"My mum works really hard and knows lots of fun things to fo that don't cost any money. But when there's nothing left in the cupboards we have to go to the foodbank. Maybe one day things will be different..." [quatrième de couverture]
For the first time, financial guru and TODAY Show regular Jean Chatzky brings her expertise to a young audience. Chatzky provides her unique, savvy perspective on money with advice and insight on managing finances, even on a small scale. This book will reach kids before bad spending habits can get out of control. With answers and ideas from real kids, this grounded approach to spending and saving will be a welcome change for kids who are inundated by a consumer driven culture. This book talks about money through the ages, how money is actually made and spent, and the best ways for tweens to earn and save money.
The popular Social Studies Connects series links history, geography, civics and economics to kids’ daily lives. Featuring stories with diverse characters who face situations young readers can relate to, these books support reading and social studies skills including researching, inferring, comparing, and communication. An activity to stimulate curiosity about the world is included in each book! Amy is dying to buy the latest, greatest video game, but with only fifty-two cents in her piggy bank, she's out of luck. Or is she? (Social Studies Topic: Economics/Bartering)
Is your lack of cash holding you back from your real estate dreams? Discover the creative real estate financing techniques that savvy investors are using to do more deals, more often.No matter how much money you have in your checking account, there is always real estate you can't afford. Don't let the contents of your wallet define your future! This book provides numerous strategies for leveraging other people's money for amazing returns on your initial investment.Active real estate investor and co-host of The BiggerPockets Podcast, Brandon Turner, dives into multiple financing methods that professional investors use to tap into current real estate markets. Not only will you be able to navigate the world of creative real estate finance, but you'll get more mileage out of any real estate investment strategy. Financing deals just got easier-learn how to be a smart investor by using creativity, not cash!Inside, you'll discover:- The truth about no-money-down investing?Investing with little to no money down is possible, but it's not about a step-by-step strategy. It's about a mindset.- How to get started investing in real estate?Looking for your first deal, but you have no money or experience? Learn the best strategies for getting your feet wet without paying thousands!- Numerous strategies to mix and match?Creative investing requires a creative mind.- How to attract private money, lenders, and partners?There are millions of millionaires walking the streets. Discover the best way to attract them to you.- The ugly side of creative investing?Learn the downsides to all the strategies mentioned in this book, as well as tips for overcoming those problems.- Strategies for wholesaling, flipping, rentals, and more?Find success no matter what niche you plan to use to build your real estate empire.
Meticulously researched by a senior private banker now turned historian, No More Champagne reveals for the first time the full extent of the iconic British war leader's private struggle to maintain a way of life instilled by his upbringing and expected of his public position. Lough uses Churchill's own most private records, many never researched before, to chronicle his family's chronic shortage of money, his own extravagance and his recurring losses from gambling or trading in shares and currencies. Churchill tried to keep himself afloat by borrowing to the hilt, putting off bills and writing 'all over the place'; when all else failed, he had to ask family or friends to come to the rescue. Yet within five years he had taken advantage of his worldwide celebrity to transform his private fortunes with the same ruthlessness as he waged war, reaching 1945 with today's equivalent of £3 million in the bank. His lucrative war memoirs were still to come. Throughout the story, Lough highlights the threads of risk, energy, persuasion, and sheer willpower to survive that link Churchill's private and public lives. He shows how constant money pressures often tempted him to short-circuit the ethical standards expected of public figures in his day before usually pulling back to put duty first-except where the taxman was involved.
From 1881 to 1932, vaudeville was at the heart of show business in the UnitedStates. This volume explores the many ways in which vaudeville's story is thestory of show business in America.
Have you ever dreamed, or had a fantasy about owning a sports franchise? This is a compelling story about the author's journey through his American dream. His story covers the years 1979 to 1983, during which he successfully acquired a professional indoor soccer team franchise in the Major Indoor Soccer League (MISL), with no money down, and how he subsequently lost it. The author has a practical leveraging method, which when used, can be applied to buying or acquiring any business. He clearly and simply lays out those guidelines. This is a story of a working man's desire and how he figured out how to initially get a franchise funded with other people's money (OPM). And, after funding, to market it successfully against other established and popular sport leagues, then only to see how quickly it vanished. Guidelines to the steps to acquiring a sports franchise are laid out. The birth of the author's dream begins in 1979, while vacationing on the beautiful island of Virgin Gorda. In Chapter 1 we are exposed to his vision, which at this time is nothing more than a pipe dream. Guidelines to acquiring a franchise are laid out in Chapter 2. The game plan is developed and strategies unfurled. Once awarded the franchise, he must raise the funds to sustain the franchise and operational costs. In Chapter 3 he develops step by step instructions on how to legally structure the deal, to entice investors and to learn about funding. Chapters 4, 5, and 6 give us detailed insights about the inner workings of a sports franchise How to organize How to staff How to market the dream And, how to acquire players These chapters are a must for all sports marketers, sports educators and entrepreneurs. Chapter 7 sweeps us into the cacophony of a major indoor sporting event. The media coverage is outlined in Chapter 8. We commiserate with the author as he describes the demise of his dream in Chapter 9 and how he rises from the ashes in the final chapter. From Chapter 7: "Imagine if you can, sitting in a luxurious and darkened indoor arena at game time waiting for your team to be introduced for the first time. The playing field is a plush, emerald green, fast-track surface. Suddenly, flashing strobe lights appear, swirling their multicolored beams around the arena. Then, deafening music starts playing You feel your adrenalin rising and you are getting into the magic. Unexpectedly, a spotlight appears at one end of the arena. The light is focused on one of the goals, and it and the surrounding area is engulfed in artificial fog...". It's game time
“A back-to-the-land classic” (Garden & Gun) that will “inspire you to embrace a simpler life” (O, The Oprah Magazine). In the late seventies, at the age of eighteen and with a seventh-grade education, Dolly Freed wrote Possum Living about the five years she and her father lived off the land on a half-acre lot outside of Philadelphia. At the time of its publication in 1978, Possum Living became an instant classic, known for its plucky narration and no-nonsense practical advice on how to quit the rat race and live frugally. In her delightful, straightforward, and irreverent style, Freed guides readers on how to buy and maintain a home, raise and grow their own food, cope with the law, stay healthy, save money, and more, all in the name of self-reliant, independent living. Forty years later, Possum Living remains an essential guide to going off the grid. This updated edition includes an introduction by Novella Carpenter, and new wisdom from Freed on aging, used cars, emergency funds, and how to get back in touch with yourself. Possum Living, says Freed, is about how to cook; to go fishing; to be with family, friends, and neighbors; to forage for wild berries; to enjoy a hobby; to relax; or, even better, to do nothing at all. Some of the best living, she reminds us, happens in possum time.
The challenges in development often seem insurmountable. They overwhelm - tions and the builders of their most basic institutions. I am often asked how dev- opment finance agencies can work together to meet this challenge. In reply I invite you to read a story about cooperation in re-building one of the most basic insti- tions of any society –– the banking system. KfW Bankengruppe places great emphasis on financial sector development. Our experience in our own country, and beyond our borders, shows that one of the first steps is building a banking system that fuels growth through investment in enterprises. Micro, small and medium enterprises are the backbone of many economies; they are also the wealth of the people and generate their hope in the future. We believe that the depth of the financial sector is related to economic growth; the growth and safety of deposits, the facility of payments, and the in- vation to develop new products and services that strengthen markets and promote investment. A strong banking system supports economic growth by attracting unproductive capital and injecting it into the economy, increasing the productivity of the country’s capital base and leveraging it by attracting outside capital.
From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.