"You don't have to accept risk in order to grow your money." What readers discover in this book is the woeful ineffectiveness of retirement planning as practiced by Wall Street and the brokerage industry. In place of this failed approach Jalbert offers the logic of financial tools provided by the insurance industry. These tools, though not well known in the marketplace, are many, varied and most often free of the risk associated with volatile markets. His mission is to design retirement plans that are as foolproof as possible, and making sure that a stable and predictable lifelong income is provided under any economic circumstances.
The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.
NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.
Dump the allowance-and use a new "Family Economy" to raise responsible children in an age of instant gratification. Number-one New York Times bestselling authors Richard and Linda Eyre, have spent the last twenty-five years helping parents nurture strong, healthy families. Now they've synthesized their vast experience in an essential blueprint to instilling children with a sense of ownership, responsibility, and self-sufficiency. At the heart of their plan is the "Family Economy" complete with a family bank, checkbooks for kids, and a system of initiative-building responsibilities that teaches kids to earn money for the things they want. The motivation carries over to ownership of their own decisions, values, and goals. Anecdotal, time-tested, and gently humorous, The Entitlement Trap challenges some of the sacred cows of parenting and replaces them with values that will save kids (and their parents) from a lifetime of dependence and disabling debt.
If you work for a non-profit humane society or pet rescue group, you understand the importance of fundraising to your organization's long-term survival. Funds to the Rescue is written specifically for humane groups. This book saves you from wasting time as you search for new revenue streams to support your humane organization. The book begins with "The Hows and Whys of Fundraising" and follows with 101 entertaining and creative ideas. Armed with these 101 fundraising ideas, you'll never struggle to find the money you need to support your animal shelter or pet rescue again.
A “haunting meditation on trust, hope and love” by a woman who adopts and trains a Golden Retriever puppy to become a search-and-rescue dog (People). In the wake of the Oklahoma City bombing, Susannah Charleson’s attention was caught by a newspaper photograph of a canine handler, his exhausted face buried in the fur of his search-and-rescue dog. Susannah, a dog lover and pilot with search experience herself, was so moved by the image that she decided to volunteer with a local canine team, plunging herself into an astonishing new world. While the team worked long hours for nonexistent pay and often heart-wrenching results, Charleson discovered the joy of working in partnership with a canine friend and the satisfaction of using their combined skills to help her fellow human beings. Once she qualified to train a dog of her own, Charleson adopted Puzzle—a smart, spirited Golden Retriever puppy who exhibited unique aptitudes as a working dog, but was a bit less interested in the role of compliant house pet. Scent of the Missing is the story of Charleson’s adventures with Puzzle as they search for a lost teen; an Alzheimer’s patient wandering in the cold; and signs of the crew amid the debris of the space shuttle Columbia disaster—all while unraveling the mystery of the bond between humans and dogs. “A riveting view of both the human animal bond and the training of search and rescue dogs. All dog lovers and people interested in training service dogs should read this book.” —Temple Grandin, author of Animals Make Us Human
"Read this book, of course.” —Publishers Weekly NBC NATIONAL INVESTIGATIVE CORRESPONDENT AND HOST OF “ROSSEN REPORTS” ON TODAY BRINGS THE ULTIMATE HANDBOOK TO LIFE. Do you know where to take shelter in an earthquake? How to bust a lying car mechanic? Save money at the store? You’ll know now. Every morning, millions of Americans watch Jeff Rossen explain how to solve our most harrowing problems, such as: how to put out a kitchen fire, find bedbugs, avoid rip-offs, and even how to survive a plane crash. In Rossen to the Rescue, he includes daring experiments, expert advice, and game plans for handling all the wild cards in life—big and small—while sharing personal, and sometimes embarrassing, anecdotes that he couldn’t tell on television. Overflowing with never-before-seen tips and tricks, this book is filled with enough hacks to keep you and your family safe...and it just might save your life.
Since her debut in 1989, A. M. Homes, author of the forthcoming novel The Unfolding, has been among the boldest and most original voices of her generation, acclaimed for the psychological accuracy and unnerving emotional intensity of her storytelling. Her ability to explore how extraordinary the ordinary can be is at the heart of her touching and funny new novel, her first in six years. This Book Will Save Your Life is a vivid, uplifting, and revealing story about compassion, transformation, and what can happen if you are willing to lose yourself and open up to the world around you.
"A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--