Perfect for anyone seeking to get a firm handle on their personal finances, Financial Adulting is a must-have resource that demystifies and simplifies complex topics and makes understanding personal finance fun From the founder of The Fiscal Femme, a popular feminist money platform, and author of The 30-Day Money Cleanse, Ashley Feinstein Gerstley's Financial Adulting: Everything You Need to be a Financially Confident and Conscious Adult delivers an easy-to-follow, informative, and fun financial guide. From budgeting and consumer activism to retirement investing and paying down debt, you'll learn everything you need to know and do to be a financially savvy adult. In this important book, you'll: Master fundamental concepts, including dealing with student loans, maximizing your 401(k), and preparing for salary negotiations Use a racial and feminist justice lens to tackle rarely discussed topics in money and equity and better understand deep-seated historic and systemic obstacles Recognize that your circumstances, goals, and values are unique and require a custom approach in order to succeed financially Receive a simple step-by-step guide to reaching your financial goals while living a big, exciting, and meaningful life
OK, sooooo what do we do with our money? Our education system may think its important to teach topics such as physics and the Pythagorean theorem, but I think that for the 98% of Americans that will never use it, we need to cover the things 100% of Americans need, like balancing your budget and understanding your credit scoreyou know, that thingy you need to buy a house with. In this book, we will talk about that jackass of an elephant in the room (oh geez not Clinton or Trumpsee what I did there?)credit card debts and student loans, the things that give you the equivalent turbulent feeling of walking into the bathroom on a commercial airline flight simultaneously as the captain announces hes turning the Fasten Seatbelt sign back on due to rough weather. What about life insurance? Retirement? Im going to touch on everything youre worried about (but not like a creepy doctor). Let me just make one thing clear: my intent is for you to understand you need to put a financial plan in place and that you need a financial advisor. Everyones financial situation is different, and everyone needs help. These are my own opinions (correct opinions, mind you). Statements and/or opinions in this publication are my own and are not affiliated or a reflection on the Department of Defense.
Adulting (verb): To do grown-up things and have responsibilities such as a working full time, paying rent, or owning a car. Basic life skills go mostly untaught in classrooms, so graduates are on their own to figure out how to live successfully in the world. Without any guidance, where do you start? Adulting 101 is a clever, practical, and timely guide to show how to:Find a job and be wildly successful at workBuy the items you need as an adult (apartment, car, insurance)Set goals, prioritize, and get work doneCommunicate professionally and effectivelySave and invest wiselyNavigate personal and professional relationshipsAvoid the common mistakes of being out on your ownAnd much, much more This book will give you what you need to succeed and make a real impact, inspiring you to change the world and be the person you were meant to be.
The Adulting Workbook is a fun-to-use guided workbook with real-world tips, life advice, actionable exercises & writing prompts, and reward badge icons to help you figure out how to navigate being an adult.
It's never too early to make your money work for you! Discover how with this teen guide to financial health. You don't have to work on Wall Street to know that money is important. Learn to handle it responsibly with this teen guide to money skills that makes managing money more fun! It dives into the essentials of saving, investing, and more, with tips on getting the most out of everything you earn. Before you know it, you'll be throwing around terms like dividend and liquidity like a finance professional. Be smart with money—Learn how to set financial goals, create a budget, and recognize the difference between good debt and bad debt so you can make calculated decisions with your money. What's up with the stock market?— Get an overview of how the stock market works and explore all the different ways you can invest your money and assess your risk tolerance. Plan for the future—This advice is meant especially for teens, with pointers for landing a summer job, starting a savings plan, and preparing for the years ahead! Invest in your financial success with Money for Adulting.
Learn how to give the young adults in your life the knowledge, confidence, and motivation to make adult money decisions, and create their own strong financial foundation and independence, so you can all live richer lives. In Launching Financial Grownups, popular personal finance expert and Certified Financial Planner Bobbi Rebell gets candid about the very real-life challenges of getting young adults to choose to be financial grownups and develop their own financial foundation and security. She shares her own personal setbacks and solutions (both from her own past, and as a parent), and walks readers through the ups and downs of financial adulting milestones. Rebell has put together a practical and specific adulting launch plan for parents of young adults along with tips on how to open money discussions, the questions to ask your children, the most effective listening strategies, when to step in to stop them from making mistakes, and when to let them learn from their mistakes. Launching Financial Grownups provides the tools to help your teen or young adults navigate the challenges of adulthood including debt, credit cards, peer pressure that leads to bad money decisions, negotiations, how to manage their own household, different investing opportunities, insurance needs, charitable giving, the legal documents they need to have in place in case of an emergency, what they need to know about your finances and even starting to think about their retirement planning. All this while also addressing recent demographic trends driven by the pandemic including young adults moving back into their childhood homes, and becoming financially dependent, after having been independent. Launching Financial Grownups offers: Solutions for parents who want to avoid ‘cutting off’ their kids at a seemingly arbitrary age or life milestone and are looking for more supportive solutions to get their young adults to be well adjusted financial grownups. Strategies for parents to protect their own financial well-being and retirement resources. Advice from top parenting and money experts including “How to Raise an Adult” author Julie Lythcott-Haims, “The Price You Pay for College” author Ron Lieber, “Grown and Flown” co-author Mary Dell Harrington, Tori Dunlap of “Her First 100K”, “How to be a Happier Parent” author KJ Dell’Antonia, Tonya Rapley of My Fab Finance and Jean Chatzky, author and CEO of HerMoney Media Essential for the parents, grandparents, aunts, uncles, friends and everyone who is vested in the financial success and independence of young adults, Launching Financial Grownups is a must-have financial resource for long-overdue and timeless advice in an engaging and supportive package.
