Transforming Microfinance Institutions

Transforming Microfinance Institutions

Author: Joanna Ledgerwood

Publisher: World Bank Publications

Published: 2006-08-30

Total Pages: 570

ISBN-13: 0821366165

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In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.


Urban China

Urban China

Author: World Bank

Publisher: World Bank Publications

Published: 2014-07-29

Total Pages: 583

ISBN-13: 1464802068

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In the last 30 years, China’s record economic growth lifted half a billion people out of poverty, with rapid urbanization providing abundant labor, cheap land, and good infrastructure. While China has avoided some of the common ills of urbanization, strains are showing as inefficient land development leads to urban sprawl and ghost towns, pollution threatens people’s health, and farmland and water resources are becoming scarce. With China’s urban population projected to rise to about one billion – or close to 70 percent of the country’s population – by 2030, China’s leaders are seeking a more coordinated urbanization process. Urban China is a joint research report by a team from the World Bank and the Development Research Center of China’s State Council which was established to address the challenges and opportunities of urbanization in China and to help China forge a new model of urbanization. The report takes as its point of departure the conviction that China's urbanization can become more efficient, inclusive, and sustainable. However, it stresses that achieving this vision will require strong support from both government and the markets for policy reforms in a number of area. The report proposes six main areas for reform: first, amending land management institutions to foster more efficient land use, denser cities, modernized agriculture, and more equitable wealth distribution; second, adjusting the hukou household registration system to increase labor mobility and provide urban migrant workers equal access to a common standard of public services; third, placing urban finances on a more sustainable footing while fostering financial discipline among local governments; fourth, improving urban planning to enhance connectivity and encourage scale and agglomeration economies; fifth, reducing environmental pressures through more efficient resource management; and sixth, improving governance at the local level.


Land and the City

Land and the City

Author: Philip Kivell

Publisher: Routledge

Published: 2002-11-01

Total Pages: 238

ISBN-13: 1134882033

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First Published in 2004. Presents a broad analysis of land use patterns and processes in urban areas. Land has the greatest significance for the spatial patterning and functioning of modern urban settlements and societies - providing the basic morphological elements of the city, it is a source of social and economic power, is intimately bound up with environmental issues and lies at the heart of planning. This book examines the way in which land is allocated and used in both theoretical and practical senses. The author examines the empirical data to reveal the sources and nature of land, how land is used and how those uses are changing in the contemporary city. Particular attention is paid to the misuse of land through vacancy or dereliction. He also explores the importance of land ownership and the principles of land policy using case studies. Finally, he assesses the land use implications of major urban change - deindustrialization, counter-urbanization and new technology. For the first time the overall significance of land use and ownership are examined in an urban geographical and planning context.


Authoritarianism and the Elite Origins of Democracy

Authoritarianism and the Elite Origins of Democracy

Author: Michael Albertus

Publisher: Cambridge University Press

Published: 2018-01-25

Total Pages: 326

ISBN-13: 110819642X

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This book argues that - in terms of institutional design, the allocation of power and privilege, and the lived experiences of citizens - democracy often does not restart the political game after displacing authoritarianism. Democratic institutions are frequently designed by the outgoing authoritarian regime to shield incumbent elites from the rule of law and give them an unfair advantage over politics and the economy after democratization. Authoritarianism and the Elite Origins of Democracy systematically documents and analyzes the constitutional tools that outgoing authoritarian elites use to accomplish these ends, such as electoral system design, legislative appointments, federalism, legal immunities, constitutional tribunal design, and supermajority thresholds for change. The study provides wide-ranging evidence for these claims using data that spans the globe and dates from 1800 to the present. Albertus and Menaldo also conduct detailed case studies of Chile and Sweden. In doing so, they explain why some democracies successfully overhaul their elite-biased constitutions for more egalitarian social contracts.


Finance for City Leaders Handbook

Finance for City Leaders Handbook

Author: Marco Kamiya

Publisher: UN

Published: 2016

Total Pages: 292

ISBN-13:

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Finance for City Leaders presents an up-to-date, comprehensive, and in-depth analysis of the challenges posed by rapid urbanization and the various financing tools municipalities have at their disposal.


Framing the Global Economic Downturn

Framing the Global Economic Downturn

Author: Paul 't Hart

Publisher: ANU E Press

Published: 2009-09-01

Total Pages: 362

ISBN-13: 1921666056

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The global economic downturn that followed the collapse of major US financial institutions is no doubt the most significant crisis of our times. Its effects on corporate and governmental balance sheets have been devastating, as have been its impacts on the employment and well being of tens of millions of citizens. It continues to pose major challenges to national policymakers and institutions around the world. Managing public uncertainty and anxiety is vital in coping with financial crises. This requires not just prompt action but, most of all, persuasive communication by government leaders. At the same time, the very occurrence of such crises raises acute questions about the effectiveness and robustness of current government policies and institutions. With the stakes being so high, defining and interpreting what is going on, how and why it happened, and what ought to be done now become key questions in the political and policy struggles that crises invariably unleash. In this volume, we study how heads of government, finance ministers and national bank governors in eight countries as well as the EU engage in such 'framing contests', and how their attempts to interpret the cascading events of the economic downturn were publicly received. Using systematic content analysis of speeches and media coverage, this volume offers a unique comparative assessment of public leadership in times of crisis.


