Airbnb facilitates the booking of over 37 million overnight stays per year. Uber operates in 450 cities in 60 countries. Both claim to be part of the rapidly growing ‘sharing economy’ — but what does that actually mean? Here, Tom Slee offers a razor-sharp examination of the ‘sharing economy’: from its genesis in open-source software and media file sharing, through to the present day popularity of Uber, Airbnb, Taskrabbit, and similar services, which operate outside of normal business regulations, taking on none of the risk or responsibility when something goes wrong. He asks, how did we get from the generosity of what’s mine is yours, to the self-interest and greed of what’s yours is mine?
Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or-just as important-when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.
Social Security law has changed! Get What’s Yours has been revised and updated to reflect new regulations that took effect on April 29, 2016. Get What’s Yours has proven itself to be the definitive book about how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits. It is an engaging manual of tactics and strategies written by well-known financial commentators that is unobtainable elsewhere. You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but academia’s Kotlikoff, the popular press’s Moeller, and public television’s Solman explain the Social Security system just as comprehensively, and a lot more comprehensibly. Moreover, they demonstrate that what you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost individual retirees tens of thousands of dollars in lost income every year. (Some of those people are even in the book.) Changes to Social Security that take effect in 2016 make it more important than ever to wait as long as possible (until age 70, if possible) to claim Social Security benefits. The new law also has significant implications for those who wish to claim divorced spousal benefits (and how many Social Security recipients even know about divorced spousal benefits?). Besides addressing these and other issues, this revised edition contains a chapter explaining how Medicare rules can shape Social Security decisions. Many other personal-finance books briefly address Social Security, but none offers the full, authoritative, yet conversational analysis of Get What’s Yours. Get What’s Yours explains Social Security benefits through basic strategies and stirring stories. It covers the most frequent benefit scenarios faced by married retired couples; by divorced retirees; by widows and widowers. It explains what to do if you’re a retired parent of dependent children; disabled; an eligible beneficiary who continues to work. It addresses the tax consequences of your choices, as well as the financial implications for other investments. It does all this and more. There are more than 52 million Americans aged 54 to 69. Ten thousand of them reach Social Security’s full retirement age of 66 every day. For all these people—and for their families and friends—Get What’s Yours has proven to be an invaluable, and therefore indispensable, tool.
"In forming a new belief, you have expanded yourself to new possibilities." -Kimberley A. Colvard, Ph.D. Life is a Perception, What's Yours? is is a practical and easy-to-use guide for aligning yourself to your Spirit. This book will assist you in creating clarity and awareness that will enable you to lead an empowered and purposeful life. Author Kimberley Colvard, PhD, uses her intuitive gifts and consulting experience to challenge you in examining your perceptions and beliefs and how they determine your life. Through this heart-centered and upbeat approach, Colvard assists you in discovering life from a new perspective. Life is a Perception, What's Yours? covers many self-empowering topics, including: Discovering the power in choice Identifying and attracting the things your want in life Expanding your perception of change Making choices that are in alignment with your true self Life is a Perception, What's Yours? is a powerful resource that will shift your physical and emotional world, allowing you to create the life you desire.
How Full Do You Feel? In our fast-paced culture plagued with burnout, stress, and chronic fatigue, we often find that we’re functioning out of emptiness. What would it be like to experience a fullness in our life that was truly lasting and regenerative? In Soul Care, licensed counselor Debra Fileta shows you how Jesus’ own life rhythms can guide you to true health and rest, teaching you how to live full rather than empty. Rooted in Scripture and expertly informed by clinical psychology, Soul Care identifies six life-giving practices from the life of Jesus that address your whole person—mind, body, and spirit. As you are guided toward your own practice of biblical self-care, you will learn how the Bible responds to common myths about soul care a lack of soul care impacts your relationships, ministries, and careers to recognize the signs and signals of burnout and respond proactively with practical solutions Empty people cannot fill up others. As you learn to be filled as Jesus was by intentional rhythms and practices, you will experience renewed energy, motivation, and strength to serve others as you never have before!
