Fragile by Design
Fragile by Design

Author: Charles W. Calomiris

Publisher: Princeton University Press

Published: 2015-08-04

Total Pages: 584

ISBN-13: 0691168350

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Why stable banking systems are so rare Why are banking systems unstable in so many countries—but not in others? The United States has had twelve systemic banking crises since 1840, while Canada has had none. The banking systems of Mexico and Brazil have not only been crisis prone but have provided miniscule amounts of credit to business enterprises and households. Analyzing the political and banking history of the United Kingdom, the United States, Canada, Mexico, and Brazil through several centuries, Fragile by Design demonstrates that chronic banking crises and scarce credit are not accidents. Calomiris and Haber combine political history and economics to examine how coalitions of politicians, bankers, and other interest groups form, why they endure, and how they generate policies that determine who gets to be a banker, who has access to credit, and who pays for bank bailouts and rescues. Fragile by Design is a revealing exploration of the ways that politics inevitably intrudes into bank regulation.

A History of Banking in Antebellum America
A History of Banking in Antebellum America

Author: Howard Bodenhorn

Publisher: Cambridge University Press

Published: 2000-02-13

Total Pages: 286

ISBN-13: 9780521669993

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Professor Bodenhorn reveals how America was served by an efficient system of financial intermediaries by the mid-nineteenth century.

Origins of Commercial Banking in America, 1750-1800
Origins of Commercial Banking in America, 1750-1800

Author: Robert Eric Wright

Publisher: Rowman & Littlefield

Published: 2001

Total Pages: 236

ISBN-13: 9780742520875

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In a study developed from his 1997 Ph.D. dissertation for the State University of New York-Buffalo, Banking and Politics in New York, 1784-1829, Wright (money and banking, U. of Virginia) investigates why American banking arose when it did and with the particular characteristics it did. c. Book News Inc.

Banking on Beauty
Banking on Beauty

Author: Adam Arenson

Publisher: University of Texas Press

Published: 2018-01-21

Total Pages: 368

ISBN-13: 9781477315293

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“I want buildings that will be exciting seventy-five years from now,” financier Howard Ahmanson told visual artist Millard Sheets, offering him complete control of design, subject, decoration, and budget for his Home Savings and Loan branch offices. The partnership between Home Savings—for decades, the nation’s largest savings and loan—and the Millard Sheets Studio produced more than 160 buildings in California, Texas, Florida, New York, Ohio, Illinois, and Missouri over the course of a quarter century. Adorned with murals, mosaics, stained glass, and sculptures, the Home Savings (and Savings of America) branches displayed a celebratory vision of community history and community values that garnered widespread acclaim. Banking on Beauty presents the first history of this remarkable building program. Drawing extensively on archival materials, site visits, and oral history interviews, Adam Arenson tells a fascinating story of how the architecture and art were created, the politics of where the branches were built, and why the Sheets Studio switched from portraying universal family scenes to celebrating local history amid the dramatic cultural and political changes of the 1960s. Combining urban history, business history, and art and architectural history, Banking on Beauty reveals how these institutions shaped the corporate and cultural landscapes of Southern California, where many of the branches were located. Richly illustrated and beautifully written, Banking on Beauty builds a convincing case for preserving these outstanding examples of Midcentury Modern architecture, which currently face an uncertain future.

Banking on the State
Banking on the State

Author: Hicham Safieddine

Publisher: Stanford University Press

Published: 2019-07-02

Total Pages: 332

ISBN-13: 1503609685

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In 1943, Lebanon gained its formal political independence from France; only after two more decades did the country finally establish a national central bank. Inaugurated on April 1, 1964, the Banque du Liban (BDL) was billed by Lebanese authorities as the nation's primary symbol of economic sovereignty and as the last step towards full independence. In the local press, it was described as a means of projecting state power and enhancing national pride. Yet the history of its founding—stretching from its Ottoman origins in mid-nineteenth century up until the mid-twentieth—tells a different, more complex story. Banking on the State reveals how the financial foundations of Lebanon were shaped by the history of the standardization of economic practices and financial regimes within the decolonizing world. The system of central banking that emerged was the product of a complex interaction of war, economic policies, international financial regimes, post-colonial state-building, global currents of technocratic knowledge, and private business interests. It served rather than challenged the interests of an oligarchy of local bankers. As Hicham Safieddine shows, the set of arrangements that governed the central bank thus was dictated by dynamics of political power and financial profit more than market forces, national interest or economic sovereignty.

