Homeowner Survival Guide - the Housing Bubble

Homeowner Survival Guide - the Housing Bubble

Author: Andrew C. Mungar

Publisher:

Published: 2009-08

Total Pages: 280

ISBN-13: 9781449017217

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The Homeowners Survival Guide is dedicated to helping homeowners understand and resolve all the problems associated with the devastating financial crisis and the housing bubble. It is a complete one-stop manual that will walk you through step-by-step every option that is available to you and teach you how to get your lender's approval. Topics include but are not limited to: A Quick Reference Guide to see the Options You Qualify for ? How to Reduce Your Mortgage Payments ? How to Process Your Own Loan Modification ? What Are the Major Lenders' Qualification Guidelines ? The Cause and Effect of the Housing Bubble ? How to Settle Credit Card Debts for 40+% Less ? What Caused the Financial System to Collapse ? How to Prepare a Budget Acceptable to Your Lender ? Do You Qualify For the "Making Home Affordable" Programs ? How to Write a Hardship Letter Acceptable to Your Lender ? Top Ten Tips on How to Avoid Scams ? The Contact Information of all Major Lenders ? The Flaws in the Credit Rating System ? How to Improve Your Credit Score ? How to Process a Short Sale or Short Refinancing ? Is a Deed-in-Lieu of Foreclosure Right For You ? Can a Broker's Price Opinion Value be Manipulated ? Is a Reverse Mortgage Right For You ? What You Need to Know About Foreclosure & Bankruptcy ? What is a Forensic Loan Doc Audit ? When Can You Expect Home Values to Recover This book contains valuable information based on the vast experience of the author, his extensive researches, and interviews of insiders revealing the secrets of how to get lender approvals. With the help of this guidebook, most homeowners will be able to resolve their problems, saving them time, money, and possibly their homes.


The First-time Homeowner's Survival Guide

The First-time Homeowner's Survival Guide

Author: Sid Davis

Publisher: Amacom

Published: 2007

Total Pages: 0

ISBN-13: 9780814473726

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For many new homeowners, the euphoria that comes with buying the perfect new house can soon turn into total panic. First-time buyers often feel overwhelmed by the amount of maintenance their new home requires--not to mention the nasty problems and surprises that seem to be lurking around every corner (and in every wall). Finally, author and real estate guru Sid Davis provides the antidote for the common worries that plague every new owner. From easy repairs to seemingly insurmountable projects, readers will discover sanity-saving advice on: - improving roofing, siding, walkways, and driveways - fixing or replacing appliances and fixtures - refinancing tips and traps - reducing the costs of home ownership and maintenance - lowering property taxes - working with contractors and not getting taken - insurance tips - budgeting for the unexpected Owning a home should be exciting, not terrifying. Now with this reassuring guide, novice homeowners can experience all of the joy, and none of the trepidation, that comes with having a place of their own.


The First-Time Homeowner's Survival Guide

The First-Time Homeowner's Survival Guide

Author: Sid Davis

Publisher: AMACOM Div American Mgmt Assn

Published: 2007-07-25

Total Pages: 231

ISBN-13: 0814400582

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A stress-free guide to caring for your biggest investment. For many new homeowners, the euphoria that comes with buying the perfect new house can soon turn into total panic. First-time buyers often feel overwhelmed by the amount of maintenance their new home requires—not to mention the nasty problems and surprises that seem to be lurking around every corner (and in every wall). Finally, author and real estate guru Sid Davis provides the antidote for the common worries that plague every new owner. From easy repairs to seemingly insurmountable projects, readers will discover sanity-saving advice on: • improving roofing, siding, walkways, and driveways • fixing or replacing appliances and fixtures • refinancing tips and traps • reducing the costs of home ownership and maintenance • lowering property taxes • working with contractors and not getting taken • insurance tips • budgeting for the unexpected Owning a home should be exciting, not terrifying. Now with this reassuring guide, novice homeowners can experience all of the joy, and none of the trepidation, that comes with having a place of their own.


The Ultimate Depression Survival Guide

The Ultimate Depression Survival Guide

Author: Martin D. Weiss

Publisher: John Wiley & Sons

Published: 2009-05-27

Total Pages: 255

ISBN-13: 0470486139

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An insightful look at how to protect, save, and grow wealth in difficult economic times Having an effective financial and personal plan for the future is now more crucial than ever. And with the bestselling The Ultimate Depression Survival Guide now in paperback, you'll quickly learn how to create such a plan. This comprehensive guide was especially designed to help people map out a practical financial plan in this unpredictable economic environment, so that they can stop worrying about their money and just enjoy life. Step by step, Martin Weiss-America's Consumer Advocate for Financial Safety-introduces, explains, and helps solve many of the new challenges and risks that face millions of Americans. Throughout the book, Weiss provides you with sound strategies for coping with the credit crunch, housing bust, and decline of the U.S. dollar. Discusses different ways to adapt to the realities of continuous market volatility Contains solutions to dealing with sinking real estate or falling stocks Examines the opportunities you'll have to buy choice assets at bargain prices during a depressed economy The Ultimate Depression Survival Guide also examines important topics that today's investor must be familiar with-including global investing, foreign currencies, and commodities-if they intend to make it through the decade ahead.


