Microfinance as a Poverty Reduction Strategy-a Case Study of an Ongoing Program
Author: 王之燕
Publisher:
Published: 2013
Total Pages:
ISBN-13:
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Microfinance and Poverty Alleviation
Author: Ben Quinones
Publisher: Routledge
Published: 2014-02-04
Total Pages: 321
ISBN-13: 1317762592
DOWNLOAD EBOOKDespite the considerable economic growth of the Asia-Pacific, poverty continues to be a major problem. One key way to create sustainable livelihoods and to provide poor households an escape route from poverty is microfinance. Since the early 1980s, microfinance practitioners have proven that the poor are creditworthy, capable of utilizing scarce capital efficiently in viable incom-generating projects and able to pay back their loans. This book collects the experience of microfinance practitioners in 11 countries in the Asia-Pacific region to describe the present state of the art. It is designed to provide an overview of the subject: why it is so essential to poverty reduction; what is the best practice; what kind of policy framework and regulatory environment is required. It offers both an extensive survey of the academic literature and a selection of case studies, all from authors who have been active practitioners in microfinance for many years. The case studies cover four key countries in South Asia and three countries in East Asia in which microfinance had become particularly important. There is also a regional chapter covering the Pacific islands.
Microfinance and Poverty Reduction
Author: Susan Johnson
Publisher: Oxfam
Published: 1997
Total Pages: 148
ISBN-13: 9780855983697
DOWNLOAD EBOOKThe book emphasizes the importance of studying the local context, and then considering the macroeconomic factors which may be operating upon the economy of a particular country. Five extended case studies, in the Gambia, Ecuador, Mexico, Pakistan, and the UK are examined with reference to further aspects of sustainability and impact assessment.
Microfinance and Poverty Reduction in Nigeria
Author: Uyi Benjamin Edegbe
Publisher: GRIN Verlag
Published: 2013-06-07
Total Pages: 90
ISBN-13: 3656444242
DOWNLOAD EBOOKMaster's Thesis from the year 2013 in the subject Sociology - Miscellaneous, University of Freiburg (Global Studies Program, Institute fur Soziologie.), language: English, abstract: [...] The poverty question is a global phenomenon. It is perhaps one of the greatest challenges facing Mankind today, especially in most parts of the developing world. This Perhaps explains why the eradication of poverty was listed as the first of the eight issues of the millennium development goals. The problem of poverty is more disturbing giving the fact that there is abundant and enormous wealth in the world to adequately meet the needs of every one. Poverty may be defined as a condition of lack and inability to meet adequately the basic needs of life such as Shelter, food, education and health care. Similarly, according to a United Nations statement: Poverty is a denial of choices and opportunities, a violation of human dignity. It means lack of basic capacity to participate effectively in society. It means not having enough to feed and clothe a family, not having a school or clinic to go to; not having the land on which to grow one’s food or a job to earn one’s living, not having access to credit. It means insecurity, powerlessness and exclusion of individuals, households and communities. It means susceptibility to violence, and it often implies living on marginal or fragile environments, without access to clean water or sanitation.(UN,2008 quoted in Ucha,2010). 2 In other words, the problems of poverty is more worrisome in Sub-Saharan Africa with 47.5% of the people living on less than $1.25 and 70% living on less than $2 per day in Sub-Sahara Africa (World Bank, 2008).The figure may have become worse considering the drought that hit parts of horn of (East) Africa in 2011 and the problem of maladministration or poor governance bedeviling the region. In Nigeria the high level of corruption, poor leadership has contributed to exacerbate the problem of poverty. Ucha, 2010 puts it thus: “Unemployment, corruption, non diversification of the economy, income inequality, laziness and a poor educational system can be considered to be some of the key factors contributing to poverty in Nigeria”(p.46). Given the fact that Nigeria is a country with rich human and natural resources, it is disturbing that majority of her citizens are still very poor. The government has over the years formulated a lot of programs and policies geared towards poverty reduction; however it remains a controversy whether those programs and policies have actually achieved their desired objectives.[...]
Micro-Credit, Poverty and Empowerment
Author: Neera Burra
Publisher: SAGE
Published: 2005-11-05
Total Pages: 376
ISBN-13: 9780761933663
DOWNLOAD EBOOK"Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions. However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women's empowerment. This volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme (UNDP)." "The six case studies are diverse in terms of their socio-economic and geo-political contexts, the nature and ideological orientation of the intermediary organizations, the groups largeted by the projects (exclusively women or men and women); and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women's empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals. This book will be useful for students and scholars of economics, women's studies, development studies and social work, while being of equal interest to policy-makers planners, activists and NGOs."--BOOK JACKET.