The Story of Bank of America
The Story of Bank of America

Author: Marquis James

Publisher: Beard Books

Published: 2002-10

Total Pages: 596

ISBN-13: 9781587981456

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This biography of a bank is largely a narrative that lauds the founder of the bank, A. P. Giannini, and his son for their ability to expand the bank and its assets from its origins within the Bank of Italy in 1906 to the early 1950s. This reprint contains no additional material. The 1954 copyright

California
California

Author: Kevin Starr

Publisher: Modern Library

Published: 2007-03-13

Total Pages: 418

ISBN-13: 081297753X

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“A California classic . . . California, it should be remembered, was very much the wild west, having to wait until 1850 before it could force its way into statehood. so what tamed it? Mr. Starr’s answer is a combination of great men, great ideas and great projects.”—The Economist From the age of exploration to the age of Arnold, the Golden State’s premier historian distills the entire sweep of California’s history into one splendid volume. Kevin Starr covers it all: Spain’s conquest of the native peoples of California in the early sixteenth century and the chain of missions that helped that country exert control over the upper part of the territory; the discovery of gold in January 1848; the incredible wealth of the Big Four railroad tycoons; the devastating San Francisco earthquake of 1906; the emergence of Hollywood as the world’s entertainment capital and of Silicon Valley as the center of high-tech research and development; the role of labor, both organized and migrant, in key industries from agriculture to aerospace. In a rapid-fire epic of discovery, innovation, catastrophe, and triumph, Starr gathers together everything that is most important, most fascinating, and most revealing about our greatest state. Praise for California “[A] fast-paced and wide-ranging history . . . [Starr] accomplishes the feat with skill, grace and verve.”—Los Angeles Times Book Review “Kevin Starr is one of california’s greatest historians, and California is an invaluable contribution to our state’s record and lore.”—MarIa ShrIver, journalist and former First Lady of California “A breeze to read.”—San Francisco

Unsettled Account
Unsettled Account

Author: Richard S. Grossman

Publisher: Princeton University Press

Published: 2010-06-07

Total Pages: 407

ISBN-13: 1400835259

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A sweeping look at the evolution of commercial banks over the past two centuries Commercial banks are among the oldest and most familiar financial institutions. When they work well, we hardly notice; when they do not, we rail against them. What are the historical forces that have shaped the modern banking system? In Unsettled Account, Richard Grossman takes the first truly comparative look at the development of commercial banking systems over the past two centuries in Western Europe, the United States, Canada, Japan, and Australia. Grossman focuses on four major elements that have contributed to banking evolution: crises, bailouts, mergers, and regulations. He explores where banking crises come from and why certain banking systems are more resistant to crises than others, how governments and financial systems respond to crises, why merger movements suddenly take off, and what motivates governments to regulate banks. Grossman reveals that many of the same components underlying the history of banking evolution are at work today. The recent subprime mortgage crisis had its origins, like many earlier banking crises, in a boom-bust economic cycle. Grossman finds that important historical elements are also at play in modern bailouts, merger movements, and regulatory reforms. Unsettled Account is a fascinating and informative must-read for anyone who wants to understand how the modern commercial banking system came to be, where it is headed, and how its development will affect global economic growth.

Bankers and Empire
Bankers and Empire

Author: Peter James Hudson

Publisher: University of Chicago Press

Published: 2017-04-27

Total Pages: 370

ISBN-13: 022645925X

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From the end of the nineteenth century until the onset of the Great Depression, Wall Street embarked on a stunning, unprecedented, and often bloody period of international expansion in the Caribbean. A host of financial entities sought to control banking, trade, and finance in the region. In the process, they not only trampled local sovereignty, grappled with domestic banking regulation, and backed US imperialism—but they also set the model for bad behavior by banks, visible still today. In Bankers and Empire, Peter James Hudson tells the provocative story of this period, taking a close look at both the institutions and individuals who defined this era of American capitalism in the West Indies. Whether in Wall Street minstrel shows or in dubious practices across the Caribbean, the behavior of the banks was deeply conditioned by bankers’ racial views and prejudices. Drawing deeply on a broad range of sources, Hudson reveals that the banks’ experimental practices and projects in the Caribbean often led to embarrassing failure, and, eventually, literal erasure from the archives.