In the 1960s, America set out to end poverty. Policy-makers put forth an unprecedented package of legislation, funding poverty programs and empowering the poor through ineffectual employment-related education and training. However, these handouts produced little change, and efforts to provide education and job-training proved inconsequential, boasting only a 2.8 percent decrease in the poverty rate since 1965. Decades after the War on Poverty began, many of its programs failed. Only one thing really worked to help end poverty-and that was work itself, the centerpiece of welfare reform in 1996. Poor No More is a plan to restructure poverty programs, prioritizing jobs above all else. Traditionally, job placement programs stemmed from non-profit organizations or government agencies. However, America Works, the first for-profit job placement venture founded by Peter Cove, has the highest employee retention rate in the greater New York City area, even above these traditional agencies. When the federal government embraced the work-first ideal, inspired by the success of America Works, welfare rolls plummeted from 12.6 million to 4.7 million nationally within one decade. Poor No More is a paradigm-shifting work that guides the reader through the evolution of America's War on Poverty and urges policy-makers to eliminate training and education programs that waste time and money and to adopt a work-first model, while providing job-seekers with the tools and life lessons essential to finding and maintaining employment.
There are plenty of books on how to buy, sell, or invest in real estate. But there isn’t one that brings together homeownership with money management investing and retirement planning. This is that book.” — Bruce Sellery, author of Moolala and CEO of Credit Canada This handbook for smart homeownership explains how to... ✔️ Proactively maintain your home ✔️ Increase property value with smart renos ✔️ Reduce monthly expenses ✔️ Take advantage of debt ✔️ Live life as a happy homeowner What this book will give you Just because you buy a home—or buy stock or save money—doesn't make it smart. It's what you do with the asset—whether it's a home or stock purchase or savings in some account—that is smart. It's whether the asset ends up being an investment that works to grow your net worth or just an expensive product you own. What you'll find in this book are strategies for maintaining, protecting and increasing the value of your home, while finding small and big ways to save money. Broken down into eight steps, with the final ninth step that wraps up what you've learned. What people are saying about the book Personal finance experts agree, this is a must read for homeowners There are plenty of books on how to buy, sell or invest in real estate. There isn’t one that brings together homeownership with money management, investing and retirement planning. This is that book. – Bruce Sellery, author of Moolala and CEO of Credit Canada House Poor No More is the perfect handbook to prepare yourself as a homeowner. After reading House Poor No More, I know what renovations are worth the investment and how to prioritize maintenance, plus so many other homeownership secrets you could never find with a Google search or internet-deep-dive. Romana King's 20 years of real estate experience and homeownership knowledge are pared down into digestible takeaways extremely valuable for the average homeowner. – Alyssa Davies, author of The 100-Day Financial Goal Journal and MixUpMoney Romana offers readers important tools for making strategic real estate decisions. She shows how to fulfil our emotional desire for homeownership while also building long-term wealth — without having to pinch our lifestyle or compromise other financial goals. – Rita Silvan, former Editor-in-Chief at ELLE CANADA and Golden Girl Finance In her new book, Romana King dismisses the notion that homeownership is either a good decision or a bad decision. Instead, she helps us acknowledge the emotional need for owning a home and then sets out a plan to help all homeowners make smarter, more strategic decisions when it comes to their home. – Karin Mizgala, author of Unstuck: How to Get Out of Your Money Rut and Start Living the Life You Want and CEO Money Coaches Canada Romana King helps readers understand if homeownership is the right decision for them (right now.) House Poor No More, King discusses how to set a goal of homeownership and to use it to build your wealth long term. Most importantly she provides much-needed tools to help you navigate today’s overheated housing market. – Rubina Ahmed-Haq, creator of Always Save Money, 20-year business and finance reporter House Poor No More does an excellent job of explaining how and why homeownership is a smart, strategic tool for our emotional and financial well-being. Following the tips and tactics outlined in this book, anyone can become a smarter homeowner and grow their personal net worth. – Robert R. Brown, author of Wealthing Like Rabbits
In the 1960s, America set out to end poverty. Policy-makers put forth an unprecedented package of legislation, funding poverty programs and empowering the poor through ineffectual employment-related education and training. However, these handouts produced little change, and efforts to provide education and job-training proved inconsequential, boasting only a 2.8 percent decrease in the poverty rate since 1965. Decades after the War on Poverty began, many of its programs failed. Only one thing really worked to help end poverty—and that was work itself, the centerpiece of welfare reform in 1996. Poor No More is a plan to restructure poverty programs, prioritizing jobs above all else. Traditionally, job placement programs stemmed from non-profit organizations or government agencies. However, America Works, the first for-profit job placement venture founded by Peter Cove, has the highest employee retention rate in the greater New York City area, even above these traditional agencies. When the federal government embraced the work-first ideal, inspired by the success of America Works, welfare rolls plummeted from 12.6 million to 4.7 million nationally within one decade. Poor No More is a paradigm-shifting work that guides the reader through the evolution of America’s War on Poverty and urges policy-makers to eliminate training and education programs that waste time and money, and to adopt a work-first model, while providing job-seekers with the tools and life lessons essential to finding and maintaining employment.
