Civilian Health Insurance Options of Military Retirees

Civilian Health Insurance Options of Military Retirees

Author:

Publisher:

Published: 2007

Total Pages: 0

ISBN-13:

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Traditionally, DoD has provided health benefits to active-duty and retired service personnel and their families. After 20 years of service, active-duty personnel can retire and are immediately eligible to receive retiree health benefits for themselves, their spouses, and dependent children. DoD retirees are encouraged to enroll in TRICARE Prime, which has an annual enrollment fee of $230 for individual coverage and $460 for family coverage. Retirees and their families also have access to TRICARE Standard/Extra, which requires no enrollment contribution but has less generous cost-sharing provisions than TRICARE Prime. Since service personnel can conceivably retire in their late 30s or early 40s, many of these individuals are working in second careers and have access to non-DoD health insurance. Yet the growing gap between civilian health insurance premiums (estimated to be $2,713 on average for family coverage in 2005) and TRICARE enrollment fees makes TRICARE an increasingly attractive option vis- -vis civilian coverage. Recent evidence suggests that employees are declining employer-provided insurance in favor of alternative sources of health insurance coverage, such as TRICARE.


Civilian Health Insurance Options of Military Retirees

Civilian Health Insurance Options of Military Retirees

Author: Louis T. Mariano

Publisher: Rand Corporation

Published: 2007

Total Pages: 139

ISBN-13: 0833041274

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Pilot survey of military retirees provides useful information on retirees' health care status, civilian health insurance enrollment, and reliance on TRICARE, the Department of Defense sponsored health care plan. Findings suggest that retirees with civilian health insurance also continue to rely on TRICARE for medical and drug coverage and that higher premiums for civilian health insurance may cause them to shift entirely to TRICARE.


TRICARE Around the World

TRICARE Around the World

Author: John D. Letaw

Publisher:

Published: 2022-04-13

Total Pages: 0

ISBN-13: 9781736711620

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"TRICARE Around the World" is the definitive guide to TRICARE, the health plan of the U.S. military which covers nearly 10 million members: Active duty, reservists, National Guard, military retirees, and their eligible family members. Meticulously researched, with an engaging narrative style, John Letaw walks the reader though the labyrinth of TRICARE benefits step-by-step. Topics include: - Who is covered - Description of each plan - How to select and enroll in a plan - What is covered or excluded by TRICARE - Costs, including premiums, deductibles, copayments, annual caps - How to find a doctor in any country of the world - Special rules for TRICARE in the Philippines - How to submit a claim - What if something goes wrong; who can you turn to for help. Readers will easily be able to save thousands of dollars each year by thoroughly understanding their benefits, sidestepping common mistakes and avoiding unnecessary third-party insurance. "TRICARE Around the World" is the perfect resource for all military families, military retirees, reservists, National Guard, family members and surviving family of deceased sponsors. All TRICARE users will benefit from this best-in-class book.


Health Benefits for Medicare-eligible Military Retirees

Health Benefits for Medicare-eligible Military Retirees

Author: Michael Schoenbaum

Publisher: Rand Corporation

Published: 2004

Total Pages: 71

ISBN-13: 9780833036490

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The National Defense Authorization Act (NDAA) for fiscal year (FY) 2001 made sweeping changes to the way that health care furnished by civilian providers to Medicare-eligible military retirees is financed. The law directed the Department of Defense (DoD) to implement what is now commonly referred to as TRICARE for Life (TFL). As of October 1, 2001, TFL provides TRICARE as supplemental health insurance for all Medicare-eligible military retirees age 65 or older who are enrolled in Medicare Part B. As of 2003, approximately 1.6 mil- lion military retirees are eligible for TFL. In general, TRICARE for Life covers all cost-sharing for Medicare-covered services and standard TRICARE cost-sharing for services that are covered by TRICARE but not by Medicare. Thus, TFL provides Medicare-eligible military retirees with one of the most comprehensive health insurance benefit packages in the United States.


