Helps people look at whether renting or buying is better for their needs. Includes an easy to understand, rent vs buy analysis for over 25 metropolitan cities.
Why does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may harm their children's educational opportunities. This book argues that US leaders need to re-evaluate housing policies and develop new ones that ensure that all Americans have access to affordable housing, whether rented or owned. After describing common myths, the book shows why the circumstances now faced by America's financial underclass make it impossible for them to benefit from homeownership because they cannot afford to buy homes. It then exposes the risks of 'home buying while brown or black,' discussing US policies that made it easier for whites to buy homes, but harder and more costly for blacks and Latinos to do so. The book argues that remaining racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.
In this vivid portrait of life in Chicago in the fifty years after the Civil War, Margaret Garb traces the history of the American celebration of home ownership. As the nation moved from an agrarian to an industrialized urban society, the competing visions of capitalists, reformers, and immigrants turned the urban landscape into a testing ground for American values. Neither a natural progression nor an inevitable outcome, the ideal of home ownership emerged from the struggles of industrializing cities. Garb skillfully narrates these struggles, showing how the American infatuation with home ownership left the nation's cities sharply divided along class and racial lines. Based on research of real estate markets, housing and health reform, and ordinary homeowners—African American and white, affluent and working class—City of American Dreams provides a richly detailed picture of life in one of America's great urban centers. Garb shows that the pursuit of a single-family house set on a tidy yard, commonly seen as the very essence of the American dream, resulted from clashes of interests and decades of struggle.
The American Dream turned into a nightmare when the housing bubble burst, and people have been trying to figure out who to blame- Greedy bankers? Corrupt politicians? Ignorant homeowners? In American Nightmare: How Government Undermines the Dream of Homeownership, Randal O'Toole explores the forces at play in the housing market and shows how we can rebuild the American dream of homeownership by eliminating federal, state, and local policies that distort the free market for housing.
Affluence, autonomy, safety, and power—the central values of the American dream. But are they compatible with Jesus' command to love our neighbor as ourselves? In essays grouped around these four values, D. L. Mayfield asks us to pay attention to the ways they shape our own choices, and the ways those choices affect our neighbors.
In every major city in the world there is a housing crisis. How did this happen and what can we do about it? Everyone needs and deserves housing. But today our homes are being transformed into commodities, making the inequalities of the city ever more acute. Profit has become more important than social need. The poor are forced to pay more for worse housing. Communities are faced with the violence of displacement and gentrification. And the benefits of decent housing are only available for those who can afford it. In Defense of Housing is the definitive statement on this crisis from leading urban planner Peter Marcuse and sociologist David Madden. They look at the causes and consequences of the housing problem and detail the need for progressive alternatives. The housing crisis cannot be solved by minor policy shifts, they argue. Rather, the housing crisis has deep political and economic roots—and therefore requires a radical response.
Demand for owner-occupied housing has expanded dramatically across modern-industrialized societies in recent years leading to volatile increases in residential property values. This book explores the rise of modern home-ownership as a cultural, socio-political and ideological phenomenon.
A wide-ranging cultural history centered around the concepts of real estate, the family home, and the American dream, and how they evolved over the years, Home Ownership in America: A Socio-Cultural History of Housing in the United States traces narratives around home ownership from the 1920s to today. As a product of the emergence of a large middle class during the Roaring Twenties, the modern concept of home ownership continued through the shaky Great Depression years, holding pattern of World War II, and glory days of the postwar era, when home ownership became a reality for much of the White middle class. While the late 1960s and 1970s were difficult years for home ownership as the postwar economic engine ran out of steam, a renaissance took place in the 1980s and 1990s due to tens of millions of baby boomers wanting to nest. Although there have been a few bumps in the road over the last couple of decades, home ownership, or at least the pursuit of it, is once again booming, making the subject as relevant as ever. With the single-family home central to the American idea and experience, this book touches on a host of issues related to our social divisions of race, gender, and class. Home Ownership in America is a truly interdisciplinary study, crossing over into a wide variety of subjects including sociology, family, urban history/planning, suburban studies, the built environment, public policy, business, finance, economics, politics, architecture, design, technology, and popular and consumer culture.