Microfinance and Poverty Reduction

Microfinance and Poverty Reduction

Author: Susan Johnson

Publisher: Oxfam

Published: 1997

Total Pages: 148

ISBN-13: 9780855983697

DOWNLOAD EBOOK

The book emphasizes the importance of studying the local context, and then considering the macroeconomic factors which may be operating upon the economy of a particular country. Five extended case studies, in the Gambia, Ecuador, Mexico, Pakistan, and the UK are examined with reference to further aspects of sustainability and impact assessment.


Microcredit and Poverty Alleviation

Microcredit and Poverty Alleviation

Author: Tazul Islam

Publisher: Routledge

Published: 2016-04-22

Total Pages: 229

ISBN-13: 1317096789

DOWNLOAD EBOOK

The attempt of the Grameen Bank to alleviate poverty and enhance the skills and productivity of its rural women clients provides the fascinating backdrop to this important study of micro-credit institutions. Tazul Islam examines the real extent to which the Grameen Bank's credit-alone policy has been successful in securing the Bank's financial sustainability; its practical role in alleviating poverty and its actual impact on the productivity of its clients. This book concludes by considering alternative policy options that hold out the possibility of increased poverty alleviation.


Microfinance and Poverty Reduction: An Empirical Evidence from Benin Metropolis South-South of Nigeria

Microfinance and Poverty Reduction: An Empirical Evidence from Benin Metropolis South-South of Nigeria

Author: Uyi Benjamin Edegbe

Publisher: Anchor Academic Publishing (aap_verlag)

Published: 2013-10

Total Pages: 89

ISBN-13: 3954891735

DOWNLOAD EBOOK

This book is an empirical study of how microfinance impacts on poverty reduction in Nigeria. The book examined conceptual issues in poverty and microfinance with focus on the nature and incidences of the poverty phenomenon, justification for the establishment and growth of microfinance in Nigeria. This book with theoretical and empirical findings investigates the previous attempts by the governments in alleviating poverty and specifically how microfinance have helped in reducing the poverty menace especially since the promulgation of the microfinance banking act in 2005 by the Central bank of Nigeria.


Microfinance

Microfinance

Author: David Hulme

Publisher: Routledge

Published: 2009-01-13

Total Pages: 314

ISBN-13: 1134187076

DOWNLOAD EBOOK

Microfinance has become an important component of development, poverty reduction and economic regeneration strategy around the world. By the early twenty first century tens of millions of people in more than 100 countries were accessing services from formal and semi-formal microfinance institutions (MFIs). Much of the initial attention on microcredit came through work on Bangladesh’s much-lauded Grameen Bank but, there are now many different ‘models’ for microfinance and many countries have substantial microfinance sectors. This timely book, written by one of the major players in the UK in development economics explores, amongst others, topics such as: microfinance and poverty reduction microfinance, gender and social development microinsurance regulating and supervising microfinance institutions. Topical and insightful, this important text examines what has become a vast global industry employing hundreds of thousands of people and attracting the attention of large numbers of governments, banks, aid agencies, non-governmental organizations and consultancy firms.


Poverty Reduction Policies and Practices in Developing Asia

Poverty Reduction Policies and Practices in Developing Asia

Author: Almas Heshmati

Publisher: Springer

Published: 2015-03-31

Total Pages: 309

ISBN-13: 9812874208

DOWNLOAD EBOOK

This book looks at the major policy challenges facing developing Asia and how the region sustains rapid economic growth to reduce multidimensional poverty through socially inclusive and environmentally sustainable measures. Asia is facing many challenges arising from population growth, rapid urbanization, provision of services, climate change and the need to redress declining growth after the global financial crisis. This book examines poverty and related issues and aims to advance the development of new tools and measurement of multidimensional poverty and poverty reduction policy analysis. The book covers a wide range of issues, including determinants and causes of poverty and its changes; consequences and impacts of poverty on human capital formation, growth and consumption; assessment of poverty strategies and policies; the role of government, NGOs and other institutions in poverty reduction; rural-urban migration and poverty; vulnerability to poverty; breakdown of poverty into chronic and transitory components; and a comparative study on poverty issues in Asia and other regions. The book will appeal to all those interested in economic development, resources, policies and economic welfare and growth.