An updated and expanded edition of the top-selling consumer guide to Medicare. It explains how to choose the best plans, especially during Medicare’s annual enrollment period, how to use Medicare’s extensive health benefits, and changes to Medicare that are expanding what it will cover and moving care from hospitals into the home. Medicare is the primary insurance plan for 70 million retired and disabled Americans. Understanding how Medicare works is essential to their health and well-being. However, Medicare has become more complicated—and more confusing. Get What’s Yours for Medicare is the authoritative consumer Medicare guide. It includes detailed chapters on when to enroll in Medicare, how to evaluate the often-bewildering choice of Medicare insurance plans, and, most importantly, how to use Medicare to find high-quality, affordable health care. The book also explains important upcoming changes to Medicare so consumers will know what to expect. Medicare in 2024 is far different from the program described in the first edition of Get What’s Yours. The first part of this book discusses Medicare policies that affect the medical care you need now. The second part examines how Medicare is changing. These changes are part of the shift toward what is called managed care, which includes private Medicare Advantage plans. The newly updated Get What’s Yours for Medicare explains managed care in detail to clarify any questions about these programs. Get What’s Yours for Medicare is the definitive guide to help you get the most out of your healthcare and ultimately alleviate the stress surrounding the complicated world of Medicare.
Plan Your Own Estate: Passing on Your Assets and Your Values Legally and Efficiently takes a straightforward and engaging “you”-oriented approach to dealing with one of life’s certainties--death. While you "can’t take it with you," this book empowers you to decide how your assets can best help your family when you are gone. Experienced attorney Deirdre R. Wheatley-Liss concentrates into this book the experience she's had helping hundreds of families work through their estate plans. Whether you have modest or extensive assets, Plan Your Own Estate provides the knowledge you need to design your plan and the tools you need to move forward. The starting place is your goals. Part 1 of the book asks, "What do you want to accomplish for yourself and your family?" The next step depends on you. Are you looking to educate yourself about how a will or trust is structured, or how tax law works? Part 2, Resource Guides, breaks down tough topics like these and delivers actionable information. Have questions about what your estate plan should say? Part 3, Planning Guides, goes through an attorney’s analysis in considering the most frequently asked estate planning questions. Thinking about creating your own estate plan, or hiring an attorney? Part 4, Action Guides, helps you start your estate plan and make sure it’s complete, or review any plan you may already have in place. Nobody likes talking about death, taxes, or disability--but not thinking about them will not make them go away. Plan Your Own Estate will help you make a plan, put it in place, and take control of how your money and your values are being passed to your family. This book includes: Comprehensive “plain English” coverage of every aspect of planning your estate Methods to protect your loved ones' inheritance from taxes, immaturity, lack of financial knowledge, incapacity, creditors, and predators Planning guides for families with children, singles, second marriages, business owners, unmarried or same-sex couples, and more Up-to-date information regarding changing laws and best practices
At a time when healthcare and medical insurance are more important than ever comes this authoritative, unbiased new volume in the acclaimed Get What’s Yours series. Healthcare expert Philip Moeller has written a reliable, concise guide to healthcare and health insurance basics. He provides tools that patients need before, during, and after they get medical care. He describes the care we need, the care we don’t, and how to deal with doctors, hospitals, and other healthcare providers. Moeller explains telemedicine and healthcare apps that have become so important during the coronavirus epidemic. The book shares the stories of disruptive health innovators who have given us access to true health costs, cheaper prescription drugs, and low-cost care in and outside the US. You will learn how to avoid poor care, fight back against denied insurance claims and inflated bills, and use social media to connect with powerful advocates. Throughout, Get What’s Yours for Healthcare draws on stories of people who share their lessons on how to successfully navigate the healthcare system. This invaluable guide helps people get access to the care they need at a price they can afford. It’s the book we all need now.
Winner of the 2007 B.C. Award for Canadian Non-fiction A Globe and Mail Best 100 Book (2006) National Post Best Books (2006) A bold cultural portrait of contemporary Canada through the work of its most celebrated novelists, short story writers, and storytellers. Stories are the surest way to know a place, and at a time when the fabric of the country seems daily more uncertain, Noah Richler looks to our authors for evidence of the true nature of Canada. He argues why fiction matters and seeks to discover — in the extra-ordinary diversity of communities these writers represent — what stories, if any, bind us as a nation. Over two years, Richler has criss-crossed the country and interviewed close to one hundred authors — a who’s who of Canadian literature, including Wayne Johnston, Michael Crummey, Alistair MacLeod, Gil Courtemanche, Jane Urquhart, Joseph Boyden, Miriam Toews, Yann Martel, Fred Stenson, Douglas Coupland, and Rohinton Mistry — about the places and ideas that are most meaningful to their work. The result is a journey through the reality of Canada and its imagination at a critical point in the country’s evolution. Within thematic chapters he exposes our “Myths of Disappointment” and considers the stories of our native peoples, the rise of the city, and how our history as a colony shapes our society and politics even today. This Is My Country, What's Yours? is an impassioned literary travelogue and a vivid portrayal of our society, the work of Canadian authors, and the idea of writing itself. This Is My Country, What's Yours? is based on Noah Richler’s ten-part documentary of the same name originally broadcast on CBC Radio’s flagship Ideas program in spring 2005.