Financial Performance of Microfinance Institutions in Ghana and Uganda
Financial Performance of Microfinance Institutions in Ghana and Uganda

Author: Johannes Flosbach

Publisher: LIT Verlag Münster

Published: 2015

Total Pages: 373

ISBN-13: 3643906005

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This book examines the determinants of financial performance of microfinance institutions (MFIs) in Ghana and Uganda, against the backdrop of the public and academic debate over the financial and social implications of microfinance. In the absence of a conceptual model, the study chooses an inductive research approach with the objective of defining and developing a conceptual model with the capacity to explain, quantify, and compare the performance of MFIs. The research is particularly relevant in the African context where microloan interest rates regularly exceed 100% per annum and where the microfinance industry is lacking behind its global peers in regard to financial and social performance. (Series: Contributions to the Africa Research / Beitrage zur Afrikaforschung - Vol. 59) [Subject: Economics, Finance, African Studies]

Microfinance in Africa
Microfinance in Africa

Author: S. Rajagopalan

Publisher:

Published: 2009

Total Pages: 220

ISBN-13:

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Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.

Credit Risk Management
Credit Risk Management

Author: Tony Van Gestel

Publisher: Oxford University Press

Published: 2009

Total Pages: 552

ISBN-13: 0199545111

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This first of three volumes on credit risk management, providing a thorough introduction to financial risk management and modelling.

Microfinance Institutions
Microfinance Institutions

Author: R. Mersland

Publisher: Springer

Published: 2015-12-11

Total Pages: 329

ISBN-13: 113739966X

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Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.

Microfinance Handbook
Microfinance Handbook

Author: Joanna Ledgerwood

Publisher: World Bank Publications

Published: 1998-12-01

Total Pages: 304

ISBN-13: 0821384317

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The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Self-Efficacy Shapes Modernization
Self-Efficacy Shapes Modernization

Author: Barbara Drosten

Publisher: LIT Verlag Münster

Published: 2018

Total Pages: 268

ISBN-13: 364391041X

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Self-efficacy (SE) is the critical link between environment, culture, institutions, modernization, and development. It enables adaptive learning from environmental stimuli, and fosters agency, cooperation, goal setting, openness, opportunity recognition, and longer-term planning. SE can be regarded as fertilizer for any policy measure. Research amongst smallholder farmers in South Ghana shows that historical return on investment culturally bequeathed investment SE, which largely influences today's farming investment and household income. SE is well malleable and perceptive to intentional promotion.

The Religious Men in Jebel Marra
The Religious Men in Jebel Marra

Author: Bakheit M. Nur Mohammed

Publisher: LIT Verlag Münster

Published: 2017

Total Pages: 415

ISBN-13: 3643909160

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"The study investigates how Muslim religious specialists (fuqarâ, sing. fakî) acquire Qur'anic knowledge in the context of the 'communities of practice'. It contextualises the Qur'anic schools of Jebel Marra in the Sudan arguing that the fuqarâ increase their access to knowledge of the Qur'an by socially interacting with each other. The book is grounded in a[n] ethnographic study of Qur'anic memorisation and activities that the fuqarâ perform after graduation from Qur'anic schools. It thus provides a fresh perspective to Islamic learning and epistemology. 'The great value of the study lies in the author's reconstruction of the practices and techniques, cognitive and corporeal, which are systematically employed to memorise the whole of the Qur'an.'"--Page 4 of cover.

Tracks and Traces of Violence
Tracks and Traces of Violence

Author: Viviane Azarian

Publisher: LIT Verlag Münster

Published: 2017

Total Pages: 361

ISBN-13: 3643909144

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Tracks and Traces of Violence explores the social conditions, political contexts, and cultural spaces of violence in Africa. It is comprised of accounts that underpin the visible and hidden 'tracks and traces' of violence in the memories of traumatized individuals and groups. It also interrogates the gaps, silences, and vacuities of/in these memories, as well as the role they play in shaping the facial contours of our modern societies. Weaving together views from literature, anthropology, art, cultural studies, and museum studies, this book provides deeper insight into the meanings of violent socialities, spatialities, and temporalities, as well as into how they materialize in poetry, fiction, art, and popular culture. (Series: Contributions to African Research / Beitrage zur Afrikaforschung, Vol. 80) [Subject: African Studies, Sociology, Art, Literature, Anthropology]

Translations of Urban Regulation in Relations between Kigali (Rwanda) and Singapore
Translations of Urban Regulation in Relations between Kigali (Rwanda) and Singapore

Author: Stephan Bock

Publisher: LIT Verlag Münster

Published: 2018

Total Pages: 362

ISBN-13: 3643909861

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Following debates on urban policy-mobilities and -learning in Human Geographies the dissertation takes the example of Kigali's masterplan to show how aspirations of Rwandan and Singaporean policy-makers are transformed into concrete urban planning interactions. It provides a close analysis of the practices behind the mobilization of spatial planning expertise. The dissertation traces how planning approaches and regulations are mediated within the interaction between Singaporean and Rwandan actors and ultimately take shape in Kigali's urban space.

Transforming Microfinance Institutions
Transforming Microfinance Institutions

Author: Joanna Ledgerwood

Publisher: World Bank Publications

Published: 2006-08-30

Total Pages: 570

ISBN-13: 0821366165

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In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.