Rural Microfinance and Microenterprise
Author: Amitabh Bhatnagar
Publisher: Concept Publishing Company
Published: 2008
Total Pages: 464
ISBN-13: 9788180695674
DOWNLOAD EBOOKContributed articles on microfinance and small business in India.
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Micro Finance and Rural Development
Author: Gyanindra Dash
Publisher:
Published: 2015
Total Pages: 200
ISBN-13: 9788184844498
DOWNLOAD EBOOKMICROFINANCE AND RURAL DEVELOPMENT: A STUDY OF ALIGARH DISTRICT, UTTAR PRADESH
Author: Dr. Anas Khan
Publisher: Lulu.com
Published: 2018-05-28
Total Pages: 182
ISBN-13: 138782015X
DOWNLOAD EBOOKAn estimation of about 40 millions in India and around 1.5 billion population worldwide live in absolute poverty. They are unable to meet their basic needs of food, clothing and shelter. According to census 2011, more than 65%%%% of India's population living in rural areas and directly or indirectly depends upon agriculture to earn their livelihood, meaning thereby poverty and unemployment are the offshoots of their dependence on agriculture (Khan, 2014). Since 1947, the absolute number of poor has doubled despite the significant growth in agriculture production and employment over the past six decades of development planning.
The Handbook of Microfinance
Author: Beatriz Armendariz
Publisher: World Scientific
Published: 2011
Total Pages: 700
ISBN-13: 9814295655
DOWNLOAD EBOOKHandbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.
Micro Finance and Rural Development
Author:
Publisher:
Published: 2012
Total Pages: 290
ISBN-13: 9788184504361
DOWNLOAD EBOOKMicro finance is not simply banking but it is a development tool. It acts as a catalyst in the lives of poor. It has been recognized world over as one of the new development paradigms for alleviating poverty through social and economic empowerment of the poor, particularly women. There is a large gap in the demand and supply of the credit to poor in developing countries. Experiences of different anti-poverty and welfare programmes worldwide have also shown that the key to success lies in the evolution of community-based organization at the grassroot levels. Several studies made by national and international experts on micro finance have found the self-help groups (SHGs) profitable, viable and as a successful tool of social empowerment. Linking of formal credit institutions to borrowers through group approach have been recognized as a supplementary mechanism for providing credit to the rural poor. -- Publisher.
Micro-finance in Rural Communities in Southern Africa
Author: Human Sciences Research Council
Publisher: HSRC Publishers
Published: 2002
Total Pages: 192
ISBN-13:
DOWNLOAD EBOOKThe Integrated Rural Development Program (IRDP) is a core initiative in the W.K. Kellogg Foundation Africa portfolio of programmes, which aims to reduce poverty and improve the quality of life of rural communities. A component of this programme is to help capitalise locally based enterprise development initiatives by stimulating the provision of and access to micro-finance in rural areas. Three sites have been selected to pilot the introduction of this and other IRDP activities. These are: Chimanimani (Zimbabwe), Chimoio (Mozambique) and Nyandeni (South Africa). As part of this initiative , the Human Sciences Research Council (HSRC) based in Pretoria has conducted an evaluation in three key sites of the IRDP to evaluate the implications of implementing a mico-finance scheme in these areas.
Finance for Food
Author: Doris Köhn
Publisher: Springer
Published: 2014-02-19
Total Pages: 293
ISBN-13: 3642540341
DOWNLOAD EBOOKThis book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.
The Triangle of Microfinance
Author: Manfred Zeller
Publisher: Intl Food Policy Res Inst
Published: 2002-01-01
Total Pages: 426
ISBN-13: 080187226X
DOWNLOAD EBOOKSince the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIsoutreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.
Beyond Micro-credit
Author: Thomas Fisher
Publisher: Oxfam
Published: 2002
Total Pages: 396
ISBN-13: 9780855984885
DOWNLOAD EBOOKBeyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.
Microfinance In Asia
Author: Christopher E C Gan
Publisher: World Scientific
Published: 2017-03-27
Total Pages: 390
ISBN-13: 9813147962
DOWNLOAD EBOOKLack of credit access is severe in low income and poor families that are normally considered to have fewer opportunities to borrow from banks due to insufficient valuable assets for collateral. These low-income households face limited opportunity to acquire new technology and working capital for agricultural production and thus tend to fall behind. As a result, providing access to finance to low-income rural households has been considered an important component of any rural development strategy. Microfinance programmes, in particular, have been gradually embedded in national strategies of many developing countries as they are poverty-focused. They aim to facilitate the access to financial services such as credit for the poor who are usually disadvantaged in terms of access to conventional financial services from formal financial institutions. The objective of this book is to provide an overview of microfinance programmes in Asia focusing in particular on the determinants of the accessibility of rural households to microcredit. The book studies seven Asian countries such as China, Malaysia, Vietnam, Thailand, the Philippines, Indonesia, and Bangladesh with two specific case studies.