Discover how to launch a profitable online course from scratch In Million Dollar Micro Business: How To Turn Your Expertise Into A Digital Online Course, entrepreneur and author Tina Tower delivers a new and smarter way to do business that avoids huge overheads and large capital investments. Fueled by recent innovations in technology and shifts in consumer behavior, the accomplished author shows you a new way to have a big impact with few resources. You’ll learn how to create a digital course based on expertise you’ve gained through your life, business, academic work, and career. The book is a practical and tangible guide to getting started and offers a proven framework and case studies of people who have scaled courses into seven-figure ventures. This important book teaches you: How to turn your passion and expertise into profit, using what you know to create a global, online course Why bigger is not always better, and how less overhead and investment is often a good thing for a scalable business An alternative to the 9-5 hustle and grind of a traditional workplace Real-life case studies from people who have been on this journey before Perfect for entrepreneurs, seasoned professionals, educated experts, and anyone else interested in sharing their knowledge with the world around them, Million Dollar Micro Business is an indispensable guide to creating a lucrative online course from scratch.
Congratulations, the day has finally arrived! You’re officially a GROWN UP! Which is great in theory, but maybe a bit more stressful in practise… Here’s what’s coming towards you very quickly... You’re going to have to learn how to cook, clean, find a job, fix your car, live away from home and manage your money. You’ll need to eat the right stuff (sorry, but noodles 24/7 just won’t cut it), ace the job interview, impress your boss and fix your flat tire on Monday morning so you get to work or college on time. Ideally you’ll make more money than you spend, make new friends, maybe even start your own business and create a life you love. These are all the important life skills we need to know as an adult, that we're NOT taught in school! Right, don’t panic! You’re in the right place. This book will share with you the proven tips & strategies to make your adulting days the best days of your life. In Adulting for Beginners you'll discover: The basics you need to stock your kitchen with to always have something to eat Easy meal plans and ideas to keep your body healthy, even if you hate cooking. How to do useful stuff like do your laundry, how to fix your toilet and never run out of toilet paper First aid tips, better health strategies, and how to make exercise fun How to choose the right apartment, house, and flatmates to avoid trouble Exactly how to find a job, negotiate your salary and get on the promotion fast track even if it’s your first job! How to change your oil, fix a flat tire and look after your car even if you’re not a mechanic! When to create a rainy day fund, 401Ks and how to manage debt without stress How to expand your income by becoming an entrepreneur and creating passive income opportunities How to make money, pay your taxes and prepare to buy a house in the future. And tons more grown up survival tips and tricks in this guide for students, graduates ,girls, women, men and boys! With this book you’ll be able to look forward to many happy years as a successful and happy adult. So grab a copy today. An awesome high school graduation gift The book is also the perfect high school graduation, new job and college gift. It’s packed full of adulting life hacks to help your daughter, granddaughter, niece or friend succeed in the world.
Addressing the needs of new adults—those ages 18–29—in the library is an important challenge. This book explains the needs and wants of new adults in the public library setting and identifies their preferences in physical space, programming, and technology. According to the Pew Research Center's 2015 Libraries at the Crossroads Report, 52 percent of people between the ages of 16 and 29 visited a bookmobile or library within the past year. Yet many public libraries' programming and outreach skip over this demographic, jumping from teen services to older adults. Library Programs and Services for New Adults provides a road map for including new adults into the family of the small public library and offers a variety of resources and programming ideas that librarians can use immediately. Author Kyla Hunt—a library technology and trends specialist—explains why the needs of new adults are typically overlooked at public libraries, defines who "new adults" are, and explains why serving their needs is key to the success of today's public libraries. Readers will come away with an in-depth understanding of the mindset and needs of patrons who are 18 to 29 years old and be able to cater to their preferences as they pertain to physical space, programming, technology, and marketing.
MOST PEOPLE live in a world of financial anxiety and stress. In most cases, they don't fully understand what decisions they need to make and where to get help making these decisions. - The FinancialVerse - presents in a straight forward, easy to read style - what the reader can expect at each stage of their financial lives and offers ideas and resources to assist decision making. - The FinancialVerse is made up of the knowledge, decisions, resources, risks, and tools that an individual encounter in life's financial journey. -The book has been written to help people reduce their levels of financial anxiety and stress. Authored by financial services leader Harry N. Stout, The FinancialVerse provides a much-needed roadmap of what to expect in our financial lives. - is starts in our Adulting Stage, to working in the Striving Stage to the final or returning Stage of Fulfilling life. Harry acts as your guide and spells out, in a very understandable way, what the risks, opportunities and key decisions the reader will need to make as they move through each stage. He explores what it is like to make decisions influenced by today's technology, economic trends, and work opportunities. Harry believes that most people, regardless of their family's economic background and level of education, do not fundamentally understand the key financial decisions and risks they will face in life. He believes improved financial education and literacy are needed as our lives become increasing more complex driven by technological innovation.
