IT DOESN'T MATTER HOW MUCH YOU EARN OR HOW MUCH MONEY YOU HAVE—THERE IS A SIMPLE WAY FOR YOU TO GIVE YOUR KIDS $1 MILLION EACH—AND IT WON'T COST YOU A CENT! Based on the original bestseller and now fully updated, this simple plan is building wealth for thousands of families all over Australia. Follow this step-by-step guide to help you and your kids generate wealth and financial security. How to Give Your Kids $1 Million Each! Is a simple plan that just about anyone can follow. But you can give your children something even more valuable than $1 million—you can also provide them with the knowledge and skills to be able to manage their money and make it grow. Packed with useful tips, How to Give Your Kids $1 Million Each! doesn't involve any tricks, complex products, get-rich quick schemes or trading systems; just simple, actionable steps for you and your family. Using low-cost, tax-effective share and property investments—that you control—let compounding work its magic. And you only need to spend one hour per month on the plan. You can start the plan with as little as $1 per day and give your children a financial head start in life. So what are you waiting for—the earlier you start, the better!
This book appeals to every parents desire to provide wealth and security for their children, taking a simple, fun, low-risk approach. Ashley Ormond outlines a very simple plan for parents not only to build wealth for their kids but also to help teach them about money - how it works, how to manage it and how to make it grow. In a nutshell the plan is: $1.00 per day + 1 hour per month = financial security for life. If parents start on the plan when the child is born, put a dollar a day into an investment fund, invest in growth assets and reinvest all the earnings, the fund will grow to $1,000,000 when the child is 50 years old. As soon as your kids are old enough, you are encouraged to get them involved in their very own savings plan. The book comes with a money box that your children can cut out and piece together and start filling up! Sydney author, Ashley Ormond, has spent 25 years in the finance industry - 15 years in major banks and 10 years as a private consultant. He is a semi-retired 40-something and as well as embarking on a career as an author he sits on various boards. Ashley draws on his personal experience in developing the plan for his own two kids and his many years in the finance industry giving people financial solutions that actually work.
Want to build wealth that will last you a lifetime? Then $1 Million for Life is the book for you! In this step-by-step guide to financial freedom, investor and best-selling author Ashley Ormond outlines dozens of practical ways to increase your wealth by tens of thousands, or even hundreds of thousands, of dollars. It doesn’t matter how much you earn -- it’s what you do with the money you have that makes the difference. Inside you’ll learn how to: save money and pay off debts quickly use low-cost, tax-effective ways to invest in shares invest in residential and commercial property maximise the performance of your superannuation protect your investment plans and your lifestyle. There are no get-rich-quick schemes or trading systems -- just practical steps almost anybody can take. $1 Million for Life gives you the tools to build enough wealth so you can start doing what you really want to do for the rest of your life.
101 Ways to Get Out Of Debt and On the Road to Wealth is the ultimate handbook for anybody who wants to get out of debt and stay out of debt. This book will provide you with an insider's knowledge of how to beat the lenders at their own game. Inside you will find 101 practical and proven methods that anybody can use to master their debt. Best-selling author Ashley Ormond shows you how to conquer all types of debt, including mortgages, credit cards, car loans, personal loans, investment loans and small business loans. In this book you will learn how to: save a fortune in interest get out of debt years earlier decide which debts to attack first find the best lending deals for your needs manage repayment problems. Ashley Ormond’s common-sense approach will get you debt free and on the road to wealth in no time -- and that means more control over your life, less stress, and greater long-term security for you and your family.
Do your finances control you? Frustrate you? Limit you? Well take control of your money today and get more of what you want from life. Bestselling author, Ashley Ormond guides you through the mortgage maze saving you thousands of dollars. Fast Money: Conquer Your Mortgage is a jargon-free, practical guide that will get you closer to paying off your mortgage and on the road to financial freedom, fast!
Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
How America went bankrupt and how we can save ourselves—as a country and as individuals—from economic disaster. The United States is bankrupt, flat broke. Thanks to accounting that would make Enron blush, America's insolvency goes far beyond what our leaders are disclosing. The United States is a fiscal basket case, in worse shape than the notoriously bailed-out countries of Greece, Ireland, and others. How did this happen? InThe Clash of Generations, experts Laurence Kotlikoff and Scott Burns document our six-decade, off-balance-sheet, unsustainable financing scheme. They explain how we have balanced our longer lives on the backs of our (relatively few) children. At the same time, we've been on a consumption spree, saving and investing less than nothing. And that's not to mention the evisceration of the middle class and a financial system that has proven it can't be trusted. Kotlikoff and Burns outline grassroots strategies for saving ourselves—and especially our children—from what could be a truly catastrophic financial collapse. Kotlikoff and Burns sounded the alarm in their widely acclaimedThe Coming Generational Storm, but politicians didn't listen. Now the need for action is even more urgent. It's up to us to demand radical reform of our tax system, our healthcare system, and our Social Security system, and to insist on better paths to investment return than those provided by Wall Street (mis)managers. Kotlikoff and Burns's "Purple Plans" (so called because they will appeal to both Republicans and Democrats) have been endorsed by a who's who of economists and offer a new way forward; and their revolutionary investment strategy for individuals replaces the idea of financial capital with "life decision capital." Of course, we won't be doing all this just for ourselves. We need to fix America's fiscal mess before our kids inherit it. https://www.youtube.com/watch?v=IMKw76lBn0k&feature=youtube_gdata_player
SPEND YOUR WAY TO FREEDOM LIKE A TRUE FINANCIAL SAMURAI Sam Dogen, creator of the Financial Samurai blog, knows that you need to spend money to make money. He’s taught over 90 million readers how to invest wisely in all facets of life, from education to parenting to relationships to side hustles, even choosing where to work and play. Now, in his Wall Street Journal bestseller, Buy This, Not That, the Financial Samurai takes the guesswork out of financial planning and shows you exactly what to buy, how much to spend, and how to optimize every dollar you earn so you can maximize wealth building and live life on your terms. The good news? You don’t need to be a millionaire or a genius to achieve financial freedom. It’s about making the most of your money, now and forever—and it’s never too late to get started. You’ll learn: — The Financial Samurai’s 70/30 framework for optimal financial decision-making — What is “good debt” and “bad debt,” and the right way to pay down debt or invest — Strategies and tips for building passive income streams that work for your goals and risk tolerance — How to invest in real estate, even if you can't afford to buy property — Rules for spending—from coffee and cars to mortgages and marriage — And so much more!
All parents want to believe their children will not experiment with drugs and alcohol. Unfortunately that is not realistic. The authors provide the knowledge and tools parents need to help their kids stay or become drug free. Includes a helpful study guide for personal use and group discussion.
Each day brings new tests and challenges - and incredible happiness as we watch our children grow from helpless newborn to independent teen. "THE ART OF RAISING HAPPY KIDS" can't provide all the answers, but it can help resolve some often biggest issues facing parents, from coping with the sniffles to navigating social media. Whether you're cradling an infant or getting ready to send you child off to college, the most important things is to enjoy the ride! Every parent wants their child to be happy, healthy and well adjusted. But in an ever-changing world, how do we do just that? In this book, experts in child development, pediatrics, psychology and social work provide simple, straightforward advice on how to help your child grow up to be a strong, caring individual. It includes information on what it takes to keep a child healthy, including the newest research on nutrition, sleep, exercise and development. It illustrates how to build strong family ties, including bolstering emotional intelligence, effective communication strategies, and why it’s okay to let your child occasionally fail. Plus: Advice on navigating the world at large, from finding a balance with social media to coping with bullies and overcoming depression. Finally, developmental guidelines for every age, from newborns to teens, help the reader navigate the changes a child will face. Parenting can be a challenge, and this book is here to make the journey a little bit easier.
