Rescuing Retirement
Rescuing Retirement

Author: Teresa Ghilarducci

Publisher: Columbia University Press

Published: 2018-01-23

Total Pages: 177

ISBN-13: 0231546270

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Retirement shouldn’t be just for the rich: “Finally, a practical plan to address Americans’ lack of adequate retirement savings.”—Michael Bloomberg Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don’t act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living. In Rescuing Retirement, economist Teresa Ghilarducci and billionaire businessman Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people’s own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans’ growing anxiety about their ability to retire, Rescuing Retirement provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement. “Ghilarducci and James never slip into wonk-speak or jargon, and lay readers will appreciate the way the authors make sense of complex economic issues.”—Publishers Weekly

Invoking the Invisible Hand
Invoking the Invisible Hand

Author: Robert Asen

Publisher: MSU Press

Published: 2009-03-02

Total Pages: 276

ISBN-13: 1628952725

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In Invoking the Invisible Hand Robert Asen scrutinizes contemporary debates over proposals to privatize Social Security. Asen argues that a rights-based rhetoric employed by Social Security's original supporters enabled advocates of privatization to align their proposals with the widely held belief that Social Security functions simply as a return on a worker's contributions and that it is not, in fact, a social insurance program. By analyzing major debates over a preeminent American institution, Asen reveals the ways in which language is deployed to identify problems for public policy, craft policy solutions, and promote policies to the populace. He shows how debate participants seek to create favorable contexts for their preferred policies and how they connect these policies to idealized images of the nation.

New Directions in Saskatchewan Public Policy
New Directions in Saskatchewan Public Policy

Author: David McGrane

Publisher: University of Regina Press

Published: 2011

Total Pages: 273

ISBN-13: 0889772568

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In this new scholarly compilation by David P. McGrane, established and emerging trends in Saskatchewan public policy are the foundation for setting new directions for the province in the 21st century. In what direction should Saskatchewan be headed in the 21st century? To answer this question, academics from various disciplines at the University of Regina and University of Saskatchewan have come together to produce New Directions in Saskatchewan Public Policy, the first edited book exclusively devoted to public policy in the province, with chapters discussing taxation, immigration, agriculture, urban affairs, poverty reduction, the social economy, labour, aging, Aboriginal public administration, and climate change. The authors provide an analysis and description of the current policies of the Wall government, and also look back to explore what the Romanow and Calvert governments did in these areas. The overarching theme of the book is that, despite the province's robust economic growth, significant public policy challenges remina for the Saskatchewan provincial government. The lesson is that economic growth does not magically solve entrenched societal problems and that economic prosperity will dissipate if worrisome social trends are left unchecked. While many scholarly books shy away from prescription, the authors of this book include sections in their chapters that set out new directions for policy development. As such, the book not only contains solid analysis of the present policy situation, but also offers concrete ideas for future policy makers.

Aging and the Macroeconomy
Aging and the Macroeconomy

Author: National Research Council

Publisher: National Academies Press

Published: 2013-01-10

Total Pages: 230

ISBN-13: 0309261961

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The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.