"We all know the government taxes our income. Federal, state, and local taxes are withheld by employers, as are Social Security payments. But what about the many other ways the government covertly drains money from our wallets? Have you studied your cell phone bill? Customers in New York State pay an average of 24.36% in combined taxes on their wireless bills. They’re also charged for obscure services they didn’t ask for and don’t understand, like a universal service fund fee, an FCC compliance fee, a line service fee, and an emergency services fee. These aren’t taxes, strictly speaking. The government imposes these administrative and regulatory costs, and your wireless provider passes them along to you. What about your cable bill? Your power bill? Your trash bill? The cost of groceries, a gallon of gas, a cab ride, a hotel stay, and a movie ticket are all inflated by hidden fees. How much of what you pay at the grocery store, pump, airport, or the box office is really an indirect tax? In a series of short, pointed, fact-laden, humorous chapters, Kristin Tate exposes how up to half of your income is siphoned straight into federal, state, and city government coffers--and also where these hidden taxes and fees come from."--Dust jacket.
For the past 20 years, corporations have been receiving huge tax breaks and subsidies in the name of "jobs, jobs, jobs." But, as Greg LeRoy demonstrates in this important new book, it's become a costly scam. Playing states and communities off against each other in a bidding war for jobs, corporations reduce their taxes to next-to-nothing and win subsidy packages that routinely exceed $100,000 per job. But the subsidies come with few strings attached. So companies feel free to provide fewer jobs, or none at all, or even outsource and lay people off. They are also free to pay poverty wages without health care or other benefits. All too often, communities lose twice. They lose jobs--or gain jobs so low-paying they do nothing to help the community--and lose revenue due to the huge corporate tax breaks. That means fewer resources for maintaining schools, public services, and infrastructure. In the end, the local governments that were hoping for economic revitalization are actually worse off. They're forced to raise taxes on struggling small businesses and working families, or reduce services, or both. Greg LeRoy uses up-to-the-minute examples, naming names--including Wal-Mart, Raytheon, Fidelity, Bank of America, Dell, and Boeing--to reveal how the process works. He shows how carefully corporations orchestrate the bidding wars between states and communities. He exposes shadowy "site location consultants" who play both sides against the middle, and he dissects government and corporate mumbo-jumbo with plain talk. The book concludes by offering common-sense reforms that will give taxpayers powerful new tools to deter future abuses and redirect taxpayer investments in ways that will really pay off.
This book gives the reader a look at the complicated U.S. health care system through the eyes of a consumer. It explores two key questions: Why, with all of the resources that have been devoted to solving the health care crisis, does the situation continue to deteriorate? And, what, exactly, could be done differently this time to turn the situation around? The author examines obstacles that have stood in the way of health care reform in the past - including politics, government red tape, profit-driven providers, moneyed lobbyists and special interest groups and even, our own consumer "entitlement mentality" - and challenges the reader to envision a scenario in which innovation in health care might be possible. The author argues that consumers are the key to forward progress on health care: we'll only see consumer-driven solutions when enough people demand them. This book is a challenge to consumers to speak up and hold our leaders in the medical community, the government and corporate America accountable for developing solutions that work for us. Susan M. Finley is a small business owner and marketing strategist. She began her career as a bank product manager, and in 1994 co-founded Michaelson Kelbick Partners Inc. (MKP), a firm specializing in marketing and communications for the financial services industry. Over the course of a decade, the agency managed marketing communications for some of the largest bank mergers in recent history. In 2003, she left MKP (now renamed mkp communications, inc.). Her knowledge and understanding of the complicated U.S. health care financing system comes from a three-year research and consulting project, started in the hopes of serving as a catalyst for consumer-driven changes in health care. She lives in North Carolina, where she and her husband have recently founded Finley and Finley, LLC, to continue their research on potential avenues for innovation in the health care and financial services industries.
Asserts that Ronald Reagan, Bill Clinton, Larry Summers, Robert Rubin, Phil Gramm and others colluded in the fundamental corruption of the U.S. economic system that led to the financial crisis and sounds the alarm over the Obama administration consulting some of these very same men to fix the problem they created. Original.