MICROFINANCE AS A STRATEGY FOR POVERTY REDUCTION IN ETHIOPIA

MICROFINANCE AS A STRATEGY FOR POVERTY REDUCTION IN ETHIOPIA

Author: Kassa T. Alemu

Publisher: LAP Lambert Academic Publishing

Published: 2010-12

Total Pages: 68

ISBN-13: 9783843380515

DOWNLOAD EBOOK

Over the last few years, Microfinance has been widely accepted as a viable policy option for poverty reduction by the donor community, international organizations, governments and non-governmental organizations. In order to investigate this underlying premise, this study examined empirical evidence in Ethiopia to check whether microfinance is a good poverty reduction strategy. For this purpose, the two cases (ACSI and Wisdom) were analyzed in terms of their design, outreach, financial performance, sustainability and impact. The study's findings indicate that microfinance is indeed a strategy for poverty reduction in Ethiopia. However, microfinance is an instrument along with other development interventions rather than a poverty reduction strategy in isolation. Microfinance alone cannot defeat poverty. It should be integrated with other development interventions where, the government and donor agencies could play a great role.


Microfinance and Poverty Alleviation

Microfinance and Poverty Alleviation

Author: Ben Quinones

Publisher: Routledge

Published: 2014-02-04

Total Pages: 321

ISBN-13: 1317762592

DOWNLOAD EBOOK

Despite the considerable economic growth of the Asia-Pacific, poverty continues to be a major problem. One key way to create sustainable livelihoods and to provide poor households an escape route from poverty is microfinance. Since the early 1980s, microfinance practitioners have proven that the poor are creditworthy, capable of utilizing scarce capital efficiently in viable incom-generating projects and able to pay back their loans. This book collects the experience of microfinance practitioners in 11 countries in the Asia-Pacific region to describe the present state of the art. It is designed to provide an overview of the subject: why it is so essential to poverty reduction; what is the best practice; what kind of policy framework and regulatory environment is required. It offers both an extensive survey of the academic literature and a selection of case studies, all from authors who have been active practitioners in microfinance for many years. The case studies cover four key countries in South Asia and three countries in East Asia in which microfinance had become particularly important. There is also a regional chapter covering the Pacific islands.


Microfinance and Poverty Reduction in Nigeria

Microfinance and Poverty Reduction in Nigeria

Author: Uyi Benjamin Edegbe

Publisher: GRIN Verlag

Published: 2013-06-07

Total Pages: 90

ISBN-13: 3656444242

DOWNLOAD EBOOK

Master's Thesis from the year 2013 in the subject Sociology - Miscellaneous, University of Freiburg (Global Studies Program, Institute fur Soziologie.), language: English, abstract: [...] The poverty question is a global phenomenon. It is perhaps one of the greatest challenges facing Mankind today, especially in most parts of the developing world. This Perhaps explains why the eradication of poverty was listed as the first of the eight issues of the millennium development goals. The problem of poverty is more disturbing giving the fact that there is abundant and enormous wealth in the world to adequately meet the needs of every one. Poverty may be defined as a condition of lack and inability to meet adequately the basic needs of life such as Shelter, food, education and health care. Similarly, according to a United Nations statement: Poverty is a denial of choices and opportunities, a violation of human dignity. It means lack of basic capacity to participate effectively in society. It means not having enough to feed and clothe a family, not having a school or clinic to go to; not having the land on which to grow one’s food or a job to earn one’s living, not having access to credit. It means insecurity, powerlessness and exclusion of individuals, households and communities. It means susceptibility to violence, and it often implies living on marginal or fragile environments, without access to clean water or sanitation.(UN,2008 quoted in Ucha,2010). 2 In other words, the problems of poverty is more worrisome in Sub-Saharan Africa with 47.5% of the people living on less than $1.25 and 70% living on less than $2 per day in Sub-Sahara Africa (World Bank, 2008).The figure may have become worse considering the drought that hit parts of horn of (East) Africa in 2011 and the problem of maladministration or poor governance bedeviling the region. In Nigeria the high level of corruption, poor leadership has contributed to exacerbate the problem of poverty. Ucha, 2010 puts it thus: “Unemployment, corruption, non diversification of the economy, income inequality, laziness and a poor educational system can be considered to be some of the key factors contributing to poverty in Nigeria”(p.46). Given the fact that Nigeria is a country with rich human and natural resources, it is disturbing that majority of her citizens are still very poor. The government has over the years formulated a lot of programs and policies geared towards poverty reduction; however it remains a controversy whether those programs and policies have actually achieved their desired objectives.[...]