We all want money. Most people have less money than they need. This book will help you have more money than you need. This book will teach you about: Yourself Money People Most of all this book will teach you to make money for yourself and think different concerning money. Think of it only 2% of people know what they wish to do in life. 98% know not what they wish to do with their life! This book will teach you to reverse your disobedience concerning money and how to acquire money and then you will have success in your life, in accord with money. A person cannot be really free if you must be chained to a routine job most of your waking hours and receive for that a small paycheck. If a person has to pay that much for existence that person is paying too high a price! This book will give you a formula for breaking with past habits of accepting the crumbs from life's table and teach you another way in which you can rid yourself of self-imposed limitations and enjoy your fill of life's riches.
Extreme poverty can be alleviated one village at a time. The current practices of global aid agencies, governments, and NGOs all focus on the same failed strategy: transfer payments. The problem is that moving money without growing local economic systems for sustainability does not work. People need jobs and businesses, not handouts. There is a better way. In this book you will discover how these different systems can positively work together to bring about the long-term, locally sustainable results that we all desire. This is transformational work, and we will need to pause on the rhetoric, biases, and existing structural models to engage in a different way of doing things. Donors, communities in transition, local leaders, churches, governments—all are invited to revamp our thinking to actually achieve the results that form our common goal. No one wants to be seen in a poverty state. God doesn’t create people to be poor and impoverished. He does not! God gives—generously. That is why every community around the globe already has vast, untapped resources of human talent and vision, a treasure trove of divinely bestowed potential awaiting harvest. It’s time to partner together for sustainable solutions to poverty!
With more than 450,000 copies in print, When Helping Hurts is a paradigm-forming contemporary classic on the subject of poverty alleviation. Poverty is much more than simply a lack of material resources, and it takes much more than donations and handouts to solve it. When Helping Hurts shows how some alleviation efforts, failing to consider the complexities of poverty, have actually (and unintentionally) done more harm than good. But it looks ahead. It encourages us to see the dignity in everyone, to empower the materially poor, and to know that we are all uniquely needy—and that God in the gospel is reconciling all things to himself. Focusing on both North American and Majority World contexts, When Helping Hurts provides proven strategies for effective poverty alleviation, catalyzing the idea that sustainable change comes not from the outside in, but from the inside out.
Awarded "Special Recognition" by the 2018 Robert F. Kennedy Book & Journalism Awards Finalist for the American Bar Association's 2018 Silver Gavel Book Award Named one of the "10 books to read after you've read Evicted" by the Milwaukee Journal Sentinel "Essential reading for anyone trying to understand the demands of social justice in America."—Bryan Stevenson, author of Just Mercy Winner of a special Robert F. Kennedy Book Award, the book that Evicted author Matthew Desmond calls "a powerful investigation into the ways the United States has addressed poverty . . . lucid and troubling" In one of the richest countries on Earth it has effectively become a crime to be poor. For example, in Ferguson, Missouri, the U.S. Department of Justice didn't just expose racially biased policing; it also exposed exorbitant fines and fees for minor crimes that mainly hit the city's poor, African American population, resulting in jail by the thousands. As Peter Edelman explains in Not a Crime to Be Poor, in fact Ferguson is everywhere: the debtors' prisons of the twenty-first century. The anti-tax revolution that began with the Reagan era led state and local governments, starved for revenues, to squeeze ordinary people, collect fines and fees to the tune of 10 million people who now owe $50 billion. Nor is the criminalization of poverty confined to money. Schoolchildren are sent to court for playground skirmishes that previously sent them to the principal's office. Women are evicted from their homes for calling the police too often to ask for protection from domestic violence. The homeless are arrested for sleeping in the park or urinating in public. A former aide to Robert F. Kennedy and senior official in the Clinton administration, Peter Edelman has devoted his life to understanding the causes of poverty. As Harvard Law professor Randall Kennedy has said, "No one has been more committed to struggles against impoverishment and its cruel consequences than Peter Edelman." And former New York Times columnist Bob Herbert writes, "If there is one essential book on the great tragedy of poverty and inequality in America, this is it."
No one would have guessed that Donald Neese--who grew up poor in Alabama in the 1940s and 1950s--would become an Air Force pilot, a CIA agent, and a senior executive with Lockheed Martin. But Neese always had a way of surprising folks. No one ever saw him coming, which may be why he made a great spy. He looks back at his adventure-filled life, from growing up with an abusive father and an overly religious mother to trying to live up to his valedictorian brother and then flying missions over the battlegrounds of Vietnam and beyond. Not everything turned out as planned, for instance, there was a painful divorce, but his love of country and family got him through the toughest of times. He'd also discover love again. In Poor White Trash No More, Neese looks back at an incredible life filled with surprising turns. His story will inspire you to keep chasing your dreams even during the darkest of times.
Now retired, author Dr. Steven Bentley was a successful emergency physician. But his path in life wasnt always an easy one. In Poor No MoreAn American Dream, he shares his story of how he survived a rare birth defect, abject poverty, an alcoholic mother, a KKK father, an abusive childrens home, and a cruel step-mother. This memoir tells how Bentley emerged from a difficult childhood and adolescence to practice ER medicine during a time of enormous change in the field and how he developed a lifelong love affair with his chosen profession. He discusses how he found it gratifying to apply his medical knowledge and to impact someones life for the better. He relays a host of stories from both his personal and professional life, detailing the trials and tribulations and the challenges and rewards. Poor No MoreAn American Dream describes Bentleys journey to escape his roots and become a successful doctor in America. It tells about one man who lived in and through some interesting times.