Reducing Rural Poverty in Asia
Author: Nurul Islam
Publisher: CRC Press
Published: 2006-02-28
Total Pages: 408
ISBN-13: 9781560223016
DOWNLOAD EBOOKFight rural poverty through the creation of significant policy mechanisms, microenterprises, and employment programs The majority of the world’s poor live in Asia, and most of these live in rural areas. These areas are also infamous for the food insecurity and malnutrition associated with poverty. Making even a modest dent in rural Asian poverty has the potential to realize large gains in global human development. Reducing Rural Poverty in Asia provides evidence-based guidelines for policymakers in developing countries, for researchers focusing on development problems, and for the international development assistance community in the continuing search for ways to effectively reduce poverty in the developing world. Detailed examinations are clearly presented on the efforts for poverty alleviation through microenterprise development and rural public employment programs that focus on public works and household/small-scale industries. Asia-based case studies of various microenterprises and rural public employment projects reveal important policy mechanisms and the effectiveness of each poverty reduction measure. Tables, figures, and relevant glossaries make unfamiliar terms and difficult information easy to understand. Part I of Reducing Rural Poverty in Asia: presents a framework for the analysis of rural microenterprises with a focus on microfinance highlights the main findings of country-specific case studies suggests guidelines for an appropriate strategy for the provision of microfinance to reach the poor, alleviate poverty, and create financial stability analyzes the issues relating to public wage employment schemes and the principal findings of the case studies draws policy conclusions for the formulation of effective public employment schemes Part II of Reducing Rural Poverty in Asia presents case studies conducted in India, Bangladesh, and the Philippines—along with revealing conclusions. These studies include: the SIDBI Foundation for Micro Credit in India—including the continuing problem of the exclusion of the poorest the Maharashtra Rural Credit Project in India and concerns about the sustainability of the financial infrastructure the Small Enterprises Development Project in Bangladesh and the high rate of return on capital from financed enterprises the successes of the Grameen Uddog, Agrani Bank Micro-Enterprise Development Unit (MEDU), and Kishoreganj Community-Based Projects in Bangladesh the income-stabilizing role of the Employment Guarantee Scheme in Maharashtra, India guidelines for the Public Works Employment policy and implementation in the Philippines Reducing Rural Poverty in Asia is a concise overview of the crucial research undertaken at the request of the International Fund for Agricultural Development (IFAD) and makes this a vital resource for researchers, educators, students, policymakers, and development experts working towards the goal of poverty reduction.
Towards the Poverty Eradication Goal
Author:
Publisher: Un-habitat
Published: 2005
Total Pages: 122
ISBN-13:
DOWNLOAD EBOOKMicrofinance and Poverty Reduction: An Empirical Evidence from Benin Metropolis South-South of Nigeria
Author: Uyi Benjamin Edegbe
Publisher: Anchor Academic Publishing (aap_verlag)
Published: 2013-10
Total Pages: 89
ISBN-13: 3954891735
DOWNLOAD EBOOKThis book is an empirical study of how microfinance impacts on poverty reduction in Nigeria. The book examined conceptual issues in poverty and microfinance with focus on the nature and incidences of the poverty phenomenon, justification for the establishment and growth of microfinance in Nigeria. This book with theoretical and empirical findings investigates the previous attempts by the governments in alleviating poverty and specifically how microfinance have helped in reducing the poverty menace especially since the promulgation of the microfinance banking act in 2005 by the Central bank of Nigeria.
Microfinance and Outreach
Author: Justine Nalunkuuma
Publisher: LAP Lambert Academic Publishing
Published: 2010-11
Total Pages: 64
ISBN-13: 9783843375276
DOWNLOAD EBOOKLike most other developing countries, poverty remains one of the biggest problems of Uganda. To overcome the poverty problem; the Government of Uganda has come up with numerous strategies. One of the strategies is the Poverty Eradication Action Plan (PEAP) which is a comprehensive poverty reduction strategy based on a number of pillars. One of its pillars aims at reducing poverty through availing micro credit and enhancing microfinance outreach. To realize this, the government of Uganda has provided policy support to Microfinance institutions (MFIs). As a result the microfinance sector has grown tremendous over the past years. The study aimed at investigating the contribution of the complementary services in micro credit outreach. SOCADIDO a non government development organization was selected as a case study. Data used in the study comprised of secondary and primary data. Secondary data was obtained from the available books, reports and internet sources while primary data was obtained using questionnaires and interviews. To analyse the data, the integrated approach was used. Findings indicated positive impacts.
MICROFINANCE AS A STRATEGY FOR POVERTY REDUCTION IN ETHIOPIA
Author: Kassa T. Alemu
Publisher: LAP Lambert Academic Publishing
Published: 2010-12
Total Pages: 68
ISBN-13: 9783843380515
DOWNLOAD EBOOKOver the last few years, Microfinance has been widely accepted as a viable policy option for poverty reduction by the donor community, international organizations, governments and non-governmental organizations. In order to investigate this underlying premise, this study examined empirical evidence in Ethiopia to check whether microfinance is a good poverty reduction strategy. For this purpose, the two cases (ACSI and Wisdom) were analyzed in terms of their design, outreach, financial performance, sustainability and impact. The study's findings indicate that microfinance is indeed a strategy for poverty reduction in Ethiopia. However, microfinance is an instrument along with other development interventions rather than a poverty reduction strategy in isolation. Microfinance alone cannot defeat poverty. It should be integrated with other development interventions where, the government and donor agencies could play a great role.