Military Medical Care

Military Medical Care

Author: Bryce H. P. Mendez

Publisher: Independently Published

Published: 2018-12-04

Total Pages: 42

ISBN-13: 9781790726790

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Military medical care is a congressionally authorized entitlement that has expanded in size and scope since the late 19th century. Chapter 55 of Title 10 U.S. Code, entitles certain health benefits to military personnel, retirees, and their families. These health benefits are administered by a Military Health System (MHS). The primary objectives of the MHS, which includes the Defense Department's hospitals, clinics, and medical personnel, are (1) to maintain the health of military personnel so they can carry out their military missions and (2) to be prepared to deliver health care during wartime. Health care services are delivered through either Department of Defense (DOD) medical facilities, known as military treatment facilities (MTFs) as space is available, or through civilian health care providers. As of 2017, the MHS operates 681 MTFs, employs nearly 63,000 civilians and 84,000 military personnel, and serves 9.4 million beneficiaries across the United States and in overseas locations. Since 1966, civilian care for millions of retirees, as well as dependents of active duty military personnel and retirees, has been provided through a program still known in law as the Civilian Health and Medical Program of the Uniformed Services (CHAMPUS), more commonly known as TRICARE. TRICARE has three main benefit plans: a health maintenance organization option (TRICARE Prime), a preferred provider option (TRICARE Select), and a Medicare supplement option (TRICARE for Life) for Medicare-eligible retirees. Other TRICARE plans include TRICARE Young Adult, TRICARE Reserve Select, and TRICARE Retired Reserve. TRICARE also includes a pharmacy program and optional dental and vision plans. Options available to beneficiaries vary by the sponsor's duty status and geographic location. This report answers selected frequently asked questions about military health care, including How is the Military Health System structured? What is TRICARE? What are the different TRICARE plans and who is eligible? What are the costs of military health care to beneficiaries? What is the relationship of TRICARE to Medicare? How does the Affordable Care Act affect TRICARE? When can beneficiaries change their TRICARE plan? What is the Medicare Eligible Retiree Health Care fund, which funds TRICARE for Life? This report does not address issues specific to battlefield medicine, veterans, or the Veterans Health Administration.


Military Medical Care: Questions and Answers

Military Medical Care: Questions and Answers

Author: Dan J. Jansen

Publisher: DIANE Publishing

Published: 2010-02

Total Pages: 20

ISBN-13: 1437920047

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Contents: Recent Developments; Background; Subjects: Purpose of DoD¿s Military Health System (MHS); Structure of the MHS; Unified Medical Budget; Medicare Eligible Retiree Health Care Fund; Cost of Military Health Care to Beneficiaries; Changes in MHS in Recent Years; Eligibility to Receive Care; Assignment of Priorities for Care in Military Medical Facilities; Relationship of DoD Health Care to Medicare; Military Personnel and Free Medical Care for Life; Payment of Private Health Care Providers; Effect of Base Realignment and Closure on Military Medical Care; Pharmacy Benefit; Medical Benefits Available to Reservists; Congressionally Directed Medical Research Program; Tricare and Abortion; and Use of Animals in Medical Res. or Training.


TRICARE Around the World

TRICARE Around the World

Author: John Letaw

Publisher:

Published: 2023-08-15

Total Pages: 0

ISBN-13: 9781736711644

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"TRICARE Around the World" is the definitive guide to TRICARE, the U.S. military health plan. With nearly 10 million members beneficiaries, including Active duty, reservists, National Guard, military retirees, and their eligible family members. Meticulously researched, with an engaging narrative style, John Letaw walks the reader though the labyrinth of TRICARE benefits step-by-step. Topics include: - Who is covered - Description of each plan - How to select and enroll in a plan - What is covered or excluded by TRICARE - Costs, including premiums, deductibles, copayments, annual caps - How to find a doctor in any country of the world - Special rules for TRICARE in the Philippines - How to submit a claim - What if something goes wrong; who can you turn to for help. Readers will easily be able to save thousands of dollars each year by thoroughly understanding their benefits, sidestepping common mistakes and avoiding unnecessary third-party insurance. "TRICARE Around the World" is the perfect resource for all military families, military retirees, reservists, National Guard, family members and surviving family of deceased sponsors. All TRICARE users will benefit from this best-in-class book.


Military Retiree Health Benefits

Military Retiree Health Benefits

Author: United States Government Accountability Office

Publisher: Createspace Independent Publishing Platform

Published: 2017-10-20

Total Pages: 60

ISBN-13: 9781978459212

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Military Retiree Health Benefits: Enrollment Low in Federal Employee Health Plans under DOD Demonstration