- Do you find you're always strapped for cash at the end of the month? - Are you worried about paying your credit card bills? - Would you like some practical advice on how to make your money go further? Perfect Money Saving is the essential guide for anyone who wants to take control of their finances. Covering everything from home-made presents to cheaper mortgages, it gives step-by-step guidance on how to cut your costs without giving up the things you enjoy. With sections on debt management and your financial portfolio, as well as a month-by-month breakdown showing where and when to grab the best bargains, Perfect Money Saving has all you need to make the most of every penny. The Perfect series is a range of practical guides that give clear and straightforward advice on everything from getting your first job to choosing your baby's name. Written by experienced authors offering tried-and-tested tips, each book contains all you need to get it right first time.
A must-have guide for bargain-hunting fashionistas looking to make a statement without sabotaging their budgets. With this easy-to-use resource, savvy shoppers can cultivate upscale, upcycled wardrobes at thrift and consignment store prices. Shoppers will learn to navigate the racks of their local consignment shop, spot name brands like Versace, Dior, and Burberry, select the best quality items, and repair secondhand clothes that need some love. Photo-filled chapters on thrifted handbags, jewelry, scarves, and other accessories show what's available and give tips for distinguishing quality items from fakes. Interviews with expert tailors, dry cleaners, shoe repair wizards, and fabric-dyeing professionals explain what makes a damaged piece of clothing worth renovating. Before-and-after photos show what can be done to refashion less-than-perfect finds.
Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.
For the first time, financial guru and TODAY Show regular Jean Chatzky brings her expertise to a young audience. Chatzky provides her unique, savvy perspective on money with advice and insight on managing finances, even on a small scale. This book will reach kids before bad spending habits can get out of control. With answers and ideas from real kids, this grounded approach to spending and saving will be a welcome change for kids who are inundated by a consumer driven culture. This book talks about money through the ages, how money is actually made and spent, and the best ways for tweens to earn and save money.
THE SUNDAY TIMES BESTSELLER SAVE A FORTUNE AND TRANSFORM YOUR LIFESTYLE IN 2022. If you're worried about the rising cost of living then INSTAGRAM SENSATION MONEY MUM is here to help you SAVE THOUSANDS WITHOUT EVEN NOTICING. "Money Mum, here, coming to you, as always, with another money tip! You don't have to be wealthy or earn a huge salary to achieve all the things you want in life - and I'm here to show you how. Just by spending a little less on everyday small costs or being savvy with your choices, you will naturally have a little more for the finer things in life. My exciting new book will show you everything you need to know to save money and be truly happy forever. When you're trying to manage a busy family, it's easy to lose sight of the things that really matter and feel like you're drowning in worries while the pennies are drowning away. So many of us feel we have to pretend to be wealthier than we are and try to hide it when we can't afford something. Why though, when we are all sharing what we had for our tea and how many press ups we did that morning on social media, can't we be more honest about our finances? Why is there still so much shame and secrecy about being a bit strapped for cash, or in debt? I feel really strongly that it has got to change, and I'm here to get you through it.. I want to empower women and girls to take responsibility for their own financial futures. To have those difficult conversations and do the uncomfortable maths, because believe me one day you will be so glad you did. From starting small and making little changes to your everyday habits, through building a second income into your lifestyle, to going for the big goals in your life that you might think are out of your reach - this book will help you reboot your finances one money tip at a time. Because money isn't a secret recipe that only rich people know, it's a mindset and an attitude that anyone can have. And Money Mum is here, as always, to show you how. Now stick the kettle on, grab a pen and paper and let's start saving you some serious cash!" Inside you'll find: - My ultimate deals and tips, covering everything from shopping and bills to selling unwanted items - How to follow my weekly 'No Spend Day' and 'Make Money Day' - What your money mindset does to your anxiety levels and the impact social media has on your spending - Tips for getting the whole family talking about money from an early age - Spending tracker templates, charts and plenty of space for your own notes!
You might be on 'the right side of 40', and yet, financially you feel about fourteen. By now, you should be rolling in the dough, but it feels like you're drowning in debt. This isn't how being "a grown up" was supposed to be. How will you ever get on the property ladder if you can't even make more than the minimum payment on your credit card? Will you live like a pauper when you're old and grey because student loans and sky-high rents mean you can't afford to pay into a pension? One thing is for sure, money may not buy you happiness, but from where you're standing, it sure could buy you a few things that would put a smile on your face - a flat would be nice come to think of it. So what are you going to do about it? Do you want to spend your life in financial turmoil? When Kara Gammell first came to the UK from her native Canada at 23, financially, she was a disaster. After five years of fun at uni, she couldn't manage being paid monthly, certainly didn't know what an overdraft was (or why the cashpoint swallowed her debit card) and at one point was so skint she actually cashed in her Oyster card for the £2 deposit. But Kara took control of her money and turned her cash crisis around. By the age of 28, she was out of an overdraft, had become an award-winning financial journalist and became a homeowner (independent of the bank of mum and dad to boot) - but most importantly, she was no longer living life on the breadline or on the brink of a financial disaster. In this practical and witty guide, Kara explains how whether you are struggling to make ends meet or trying to buy your first home - taking control of your finances can change your life. With clear and straightforward advice on everything from cutting credit card debt to getting more from your money at the supermarket, Kara shares her tried and tested tips so that you have all you need to get it right - the first time. Kara soon learned from her mistakes, and now you can too.
This Great Book about Shopping, is as fitting as a pair of gloves, and as normal as brushing your teeth, and even as normal as the need for a healthy lifestyle. And in this book you are about to find out How To Shop And Save on all the little things that you will ever need in life. And not only that, you will be shown what to look, where to go, and how to bargain so that your dollar can be stretched to the Moon, and that way you will never make dumb purchases and then have to return them. All because you already know that in order to live in this big world, you have to shop for your food, even for the seeds to plant in order to have food. You have to shop for your water, your car, your luxury items, your house, your hair, your body, your mind – elevation and you must even shop the right ways and be a good steward if you want to obey God. And this Book has easy to read information about all that you will ever need to know to be The Best Shopper And Saver. https://www.JamesDazouloute.Net/ - For More...