When the Bubble Bursts

When the Bubble Bursts

Author: Hilliard MacBeth

Publisher: Dundurn

Published: 2018-06-23

Total Pages: 325

ISBN-13: 1459742052

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A newly updated edition for the fast-changing real estate market in Canada! Over the last two decades Canadians have become convinced that real estate is the “safe haven” investment. This widely held belief and obsession with real estate led millions of Canadians to take on massive amounts of debt — tripling their collective financial burden — ensuring that Canada is one of the most indebted nations on the planet. Drawing on dozens of interviews and even more conversations with individual Canadians and couples, this second edition also tackles the economic conditions and regulatory rules that allowed such a dangerous situation to develop in Canada, formerly a nation of conservative and prudent citizens. Hilliard MacBeth argues that Canada is in the midst of an unprecedented real estate bubble and that there will soon be a crash in house prices, triggering a financial crisis. Individual Canadians and families can still take action to protect themselves from the fallout of the bubble bursting — if they act quickly.


The Foreclosure Survival Guide

The Foreclosure Survival Guide

Author: Amy Loftsgordon

Publisher: Nolo

Published: 2021-08-06

Total Pages: 345

ISBN-13: 141332911X

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Facing foreclosure? Put together a plan. Take action. When you’re in foreclosure, there’s no time to waste. You need to know your options and The Foreclosure Survival Guide can help. You’ll learn how to: determine whether you should try to keep your house find loss mitigation programs that could help you save your home apply for mortgage relief from your lender bring your loan current in Chapter 13 bankruptcy, and if you can’t stay in your home, avoid unnecessary costs by filing for Chapter 7 bankruptcy. The powerful, yet practical advice in this edition also explains: your most important tool—the 120-day foreclosure waiting period before foreclosure starts how the foreclosure process works potential tax consequences, and more. People affected by COVID-19 will also learn about moratoriums and how to address mortgage problems using the most current foreclosure avoidance options.


The Capitalism Survival Guide

The Capitalism Survival Guide

Author: Yvon Vitalyevich Serov

Publisher: Yvon Vitalyevich Serov

Published: 2023-02-01

Total Pages: 128

ISBN-13:

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What is credit? How do I invest? How do I get a job? What about building a career, budgeting, getting rich and all the rest? Come to think of it, how come I never learned any of this in school? We, the general population, are thrown into capitalism with a sea of such questions in tow. Just as we start to discover who it is that we are, we’re forced to play a game that we never signed up for without so much as an explanation of the rules or an introductory welcome. This meta game of capitalism has become a ruthless divider between those “in the know” and those who aren’t. While the well prepared prosper, the rest of us are left behind to use rather convincing nods amongst dinner conversations to make it seem like we understand how a credit score actually functions. Because, surely, we should have this all figured out by now… right? The contrasting reality is harsh; no one took the time to sit us down and explain how everything works. They only instructed us to find jobs but never explained how to build a career or why. Now, years later, we feel too distant from these concepts to bridge the gap, suffering in silence as we struggle to make ends meet. Well, I say if you're going to play their game, you may as well play it well. So here it all is. I'm sitting you down and showing you their cards. A Capitalism Survival Guide that shows you how this all works in under 200 pages. Let's get started.


Housing America

Housing America

Author: Randall G. Holcombe

Publisher: Routledge

Published: 2017-07-05

Total Pages: 397

ISBN-13: 1351514989

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Housing policy not only aff ects all Americans' quality of life, but has a direct impact on their fi nancial well being. About 70 percent of American households own their own homes, and for most, their homes represent the majority of their net worth. Renters are aff ected by housing policy. Even the small minority of Americans who are homeless are aff ected by housing policies specifi cally targeted to low-income individuals.The government's increasing involvement in housing markets, fed by popular demand that government "do something" to address real problems of mortgage defaults and loans, provides good reason to take a new look at the public sector in housing markets. Crises in prime mortgage lending may lower the cost of housing, but the poor and homeless cannot benefi t because of increases in unemployment. Even the private market is heavily regulated. Government policies dictate whether people can build new housing on their land, what type of housing they can build, the terms allowed in rental contracts, and much more.This volume considers the eff ects of government housing policies and what can be done to make them work better. It shows that many problems are the result of government rules and regulations. Even in a time of foreclosures, the market can still do a crucial a job of allocating resources, just as it does in other markets. Consequently, the appropriate policy response may well be to signifi cantly reduce, not increase, government presence in housing markets. Housing America is a courageous and comprehensive eff ort to examine housing policies in the United States and to show how such policies aff ect the housing market.