Life Annuity Products and Their Guarantees
Life Annuity Products and Their Guarantees

Author: Collectif

Publisher: OECD

Published: 2016-12-05

Total Pages: 153

ISBN-13: 9264267794

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This publication helps policy makers to better understand annuity products and the guarantees they provide in order to optimise the role that these products can play in financing retirement. Product design is a crucial factor in the potential role of annuity products within the pension system, along with the cost and demand for these products, and the resulting risks that are borne by the annuity providers. Increasingly complex products, however, pose additional challenges concerning consumer protection. Consumers need to be aware of their options and have access to unbiased and comprehensible advice and information about these products.

Annuities and Other Retirement Products
Annuities and Other Retirement Products

Author: Roberto Rezende Rocha

Publisher: World Bank Publications

Published: 2011

Total Pages: 376

ISBN-13: 0821385747

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In the 1990s many emerging economies in Central Europe and Latin America initiated their pension reforms. While most analysis to date has focused on the accumulation phase, there are a number of lessons to be shared as countries start to prepare the retirement options for their contributors, with this book addressing these issues from a public policy perspective.