Discover the moving, entertaining, never-before-told story of how one man found his calling: to see that those who defend this country and its freedoms are never forgotten. As a kid in suburban Chicago, Gary Sinise was more interested in sports and rock 'n' roll than reading or schoolwork. But when he impulsively auditioned for a school production of West Side Story, he found his true purpose--or so it seemed. Within a few years, Gary and a handful of friends created what became one of the most exciting and important new theater companies in America. From its humble beginnings in a suburban Chicago church basement and eventual move into the city, the Steppenwolf Theatre Company launched a series of groundbreaking productions, igniting Gary's career along with those of John Malkovich, Joan Allen, Gary Cole, Laurie Metcalf, Jeff Perry, John Mahoney, and countless others. Television and film came calling soon after, and Gary starred in Of Mice and Men (which he also directed) and The Stand before taking the role that would change his life in unforeseeable ways: Lieutenant Dan in the Academy Award-winning Forrest Gump. The military community's embrace of the character of the disabled veteran was matched only by the depth of Gary's realization that America's defenders had not received all the honor, respect, and gratitude their sacrifices deserve. In the aftermath of the September 11 attacks, this became Gary's new calling. Grateful American, now a New York Times bestseller, documents Gary's dedication to working tirelessly on behalf of those who serve this country, sharing stories about how he has: Entertained more than a half million troops around the world playing bass guitar with his Lt. Dan Band Raised funds on behalf of veterans Founded the Gary Sinise Foundation with a mission to serve and honor America's defenders, veterans, first responders, their families, and those in need Grateful American is the moving, entertaining, profoundly gripping story of how one man found his life's work: to see that those who defend this country and its freedoms are never forgotten. Praise for Grateful American: "Gary Sinise writes as he lives, and as the artist and actor he has always been: with American authenticity, purpose, and a conviction that is inseparable from his nature." --Tom Hanks, actor and filmmaker "No entertainer alive today has visited and performed more for our troops at veterans hospitals and military bases all over the world than Gary Sinise. For years his foundation has built 'smart homes' for our troops that were severely wounded in combat. The book is called Grateful American, and I promise that after you read it you will be grateful for what Gary has accomplished and contributed to our country. He's truly one of a kind." --Clint Eastwood, actor, director, producer, and musician
From the New York Times bestselling author of The Revenge of Geography comes a sweeping yet intimate story of the most influential humanitarian you’ve never heard of—Bob Gersony, who spent four decades in crisis zones around the world. “One of the best accounts examining American humanitarian pursuits over the past fifty years . . . With still greater challenges on the horizon, we will need to find and empower more people like Bob Gersony—both idealistic and pragmatic—who can help make the world a more secure place.”—The Washington Post In his long career as an acclaimed journalist covering the “hot” moments of the Cold War and its aftermath, bestselling author Robert D. Kaplan often found himself crossing paths with Bob Gersony, a consultant for the U.S. State Department whose quiet dedication and consequential work made a deep impression on Kaplan. Gersony, a high school dropout later awarded a Bronze Star for his service in Vietnam, conducted on-the-ground research for the U.S. government in virtually every war and natural-disaster zone in the world. In Thailand, Central and South America, Sudan, Chad, Mozambique, Rwanda, Gaza, Bosnia, North Korea, Iraq, and beyond, Gersony never flinched from entering dangerous areas that diplomats could not reach, sometimes risking his own life. Gersony’s behind-the scenes fact-finding, which included interviews with hundreds of refugees and displaced persons from each war zone and natural-disaster area, often challenged the assumptions and received wisdom of the powers that be, on both the left and the right. In nearly every case, his advice and recommendations made American policy at once smarter and more humane—often dramatically so. In Gersony, Kaplan saw a powerful example of how American diplomacy should be conducted. In a work that exhibits Kaplan’s signature talent for combining travel and geography with sharp political analysis, The Good American tells Gersony’s powerful life story. Set during the State Department’s golden age, this is a story about the loneliness, sweat, and tears and the genuine courage that characterized Gersony’s work in far-flung places. It is also a celebration of ground-level reporting: a page-turning demonstration, by one of our finest geopolitical thinkers, of how getting an up-close, worm’s-eye view of crises and applying sound reason can elicit world-changing results.
