A real estate expert’s guide to taking control of the process to minimize stress—and maximize equity. Many of us want to stop throwing away money on rent—but buying a home can be an emotional rollercoaster, especially for first-timers. Homebuyer Rollercoaster helps readers navigate the ups and downs of buying a home while also helping them to save money and keep their sanity. Monica Benitez uses her real estate expertise to help homebuyers achieve their goal of owning a home, even if they’ve been told it’s not possible. Within Homebuyer Rollercoaster, readers learn how to: · Select the right home for themselves and their family by learning to dominate the homebuying process · Create their Homebuyer Blueprint, which will help them reach their desired outcome · Budget with down payments and closing costs Monica Benitez draws on more than twenty years of experience with both residential and commercial real estate to help you make the process less overwhelming—and make your investment more rewarding.
Top advice from one of television's most well-known Realtors. Buying a home for the first time can be a daunting and stressful endeavor. The myriad questions and issues that arise can be overwhelming, resulting in an experience completely different from what first-time buyers were expecting. Sandra Rinomato, the host of the hit HGTV show Property Virgins, delivers a "realty check" by pointing buyers to homes that fit their budget, satisfy their needs, and most importantly, achieve their goal of home ownership. Realty Check covers such topics as: How to finance your home purchase without going broke. How to look past home staging and focus on the crucial elements of a potential property. Home inspection and exactly what it entails. Tips for condominium buyers. How to find and work with a good Realtor. Mortgage fraud and other legal issues. Buying a first property is a major commitment, but readers of this book will be well-prepared to take the leap into home-ownership, with their eyes wide open.
A step-by-step guide to getting your home loan approved.Buying a home is a milestone that should be celebrated, but too often the achievement is overshadowed by the stress people feel when trying to get their loan approved. Or, worse, the fear of the unknown prevents them from taking the plunge, keeping them stuck in the rental trap.Multi-award-winning mortgage broker Aaron Christie-David is on a mission to reframe Australians' attitudes toward getting a mortgage and turn their aspirations of home ownership into reality. The Happy Home Loan Handbook demystifies the home loan process, providing a step-by-step breakdown of how to get your loan approved; how best to set up your loan; how to locate, negotiate over and purchase the home you want; how to build your support team to guide you; and how this home-buying experience can become your reality.If you are an aspiring first-home buyer or ambitious upgrader, this helpful handbook will show you how to get your home loan approved and buy your dream home so you can get on with enjoying life.
Would you want to live in a factory-molded cube made of plastic, asbestos, and UFFI? With an "H-bomb shelter" and the nuclear furnace underneath? Or a house designed by God to harmonize with the cosmic Muzak? The Canadian Home explains how our housing came to be including the pagan origins of "colonial" homes, why "Tudor" is not Tudor, and where so many predictions went wrong. But the book is not just about tastes and floor plans; it also celebrates technological innovation, from prehistoric Inuit windows (of stretched seal guts) to the R-2000 house and habitation in space. For the first time, records of the Canadian Home Builders’ Association have been opened to reveal the power plays of bureaucrats, developers, architects, and financiers and how they affect the quality, affordability, and choice of our housing today. Fiery debates over the sublime and the ridiculous (e.g. 1940s architectural articles on whether Toronto should be bombed) are set against the backdrop of Canadian politics and industrial history. Whether the reader’s interest is in construction, politics, or home decor, this book explains why the roof over our heads is the way it is." Pierre Berton "In his fascinating study of Canadian shelter, Marc Denhez takes us on a 20,000-year journey from the days of the cave, the tipi, and the igloo, to the H-bomb shelter and the mobile home. This is, in short, a lively as well as an erudite study of the development of housing . [It] deserves a permanent position on any library shelf." "If you live in a house or own one or build one if you have a roof over your head read this book. A housing book with punch and humour immensely enjoyable." -Charles Lynch author, journalist and former governor of Heritage Canada.
Everything you thought you knew about financing a house has changed. Your future depends on knowing today’s mortgage and credit realities: Relying on older information could cost you a fortune or keep you from buying a house altogether. In Homebuyers Beware: Who’s Ripping You Off Now? – What You Must Know About the New Rules of Mortgage and Credit, Carolyn Warren reveals the new realities of home financing and shows exactly how to take advantage of them, whether you’re buying your first home, refinancing, struggling with imperfect credit, or planning to invest in real estate. Homebuyers Beware reveals new secrets homebuyers simply can’t afford to miss and exposes new scams that target today’s eager consumers--including new loans that look great on paper but are every bit as dangerous as yesterday’s subprimes. Unlike other mortgage guides, this book fully reflects today’s radically new mortgage requirements, in addition to the latest federal housing legislation and how to improve your credit rating. Warren covers topics from real estate negotiation, to powerful tips on getting lower interest rates, to avoiding bogus junk fees, and everything in between: · High-tech “smoke and mirrors” that can trick you into overpaying · Quick, easy, powerful ways to fix your credit · Uncovering the costly secrets of the Yield Spread Premium · The latest laws and credit rules and what they mean to you · New plans for recovering from bad credit, foreclosures, or short sales “Carolyn Warren is my go-to expert for mortgage industry information. She not only helps you avoid rip-offs, she helps you know what questions to ask and how to ask them. Full of tips, scripts, and sample letters, Homebuyers Beware is an extremely valuable book that I recommend to all my readers!” --Alison Rogers, “Ask the Agent” columnist, CBS Moneywatch.com “In this fun-to-read volume, mortgage industry insider Carolyn Warren tells you what real estate cheats and mortgage scammers do NOT want you to know: the tricks, the deceptions, and the outright frauds that would otherwise add thousands, maybe tens of thousands of dollars to your mortgage. Get it. Read it. And take it to the mortgage broker with you. You’ll be glad you did!” --Clayton Makepeace, The Total Package, Makepeacetotalpackage.com “In Homebuyers Beware, Carolyn Warren directs her keen eye at the mortgage and credit markets in the wake of the housing bubble. With an insider’s knowledge, plenty of interesting anecdotes, and helpful reference information, Warren is a cheerful teacher leading readers down the path to homeownership and pointing out pitfalls along the way.” --Ben Meyer, InternetBrands.com
How to negotiate the minefield of buying a home in New Zealand today. Property prices going through the stratosphere, leaky buildings, P contamination, bullying body corporates - purchasing a house today can feel akin to entering a minefield. Written by a news journalist who has covered many of the horror stories, this book takes a no-holds-barred look at the challenges facing home buyers and offers savvy advice on how to navigate that minefield. It will appeal to all home buyers, from first-timers hoping for a small apartment to older people looking to downsize and everyone in between. With chapters on the search, mortgages and legal aspects, types of title, buying at auction, buying off plans, checks and warning signs, bodies corporate and the special problems to be found in Christchurch, there is plenty of information for everyone.
