department of Energy and Climate Change (DECC) expected from the Green Deal. Green Deal: watching brief (part 2) reviews the performance of the Green Deal and Energy Company Obligation (ECO) in the seven key areas outlined in the previous report, assess DECC's approach to evaluating and monitoring the performance of the Green Deal and ECO, and considers DECC's recent proposals to improve the Green Deal and reduce the cost of ECO. The report found that the Green Deal, rather than facilitating access to energy efficiency measures and creating momentum in the market, has caused frustration and confusion for both consumers and businesses in the supply chain. Only 4,000 Green Deal plans have so far been initiated. As a result, carbon savings through Green Deal finance have been negligible. Therefore the Government must re-evaluate its approach and set out a clear strategy to revive the failing scheme, as unless the package is made more attractive to a wider group of consumers, Green Deal finance is likely to remain unappealing to many.

House of Commons - Home Affairs Committee: E-Crime - HC 70
House of Commons - Home Affairs Committee: E-Crime - HC 70

Author: Great Britain. Parliament. House of Commons. Home Affairs Committee

Publisher: The Stationery Office

Published: 2013

Total Pages: 170

ISBN-13: 9780215061430

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The threat of a cyber attack to the UK is so serious it is marked as a higher threat than a nuclear attack. One can steal more on the internet than they can by robbing a bank and online criminals in 25 countries have chosen the UK as their number one target. Astonishingly, some are operating from EU countries. If we don't have a 21st century response to this 21st century crime, we will be letting those involved in these gangs off the hook. After a 10 month inquiry the Committee concluded that: a dedicated state of the art espionage response team should be established so that attacks can be immediately reported; Banks must be required to report all e-crime fraud to law enforcement; it is alarmed that CEOP is having its budget cut by 10% over 4 years, its experienced Chief Executive is leaving and it could lose its laser-like focus when merged with the National Crime Agency; it is still too easy for people to access inappropriate online content and those responsible need to take stronger action to remove such content - the Government should draw up a mandatory code of conduct with them to remove material which breaches acceptable standards; the DPP should review sentencing guidance and ensure e-criminals receive the same sentences as if they had stolen the same amount of money or data offline; the Government should look at setting up a similar organisation to the Internet Watch Foundation focused on reporting and removing online terrorist content

Invasive Non-Native Species - HC 913
Invasive Non-Native Species - HC 913

Author: Great Britain: Parliament: House of Commons: Environmental Audit Committee

Publisher: The Stationery Office

Published: 2014-04-16

Total Pages: 40

ISBN-13: 0215071573

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Invasive species, such as Japanese Knotweed, the Oak Processionary Moth, the Ruddy Duck and Zebra Mussels, can have detrimental effects on the native species they supplant, as well as on human health and business. The Environmental Audit Committee is calling on the Government to revamp the system for controlling invasive species in England and Wales. Current Wildlife legislation has never been used to prosecute anyone and is unlikely to provide the level of protection now needed. Better prevention, surveillance, monitoring, eradication and long-term control measures are all needed in the fight against invasive species. The Government currently has no formal surveillance system in place to trigger action to ensure early eradication. Defra needs to develop a surveillance system that integrates voluntary wildlife recording with professional monitoring and identification. The current system of "listing" species to be monitored and controlled is too slow. The Government must implement legal changes recommended by the Law Commission and replicate the Scottish system of species control orders to provide a mechanism for eradicating invasive species before they become established. Species on the existing national lists that are already well established here should be reviewed, according to the Committee. Where habitats cannot be restored or biodiversity protected, the invasive species should be removed from the list and control measures re-evaluated.

House of Commons - Business, Innovation and Skills Committee: Draft Consumer Rights Bill - HC 697-II
House of Commons - Business, Innovation and Skills Committee: Draft Consumer Rights Bill - HC 697-II

Author: Great Britain: Parliament: House of Commons: Business, Innovation and Skills Committee

Publisher: The Stationery Office

Published: 2013-12-23

Total Pages: 120

ISBN-13: 9780215065957

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The Government's draft Consumer Rights Bill has the potential to consolidate, simplify and modernise consumer law however issues and inconsistencies must be resolved. The current proposals would apply a statutory right that services under a contract must be provided with reasonable care and skill [a fault-based standard]. This does not provide sufficient consumer protection. The Draft Bill should require that services must achieve the stated result, or one which could be reasonably expected [an outcomes-based standard]. As the Bank of Ireland case demonstrated, the right to terminate a contract does not necessarily protect consumers from detriment. This report recommends an addition to the grey list - the indicative list of contract terms which may be regarded as unfair. The Government's proposals for enhanced consumer measures, which would require traders that have breached consumer law to compensate consumers, are welcome. However, private enforcers should also be able to use them. The collective proceedings regime has the potential to improve access to redress for victims of competition law breaches but the Government must clarify the certification requirements for such proceedings. The creation of rights and remedies for digital content is welcome, but the Government must do more to communicate how the proposals will work in practice. Under the draft Bill, the remedies available to consumers of digital content would depend on whether the content is intangible (such as a music download) or tangible (such as a CD). In appropriate circumstances, consumers should have the right to reject and obtain a refund irrespective of whether they purchase intangible or tangible digital content

Wild Blue Yonder #5
Wild Blue Yonder #5

Author: Mike Raicht

Publisher: IDW Publishing

Published:

Total Pages: 31

ISBN-13:

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It's all been building to this! The Judge has hunted down the Dawn, and now it's a desperate fight for survival. Cola and Tug are each faced with heart-breaking decisions. Will they act in time? It's the bloodiest, most grueling battle yet and the skies will rain with blood!

Financial Crisis Management and Bank Resolution
Financial Crisis Management and Bank Resolution

Author: John Raymond LaBrosse

Publisher: Taylor & Francis

Published: 2020-11-25

Total Pages: 447

ISBN-13: 1000285898

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Financial Crisis Management and Bank Resolution provides an analysis of the responses to the recent crisis that has beset the international financial markets taking a top down approach looking at the mechanisms to manage a financial crisis, to the practicalities of dealing with the resolution of a bank experiencing distress. This work is an interdisciplinary analysis of the law and policy surrounding crisis management and bank resolution. It comprises contributions from a team of leading experts in the field that have been carefully selected from across the globe. These experts are drawn from the law, central banks, government, financial services and academia. This edited collection will provide a new and important contribution to the subject at a crucial time in the debate around banking resolution and crisis management regimes, and help to plug the gap in our knowledge and understanding of the law of bank resolution and restructuring.

Psychological Perspectives on Ethical Behavior and Decision Making
Psychological Perspectives on Ethical Behavior and Decision Making

Author: David DeCremer

Publisher: IAP

Published: 2009-08-01

Total Pages: 246

ISBN-13: 1607522764

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The book is divided into three relatively coherent sections that focus on understanding the emergence of (un)ethical decisions and behaviors in our work and social lives by adopting a psychological framework. The first section focuses on reviewing our knowledge with respect to the specific notions of ethical behavior and corruption. These chapters aim to provide definitions, boundary conditions and suggestions for future research on these notions. The second section focuses on the intra-individual processes (affect, cognition and motivation) that determine why and how people display unethical behavior and are able to justify this kind of behavior to a certain extent. In these chapters the common theme is that given specific circumstances psychological processes are activated that bias perceptions of ethical behavior and decision making. The third section explores how organizational features frame the organizational setting and climate. These chapters focus on how employment of sanctions, procedurally fair leadership and a general code of conduct shapes perceptions of the organizational climate in ways that it becomes clear to organizational members how just, moral and retributive the organization will be in case of unethical behavior.