As Americans, we spend trillions of dollars more on healthcare than anyone else in the world, yet we have shorter lifespans. Patients are crushed by medical debt, sometimes forced to choose between paying for medications, rent, or food. Healthcare workers are burned out from being trapped in a broken system-one that has been the greatest rip-off of the American people this century. In Broken, Bankrupt, and Dying, Dr. Brad Spellberg tells the story of this tragic failure of American healthcare, from excess deaths to maddening inefficiencies, crushing costs to medical bankruptcies, and bizarre billing practices to absurd waste (learn what a "Johnson rod" is and how it affects your health). Dr. Spellberg presents a real-world solution for a better future that differs from the healthcare proposals discussed in the media. Most importantly, he shows us how we can do better-for our families, our businesses, and our society as a whole.
Home ownership has been widely regarded as the best financial investment in the pursuit of wealth accumulation. Americans believe that the appreciated value of a home provides a great hedge against inflation, giving homeowners an opportunity to make a profit when they sell the property. Today, two-thirds of American families own their homes. Nearly 80 percent of the 78 million baby boomers are homeowners. Many of them have bought and sold several homes. Yet close to 90 percent of American families are broke. Nothing consumes more of our hard-earned money than home ownership. What if this popular, best investment choice is nothing more than a dangerous dream? Is home ownership simply a huge economic scam designed to keep buyers broke? Could homeowners be working to pay a mortgage that make their lenders rich while they stay poor? What if home equity is only an illusion? Could renters be in a better financial position than those who own their home? Renters Win, Homeowners Lose: Revealing The Biggest Scam In America is a bold approach in unraveling the long-term financial reality of home ownership in America. The book compares buying a home to renting and reveals that renters clearly have tangible, financial advantages over the majority of homeowners. Renters can truly be winners! Tables and models are used throughout the book to poignantly demonstrate that most homeowners receive no more than a zero percent return on their investment, and many lose money in the deal. Renters Win, Homeowners Lose: Revealing the Biggest Scam in America will get you to rethink the way you view home ownership versus renting. The book is a thought-provoking masterpiece.
Hailed by the New York Times as coming “closer than anyone to writing The Great American Novel,” Lore Segal stuns with this passionate love story of a refugee from Hitler’s Europe and a witty, hard-drinking black intellectual For Ilka Weissnix, everything is new. Having recently arrived in the United States, she is determined to escape the immigrant communities of New York and boards a train headed west to discover “the real America.” She finds Carter Bayoux “sitting on a stool in a bar in the desert, across from the railroad.” Older, portly, experienced, and black, Carter is magnetic. To Ilka, he exemplifies the values and cultures of a changing America. In order to understand her new country and her new love, Ilka throws herself into Carter’s dizzying world, nurses him through his bouts of depression and his alcoholism, and becomes fascinated by stories of his amorous past. But Carter’s ghosts are ever present, and soon Ilka finds herself torn between saving him and saving her own future. With a foreword by Stanley Crouch, Her First American is the poignant story of an immigrant experience in a country of endless possibilities and of a rich and breathtaking love that is doomed from the start.
The definitive history of America’s greatest incubator of innovation and the birthplace of some of the 20th century’s most influential technologies “Filled with colorful characters and inspiring lessons . . . The Idea Factory explores one of the most critical issues of our time: What causes innovation?” —Walter Isaacson, The New York Times Book Review “Compelling . . . Gertner's book offers fascinating evidence for those seeking to understand how a society should best invest its research resources.” —The Wall Street Journal From its beginnings in the 1920s until its demise in the 1980s, Bell Labs-officially, the research and development wing of AT&T-was the biggest, and arguably the best, laboratory for new ideas in the world. From the transistor to the laser, from digital communications to cellular telephony, it's hard to find an aspect of modern life that hasn't been touched by Bell Labs. In The Idea Factory, Jon Gertner traces the origins of some of the twentieth century's most important inventions and delivers a riveting and heretofore untold chapter of American history. At its heart this is a story about the life and work of a small group of brilliant and eccentric men-Mervin Kelly, Bill Shockley, Claude Shannon, John Pierce, and Bill Baker-who spent their careers at Bell Labs. Today, when the drive to invent has become a mantra, Bell Labs offers us a way to enrich our understanding of the challenges and solutions to technological innovation. Here, after all, was where the foundational ideas on the management of innovation were born.
