Protect Your Family

Protect Your Family

Author: Rob Wrubel

Publisher: Rosalibean Publishing

Published: 2015-07-28

Total Pages: 58

ISBN-13: 9780996659208

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Why do so many families with a special needs member buy life insurance they cannot afford, does not meet their protection needs and does not create enough wealth for their families? This book seeks to answer the question and give families the tools to determine how much insurance they need, what they can afford and what type of policy to buy.


How to Protect Your Family with Insurance

How to Protect Your Family with Insurance

Author: Virginia Applegarth

Publisher:

Published: 1990

Total Pages: 100

ISBN-13: 9780395510933

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With easy-to-understand examples, this guide provides the peace of mind of knowing one has the best coverage--medical, disability, fire, automobile--at the best price.


How to Protect Your Family's Assets from Devastating Nursing Home Costs

How to Protect Your Family's Assets from Devastating Nursing Home Costs

Author: K. Gabriel Heiser

Publisher: MedicaidSecrets.com

Published: 2006

Total Pages: 256

ISBN-13: 0979080118

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Written by an elder law attorney with over 23 years experience, this book will help anyone with a family member faced with a long-term stay in a nursing home who wishes to preserve at least some of their assets by qualifying for the Medicaid program. You dont have to be broke to qualify! For the first time ever, the inside secrets of high-priced estate planning and elder law attorneys are revealed. Includes a summary of all income and asset rules for both married and single individuals, together with numerous examples and several case studies, which take the reader through the same thought processes that an experienced elder law attorney would go through when analyzing a real-life clients situation. The book includes tips on: how to title your home so you do not lose it to the state; how to make transfers to family members that wont disqualify you from Medicaid; how annuities make assets disappear; smart tricks for spending down your assets; what to change in your will to save thousands of dollars if your spouse ever needs nursing home care; avoiding the states reimbursement claim following the nursing home residents death; and much more. Completely up-to-date, the book includes the massive changes made by the Deficit Reduction Act of 2005 as well as the December 2006 Tax Relief and Health Care Act amendments.


Care Without Coverage

Care Without Coverage

Author: Institute of Medicine

Publisher: National Academies Press

Published: 2002-06-20

Total Pages: 213

ISBN-13: 0309083435

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Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.


Coverage Matters

Coverage Matters

Author: Institute of Medicine

Publisher: National Academies Press

Published: 2001-10-27

Total Pages: 204

ISBN-13: 0309076099

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Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.


Protecting Your Family Child Care Business

Protecting Your Family Child Care Business

Author: Sharon Woodward

Publisher: Redleaf Press

Published: 2024-11-19

Total Pages: 108

ISBN-13: 1605548383

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Protect your family child care business from licensing issues. Respected family child care consultant Sharon Woodward brings years of regulation and policy experience to help you protect your family child care business—your livelihood and the heart of your home. Learn proactive strategies to prevent citations, allegations, and infractions, make home visits go smoothly, and ensure you understand the latest regulations and policies that apply to your program. Understand your rights and know what to do if you are under investigation. Discover ideas to help you rebuild your enrollment and your reputation following an investigation or closure.