It is fair to say that most baby boomers addressing retirement will have different types of income, education, and aspirations. This second book in the series REINVENTING RETIREMENT BABY BOOMER STYLE is based on the stories from the people met or known by the author. The intent of this book is to engage the nearly-retired or retired baby boomer to get the creative juices going; this book will give you ideas to help stimulate some imaginative planning. Retirement plans are constantly changing, but having a looser outline to follow would assist and lead towards the direction baby boomers ultimately want. This book is intended to help the baby boomer generation find ways to think outside the box, find a lifestyle that suits their unique needs as an individuals, and know that they do not need to mold their retirement plans using the traditional cookie cutter preferences. For those of you currently engaged in a "working retirement," try to make your work more enjoyable, and think of ways to pamper yourself. For heaven's sake, do not worry about what anyone else thinks because we have all earned the privilege of spending our time the way we choose.
This is not a book on how to save for retirement or invest for retirement. It is for those of us who are either close to retirement or already retired and need a plan of how to fill the best years ahead. Our income is relatively fixed, and we want to make it buy us our dreams. It is never too late to change your plans once you retire. Your first job is to just take in what is out there and apply what fits your own circumstances.
Here's a look at what you need to know about the Baby Boomer generation, the generation of Americans born between 1946, the end of World War II, and 1964. They are the largest generation of Americans born in U.S. history.
With 76 million baby boomers on the cusp of retirement in the U.S. alone, it's time to look beyond finances and examine how ending traditional, full-time work impacts every aspect of life. Author Miriam Goodman has interviewed hundreds of retirees on the subjects of home, marriage, family, friends, hobbies, health, and even on going back to part- or full-time work. Their insights will help readers create their personalized strategy for an active and fulfilling retirementwhether that means sailing around the world, starting a new business, or moving to be closer to grandchildren. A workbook format with tabbed sections makes it easy to access the highly practical information that makes Reinventing Retirement an essential guide to this exciting new phase of life.
CROSSING THE BORDER INTO OLD AGE.THE BABY BOOMER CHALLENGE BY JULIA COLE KNEISSLThe generational upheavals of our sixty to one hundred year olds will rise significantly as the first wave of baby boomers become eligible for retirement. Many retirement issues are addressed and the lifestyles of our older age group will all be affected by the new ideas and energy of our younger members. As a former Professor of Gerontology, Julia was only partly prepared for her old age. She found that books on aging were written by researchers who were not retired yet. After fourteen years of retirement Julia now feels qualified to write about the years that are within her experience. She has taken a psychosocial approach to the problems and choices of living, with an emphasis on redefining oneself as an older person. Many men and women have shared their experiences. The book offers practical suggestions. Yes - the baby boomers are entering the zone of old age - a zone where we place old people so that we don't have to worry about them. Who are these upstarts coming forth with new ideas and high expectations? Why are our feathers being ruffled? We have grown quite comfortable in our time zone. This new generation entering our sacred space will be disassociating themselves from the stigma of aging. As people are living longer the numbers celebrating ninety and one hundred year old birthdays are increasing and even more significantly the numbers of men are also increasing, but male specific services and activities are lagging far behind.Julia encourages you to look “outside of the box” in viewing aging issues. How do you downsize? Give up the car? (Without feeling lost and resentful.) How can you turn these into positive experiences? Are you wealthy enough to retire or too scared to retire? What can you expect from your body? Is it ok to have a drink of alcohol at night? What about your mental abilities- are you doomed to have dementias? Memory loss? How will we decide when it is time to stop driving?One of the biggest demands will be that of housing and lifestyles, with aging in place being the most popular option. It is generally acknowledged that our baby boomers will be working longer, so a retirement life style will be at a later age, probably not before seventy-five. The market will be hungry for this generation as the competition for services mounts. Demands for apartment living and food service will change. Julia writes, “The youngest amongst us (70's and 80's) remember well the wars we waged against established traditions. We were part of the one hundred and twenty years that it took for women to gain equal voting rights in this country. We picketed “Men Only” Clubs where business was carried out over leisurely expense paid lunches. We were part of the feminist movement (even if we did not burn our bras and go to Woodstock). We turned the position of the "at home" Mom who did "nothing" into the working Mom who did both. We saw women crack and transcend the glass ceiling in the work place. Have we thought about how we can transcend the glass ceiling of prejudice against the older person? We need to start by understanding ourselves, who we are collectively, but more importantly as individuals. If we can learn about the resources available to ourselves, and always remember that we raised our children to be self-sufficient and independent, then we owe it to ourselves and our families to maintain a quality of living which maintains as much independence as our health and financial resources will allow.” As a retired Professor Emeritus of Gerontology, Julia found that most authors were young. Julia sees that this new generation will be disassociating themselves from the stigma of aging.Julia encourages you to look “outside of the box” in viewing aging issues. How do you downsize? Give up the car? Prepare for retirement? What can you expect from your body?What about your mental abilities?
Die Altersvorsorge betrifft einen sehr wichtigen privaten Finanzbereich. Hierzu gibt es eine Flut von verwirrenden Fragen, wie z.B.: Wie plane ich? Wieviel spare ich? Welche Anlagemöglichkeiten sind die besten? Wie nutze ich Unternehmensleistungen? In diesem Leitfaden finden Sie die Antworten. Er wurde speziell für Leute im Alter zwischen 30 und 40 konzipiert, die aus einer großen Auswahl von Möglichkeiten zur Altersvorsorge schöpfen können und vielleicht sogar schon mit der Planung begonnen haben. Sie werden mit den verschiedenen Möglichkeiten und auch mit speziellen Aspekten gegenwärtiger und künftiger Finanzplanung vertraut gemacht. Verständlich geschrieben, überschaubar und klar strukturiert, liefert Ihnen dieses Buch alle Informationen zu einem brandheißen Finanzthema. (10/99)
Baby Boomers are reinventing retirement just as they have so many other aspects of their lives. They will live longer and be healthier than their parents and grandparents, and they plan to remain relevant, be fulfilled, and leave legacies. Many will continue to work well into their 70s and 80s, some because they want to, others because they need to.
Drawing on the author's expertise and the personal Social Security stories of real women, this book opens the door on how Social Security works for women regardless of your life's journey. It's for you if you're married, divorced, widowed, or single and will take some of the mystery out of this complex yet critical income source.
