IMPROVING INCOME SECURITY FOR

IMPROVING INCOME SECURITY FOR

Author: U. S. Special Committee on Aging

Publisher: Forgotten Books

Published: 2016-12-28

Total Pages: 138

ISBN-13: 9781334804441

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Excerpt from Improving Income Security for Older Women in Retirement: Current Issues and Legislative Reform Proposals: Forum Before the Special Committee on Aging, United States Senate, One Hundred Third Congress, First Session; Washington, DC; September 23, 1993; Serial No. 103-13 In September 1993, the National Eldercare Institute on Older Women and the National Council of Negro Women held a Con ference on the needs of older women. In conjunction with this Con ference, the Senate Special Committee on Aging hosted this Forum on improving income security for older women in retirement. In many ways, aging is a women's issue. Not only do women make up a large majority of the older population, but they also comprise the vast amount of caregivers for our Nation's elderly. Moreover, elderly women compose 75 percent of the nursing home population, are almost three times as likely as men to be widowed, and experience poverty rates twice as high as elderly men. These health and socio - economic characteristics of older women make gender an important factor in determining the life course of the majority of America's elderly. Therefore, an understanding of the special needs and characteristics of older women is imperative if we are to be successful in developing meaningful policy for our elderly population as a whole. This Forum on improving income security for older women in re tirement provides an opportunity for policymakers to examine a wide array of issues including - income and the older, single woman; income variations among racial and ethnic groups; gaps in income protection for older women in retirement; and legislative proposals to reform the Social Security and pensions systems. The Forum brought together an outstanding panel of experts to discuss these issues and make recommendations. We hope that you find this Committee print helpful and we thank the National Eldercare Institute on Older Women and the National Council of Negro Women for all of their help in making this Forum a success. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.


Aging and the Macroeconomy

Aging and the Macroeconomy

Author: National Research Council

Publisher: National Academies Press

Published: 2013-01-10

Total Pages: 230

ISBN-13: 0309261961

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The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.


Women's Retirement Security

Women's Retirement Security

Author: Ray McCoy

Publisher: Nova Science Publishers

Published: 2013

Total Pages: 0

ISBN-13: 9781622578948

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Elderly women, who comprise a growing portion of the U.S. population, have historically been at greater risk of living in poverty than elderly men. Several factors contribute to the higher rate of poverty among elderly women including their tendency to have lower lifetime earnings, their taking time out of the workforce to care for family members, and outliving their spouses. Other factors affecting older women's financial insecurity include the economic downturn and changing trends in pension plan offerings. This book examines how women's access to and participation in employer-sponsored retirement plans compare to men's and how they have changed over time; how women's retirement income compares to men's and how the composition of their income the proportion of income coming from different sources - has changed with the economic conditions and trends in pension design; and what policy options are available to help increase women's retirement income security.


Assessing Policies for Retirement Income

Assessing Policies for Retirement Income

Author: Panel on Retirement Income Modeling

Publisher: National Academies Press

Published: 1997-02-20

Total Pages: 257

ISBN-13: 0309523478

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The retirement income security of older Americans and the cost of providing that security are increasingly the subject of major debate. This volume assesses what we know and recommends what we need to know to estimate the short- and long-term effects of policy alternatives. It details gaps in data and research and evaluates possible models to estimate the impact of policy changes that could affect retirement income from Social Security, pensions, personal savings, and other sources.