Agents peddle various kinds of insurance. The companies themselves make it easy for you to buy auto insurance...and even homeowners. Some guy at the office has all the info on health insurance and HMOs. But what about the things you own? Most middle-class people have plenty of insurance for their cars and homes and lives. What they don't have enough insurance for is their possessions. They don't have enough protection for the sporting goods, computer equipment and collectibles that fill most houses. This book tells you how to protect the things you value. Book jacket.
A comprehensive guide to homeowners insurance for consumers, this book explains in simple terms the mechanics and pricing structures of standard insurance. It offers guidelines for comparing various policies and provides consumers with tips and tactics for getting the best coverage for their money. Easy-to-use forms make this an indispensable tool for well-informed homeowners.
This is a resource designed to help the lowest achievers to gain a qualification in English at the end of Key Stage 4. It covers grades F and G at GCSE and offers specific material for AEB Basic Communication Skills and other basic skills in English courses. This is the student book.
Goodbye, old house-hello, good buy! From looking to sell to finding a dream home, this all-in-one guide features new, updated, and vital information and tips on getting the best deal...no matter which side of the deal you're on. ? Unlike other books, this covers both buying and selling-which usually go hand-in-hand ? Revised edition includes more information on buying a second home, researching locations, saving on costs, and more ? Existing-home sales are setting new records every year ? Very low mortgage rates are making this a great time to buy
Created especially for the Australian customer! Learn to: Find the perfect property for you Finance your dream Choose from an established home, brand-new property or a 'fixer-upper' Get your foot on the property ladder! Open the book and find: Strategies for getting your deposit together Pros and cons of buying a period home What's involved with becoming an owner–builder Pitfalls to consider when buying 'off the plan' How to secure a home loan if you're self-employed Tactics to beat the auctioneersat their own game Unearth your dream home and negotiate the mortgage maze Do you search property websites, wondering whether a particular property could be your dream home? Do you feel like you're wasting money on rent but are confused by the world of real estate — and real estate agents? Relax! This practical guide covers all aspects of buying property, from buying a piece of history to building from scratch to signing on the dotted line. Work out whether you're ready to buy — find out whether you're ready for the commitment of buying property, financially and psychologically Focus in on the right property for you — determine your 'must haves' and 'like to haves', and whether you'll need to make a trade-off between these and your preferred location Decide what kind of property you want — discover if your best option is to buy off the plan, find an established property or build yourself Deal with property professionals — cut through real estate agent spin and understand how buyers' agents work Find the right finance — choose the home loan that suits you and your finances Negotiate a great deal — move smoothly through the buying and settlement process, whether buying at auction or through private treaty sale
Buying a property abroad is one of the biggest decisions you'll ever make. But don't worry – your Spanish dream needn't become a nightmare. From finding an estate agent and arranging a mortgage to negotiating the best price and moving in, this book is packed with practical advice on every aspect of the Spanish property market. It leads you safely and simply through the legal, logistical, and financial minefields, helping you maximise your time and your money to enjoy a hassle-free property purchase.
Are you tired of feeling overwhelmed by your finances? Do you wish there was a clear path towards financial well-being? Look no further than Make Your Money Smile, the groundbreaking new book by bestselling author Jason Vitug, winner of the prestigious 2023 Plutus Award. Make Your Money Smile covers every essential aspect of personal finance with precision and compassion. Jason acts as your guide, sharing lessons and steps, and giving you knowledge and tools to conquer your financial challenges once and for all. In this book, you'll learn to: Manage Money: Elevating your banking relationships and going beyond budgeting to cash flow mastery. Earn Money: Optimizing your paycheck and discovering the many ways to multiply and diversify your income streams. Grow Money: Making money work for you, contributing to retirement accounts, and investing for financial independence. Borrow Money: Using credit to build wealth, enhancing your credit report and score, and eliminating debt once and for all. Protect Money: Safeguarding your identity, insuring your most valuable assets, and protecting your wealth through tax strategy and estate planning. Don't let financial uncertainty hold you back any longer. Take a step toward a happier future. With insightful commentary and practical exercises, Make Your Money Smile is your indispensable companion on your journey to financial success. This book will empower you to take control of your finances and chart your course to your dream lifestyle.
Once you ve started to accumulate property and money, you re not done managing your financial life. Far from it! You still need to protect your possessions, your money, and your identity from theft. Find out what it takes and how much it will cost."
