Practical Guide to Private Pension Plans in Canada
Author: Mitch Frazer
Publisher:
Published: 2012
Total Pages: 214
ISBN-13: 9780888046123
DOWNLOAD EBOOKRead and Download eBook Full
Author: Mitch Frazer
Publisher:
Published: 2012
Total Pages: 214
ISBN-13: 9780888046123
DOWNLOAD EBOOKAuthor: Harvey L. McIntyre
Publisher: [Don Mills, Ont.] : Life Underwriters Association of Canada
Published: 1983
Total Pages: 27
ISBN-13:
DOWNLOAD EBOOKAuthor: Bruce Cohen
Publisher: Wiley
Published: 2003-12-19
Total Pages: 0
ISBN-13: 9780470834305
DOWNLOAD EBOOKMillions of Canadians are covered by pension plans in one form or anotherâ??whether that's CPP a company plan, or personal RRSPs. But pensions are the benefit least understood by employees. They're confusing and complex, but understanding pensions is crucial to every Canadian's financial security in retirement. Since its initial publication, The Pension Puzzle has become the definitive book on the subject. Now completely revised and updated, The Pension Puzzle remains a true "owner's manual" for anyone with a pension plan: Explains what pensions are; how all the different types work; how government, employer plans, and RRSPs fit together; and how to judge whether your employer's plan is a good one. Shows you how to determine how much income you'll need in retirement; how much government benefits and employer plans will provide for you; and how aggressive you have to be with your own RRSP investments to supplement these other plans. Includes a new chapter on the funding crisis that many plans are facing, as the recent stock market plunge drove many into a serious deficit-how it happened and what it means to you. Features new information on: federal budget changes to pension and RRSP limits; changes in pension standards and regulations; pension plans that are not fully indexed for inflation; LIRAs, LIFs, and LRIFS; websites and other references; and much more. Helps you make sound decisions about your pension plan and how it affects your financial future, whether youâ??re planning your retirement, changing jobs, handling a divorce, or making decisions about early retirement. Includes practical forms and worksheets, tips, and examples. The Pension Puzzle is not just for those about to retire. It's for every working Canadian who needs to make decisions about their pension plan and how it affects their financial future.
Author: Ari N. Kaplan
Publisher: Essentials of Canadian Law
Published: 2013
Total Pages: 668
ISBN-13: 9781552213391
DOWNLOAD EBOOKThe second edition brings pension law up to date with consideration of recent cases such as Re Indalex, in which the Supreme Court of Canada examined how to allocate the risks of an employer's insolvency among its creditors. This edition tracks the shift of the law of trusts within pension jurisprudence from "classic" trusts to "modern" trusts; the reform of minimum pension standards; new plan design legislation being offered to respond to decreasing pension plan coverage among the Canadian workforce; the development of target benefit plans; and innovative plan designs such as New Brunswick's new "shared risk" plan model. The book will be an invaluable resource for anyone who needs to understand this complex legal and regulatory environment including lawyers, human resources officers, plan administrators and trustees, actuaries, accountants, public servants, and union officials.
Author: Kees Koedijk
Publisher: John Wiley & Sons
Published: 2019-01-31
Total Pages: 328
ISBN-13: 1119437695
DOWNLOAD EBOOKCrucial methods, tactics and tools for successful pension fund management Achieving Investment Excellence offers trustees and asset managers a comprehensive handbook for improving the quality of their investments. With a stated goal of substantially and sustainably improving annual returns, this book clarifies and demystifies important concepts surrounding trustee duties and responsibilities, investment strategies, analysis, evaluation and much more. Low interest rates are making the high cost of future pension payouts fraught with tension, even as the time and knowledge required to manage these funds appropriately increases — it is no wonder that pensions are increasingly seen as a financial liability. Now more than ever, it is critical that trustees understand exactly what contributes to investment success — and what detracts from it. This book details the roles, the tools and the strategies that make pension funds pay off. Understand the role of pension funds and the fiduciary duty of trustees Learn the tools and kills you need to build profound and lasting investment excellence Analyse, diagnose and improve investment quality of funds using concrete tools and instruments Study illustrative examples that demonstrate critical implementation and execution advice Packed with expert insight, crucial tools and real-life examples, this book is an important resource for those tasked with governing these. Achieving Investment Excellence provides the expert insight, clear guidance and key wisdom you need to manage these funds successfully.
Author:
Publisher:
Published: 1949
Total Pages: 15
ISBN-13:
DOWNLOAD EBOOKAuthor: Walter R. Reinfried
Publisher:
Published: 1976
Total Pages: 87
ISBN-13:
DOWNLOAD EBOOKAuthor:
Publisher:
Published: 2016
Total Pages: 756
ISBN-13: 9780433489818
DOWNLOAD EBOOKAuthor: Lien Luu
Publisher: Routledge
Published: 2021-12-27
Total Pages: 246
ISBN-13: 1000516326
DOWNLOAD EBOOKFinancial services are an ever increasing part of the infrastructure of everyday life. From banking to credit, insurance to investment and mortgages to advice, we all consume financial services, and many millions globally work in the sector. Moreover, the way we consume them is changing with the growing dominance of fintech and Big Data. Yet, the part of financial services that we engage with as consumers is just the tip of a vast network of markets, institutions and regulators – and fraudsters too. Many books about financial services are designed to serve corporate finance education, focusing on capital structures, maximising shareholder value, regulatory compliance and other business-oriented topics. A Practical Guide to Financial Services: Knowledge, Opportunities and Inclusion is different: it swings the perspective towards the end-user, the customer, the essential but often overlooked participant without whom retail financial services markets would not exist. While still introducing all the key areas of financial services, it explores how the sector serves or sometimes fails to serve consumers, why consumers need protection in some areas and what form that protection takes, and how consumers can best navigate the risks and uncertainties that are inherent in financial products and services. For consumers, a greater understanding of how the financial system works is a prerequisite of ensuring that the system works for their benefit. For students of financial services – those aspiring to or those already working in the sector – understanding the consumer perspective is an essential part of becoming an effective, holistically informed and ethical member of the financial services community. A Practical Guide to Financial Services: Knowledge, Opportunities and Inclusion will equip you for both these roles. The editors and authors of A Practical Guide to Financial Services: Knowledge, Opportunities and Inclusion combine a wealth of financial services, educational and consumer-oriented practitioner experience.
Author: Lien Luu
Publisher: Taylor & Francis
Published: 2024-10-22
Total Pages: 108
ISBN-13: 1040134025
DOWNLOAD EBOOKOwning a property is a dream for many people, and borrowing from banks is often essential to achieve this. However, having a mortgage can cause real anxiety because of the latent fear of losing our home if we cannot keep up with mortgage payments. Traditionally, homeowners repay their debt over 25 years, but high house prices have made it necessary to increase the term up to 40 years to make monthly payments affordable. Spreading the debt over a longer period of time not only means that borrowers have to pay more interest, but they are also exposed to other risks such as potential interest rate rises and changes in personal circumstances affecting their mortgage eligibility. These can lead to financial worries, financial stress, and reduced well-being. There are few practical guides available to show borrowers how to manage their mortgage debt more effectively, and how to repay their mortgage quickly so that they are debt-free. This book seeks to empower consumers, young and old, by providing a roadmap to help borrowers achieve financial security through planning for the future, insuring their income, and setting up an emergency fund. It also outlines simple strategies for an early repayment of debt, including paying off the capital, making extra payments, and monitoring their mortgage debt. In doing so, it aims to help readers improve their general well-being, enhance their financial security, reduce their financial worries, and eliminate their ‘mortgage insomnia’.