Rethinking the East Asian Miracle

Rethinking the East Asian Miracle

Author: Joseph E. Stiglitz

Publisher: World Bank Publications

Published: 2001-06-01

Total Pages: 538

ISBN-13: 0195216008

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This volume provides highly illuminating, analytic perspectives on key facets of the East Asian economies. It discusses weaknesses in the financial sector, corporate governance, exchange rate and trade policies, regulatory capability, and proposes remedies. Rethinking the East Asian Miracle is an indispensable book for all those with an interest in East Asia's prospects in the early decades of the new century.


Are Judges Political?

Are Judges Political?

Author: Cass R. Sunstein

Publisher: Rowman & Littlefield

Published: 2007-02-01

Total Pages: 194

ISBN-13: 0815782357

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Over the past two decades, the United States has seen an intense debate about the composition of the federal judiciary. Are judges "activists"? Should they stop "legislating from the bench"? Are they abusing their authority? Or are they protecting fundamental rights, in a way that is indispensable in a free society? Are Judges Political? cuts through the noise by looking at what judges actually do. Drawing on a unique data set consisting of thousands of judicial votes, Cass Sunstein and his colleagues analyze the influence of ideology on judicial voting, principally in the courts of appeal. They focus on two questions: Do judges appointed by Republican Presidents vote differently from Democratic appointees in ideologically contested cases? And do judges vote differently depending on the ideological leanings of the other judges hearing the same case? After examining votes on a broad range of issues--including abortion, affirmative action, and capital punishment--the authors do more than just confirm that Democratic and Republican appointees often vote in different ways. They inject precision into an all-too-often impressionistic debate by quantifying this effect and analyzing the conditions under which it holds. This approach sometimes generates surprising results: under certain conditions, for example, Democrat-appointed judges turn out to have more conservative voting patterns than Republican appointees. As a general rule, ideology should not and does not affect legal judgments. Frequently, the law is clear and judges simply implement it, whatever their political commitments. But what happens when the law is unclear? Are Judges Political? addresses this vital question.


Brands

Brands

Author: S. Hart

Publisher: Springer

Published: 1997-11-14

Total Pages: 249

ISBN-13: 1349260703

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Branding is currently one of the most exciting subjects around; business people everywhere are waking up to the fact that brands are a huge source of value. But it is only by understanding the real value that brands bring to consumers that brand owners and manufacturers can truly learn to exploit that value. Brands no longer operate only in the traditional packaged goods markets; the techniques of good branding are just as vital in the business-to-business and utilities sectors, and are increasingly being applied even in non-commercial areas, from charities to football clubs. This comprehensive and authoritative book looks at branding from a wide range of perspectives: from the creation of a new brand, through the development of brand names and packaging designs, to advertising international brands. It explores the hot topics of brand valuation and brand licensing, as well as studying the increasingly important role of the corporate brand. This book is a must for anyone with an interest in brands.


Theories Of The Policy Process

Theories Of The Policy Process

Author: Christopher M. Weible

Publisher: Taylor & Francis

Published: 2023-06-12

Total Pages: 454

ISBN-13: 1000899799

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Theories of the Policy Process provides a forum for the experts in policy process research to present the basic propositions, empirical evidence, latest updates, and the promising future research opportunities of each policy process theory. In this thoroughly revised fifth edition, each chapter has been updated to reflect recent empirical work, innovative theorizing, and a world facing challenges of historic proportions with climate change, social and political inequities, and pandemics, among recent events. Updated and revised chapters include Punctuated Equilibrium Theory, Multiple Streams Framework, Policy Feedback Theory, Advocacy Coalition Framework, Narrative Policy Framework, Institutional and Analysis and Development Framework, and Diffusion and Innovation. This fifth edition includes an entirely new chapter on the Ecology of Games Framework. New authors have been added to most chapters to diversify perspectives and make this latest edition the most internationalized yet. Across the chapters, revisions have clarified concepts and theoretical arguments, expanded and extended the theories’ scope, summarized lessons learned and knowledge gained, and addressed the relevancy of policy process theories. Theories of the Policy Process has been, and remains, the quintessential gateway to the field of policy process research for students, scholars, and practitioners. It’s ideal for those enrolled in policy process courses at the undergraduate and graduate levels, and those conducting research or undertaking practice in the subject.