Rural Microfinance and Microenterprise
Author: Amitabh Bhatnagar
Publisher: Concept Publishing Company
Published: 2008
Total Pages: 464
ISBN-13: 9788180695674
DOWNLOAD EBOOKContributed articles on microfinance and small business in India.
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Author: Amitabh Bhatnagar
Publisher: Concept Publishing Company
Published: 2008
Total Pages: 464
ISBN-13: 9788180695674
DOWNLOAD EBOOKContributed articles on microfinance and small business in India.
Author: Dr. Anas Khan
Publisher: Lulu.com
Published: 2018-05-28
Total Pages: 182
ISBN-13: 138782015X
DOWNLOAD EBOOKAn estimation of about 40 millions in India and around 1.5 billion population worldwide live in absolute poverty. They are unable to meet their basic needs of food, clothing and shelter. According to census 2011, more than 65%%%% of India's population living in rural areas and directly or indirectly depends upon agriculture to earn their livelihood, meaning thereby poverty and unemployment are the offshoots of their dependence on agriculture (Khan, 2014). Since 1947, the absolute number of poor has doubled despite the significant growth in agriculture production and employment over the past six decades of development planning.
Author: Doris Köhn
Publisher: Springer
Published: 2014-02-19
Total Pages: 293
ISBN-13: 3642540341
DOWNLOAD EBOOKThis book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.
Author: Mithilesh Kumar Jha
Publisher:
Published: 2012
Total Pages: 432
ISBN-13: 9788180698552
DOWNLOAD EBOOKStudy in Indian context,
Author: Gyanindra Dash
Publisher:
Published: 2015
Total Pages: 200
ISBN-13: 9788184844498
DOWNLOAD EBOOKAuthor: Amit K. Bhandari
Publisher: Springer Science & Business Media
Published: 2013-08-15
Total Pages: 201
ISBN-13: 8132212843
DOWNLOAD EBOOKThis book offers an in-depth analysis of borrowing and risk taking behavior of rural people, with the aim of designing effective financial products and service delivery in the rural market. Includes analysis of government schemes to promote rural development.
Author: Dale W Adams
Publisher: Routledge
Published: 2021-11-28
Total Pages: 265
ISBN-13: 1000009416
DOWNLOAD EBOOKOriginally published in 1985, twenty-three chapters are brought together in 4 parts dealing with, respectively, problems in rural finance, interest rate policies, politics and finance, and new directions for rural financial markets. In an introduction it is argued that cheap and abundant credit is often regarded as essential for rural development but that actions taken on the basis of this assumption have given disappointing results. Low-interest policies and the improper use of financial markets are seen as the principal reasons for this. It is recommended that higher and more flexible interest rates are allowed and that little or no attention is given to target loans. Informal lenders are thought to offer valuable services therefore they should not be discouraged. More emphasis should be put on voluntary savings mobilization and access to formal loans by non-farm rural firms. It is concluded that many traditional agricultural credit programmes are counterproductive and that attractive product and input prices together with higher yields would be more powerful in stimulating agricultural development.
Author: Human Sciences Research Council
Publisher: HSRC Publishers
Published: 2002
Total Pages: 192
ISBN-13:
DOWNLOAD EBOOKThe Integrated Rural Development Program (IRDP) is a core initiative in the W.K. Kellogg Foundation Africa portfolio of programmes, which aims to reduce poverty and improve the quality of life of rural communities. A component of this programme is to help capitalise locally based enterprise development initiatives by stimulating the provision of and access to micro-finance in rural areas. Three sites have been selected to pilot the introduction of this and other IRDP activities. These are: Chimanimani (Zimbabwe), Chimoio (Mozambique) and Nyandeni (South Africa). As part of this initiative , the Human Sciences Research Council (HSRC) based in Pretoria has conducted an evaluation in three key sites of the IRDP to evaluate the implications of implementing a mico-finance scheme in these areas.
Author: Joselito S. Gallardo
Publisher: World Bank Publications
Published: 2006-01-01
Total Pages: 62
ISBN-13: 0821366041
DOWNLOAD EBOOK"Business firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. The principle and practice of strategic alliances can be applied as well for productive and beneficial institutional collaborations in rural financial markets to expand the array of financial products and to scale up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions and their strategic allies or development partners in Guatemala, the Philippines, Ghana and India to draw out the main findings and share the lessons that may be gainfully applied in other country settings. The study addressed a number of key questions: - What motivated the rural finance institution to structure its alliance or partnership with a bank, commercial or development organization? - How are gains from and costs of alliances and partnerships shared between collaborating institutions? - What are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? - Which financial products and services are best introduced through strategic alliances?"
Author: Manfred Zeller
Publisher: Intl Food Policy Res Inst
Published: 2002-01-01
Total Pages: 426
ISBN-13: 080187226X
DOWNLOAD EBOOKSince the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIsoutreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.