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Publisher: DIANE Publishing
Published:
Total Pages: 70
ISBN-13: 1437943578
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Publisher: DIANE Publishing
Published:
Total Pages: 34
ISBN-13: 1437984657
DOWNLOAD EBOOKAuthor: U.s. Government Accountability Office
Publisher: Createspace Independent Publishing Platform
Published: 2017-08-10
Total Pages: 70
ISBN-13: 9781974411184
DOWNLOAD EBOOK"The Federal Emergency Management Agency (FEMA), a component of the Department of Homeland Security (DHS), maps flood hazard areas across the country and makes flood insurance available to more than 20,100 communities through the National Flood Insurance Program. From 2003 through 2008, FEMA spent $1.2 billion in a comprehensive effort to update the nation's flood insurance maps. In 2009, FEMA began an annual review of 20 percent of the nation's flood maps, for which Congress allocated $440 million in 2009 and 2010. As requested, GAO reviewed the actions FEMA has taken to enhance the accuracy of updated flood maps, and FEMA's outreach efforts in conducting flood mapping activities. GAO analyzed FEMA's mapping standards and information systems, tested quality assurance processes, and interviewed FEMA officials and contractors. "
Author: Rebecca Elliott
Publisher: Columbia University Press
Published: 2021-01-05
Total Pages: 192
ISBN-13: 0231548818
DOWNLOAD EBOOKCommunities around the United States face the threat of being underwater. This is not only a matter of rising waters reaching the doorstep. It is also the threat of being financially underwater, owning assets worth less than the money borrowed to obtain them. Many areas around the country may become economically uninhabitable before they become physically unlivable. In Underwater, Rebecca Elliott explores how families, communities, and governments confront problems of loss as the climate changes. She offers the first in-depth account of the politics and social effects of the U.S. National Flood Insurance Program (NFIP), which provides flood insurance protection for virtually all homes and small businesses that require it. In doing so, the NFIP turns the risk of flooding into an immediate economic reality, shaping who lives on the waterfront, on what terms, and at what cost. Drawing on archival, interview, ethnographic, and other documentary data, Elliott follows controversies over the NFIP from its establishment in the 1960s to the present, from local backlash over flood maps to Congressional debates over insurance reform. Though flood insurance is often portrayed as a rational solution for managing risk, it has ignited recurring fights over what is fair and valuable, what needs protecting and what should be let go, who deserves assistance and on what terms, and whose expectations of future losses are used to govern the present. An incisive and comprehensive consideration of the fundamental dilemmas of moral economy underlying insurance, Underwater sheds new light on how Americans cope with loss as the water rises.
Author: Orice Williams Brown
Publisher: DIANE Publishing
Published: 2011-09
Total Pages: 86
ISBN-13: 1437987249
DOWNLOAD EBOOKThe National Flood Insurance Program (NFIP) has been on a high-risk list since March 2006 because of concerns about its long-term financial solvency and related operational issues. Significant management challenges also affect the Federal Emergency Management Agency¿s (FEMA) ability to administer NFIP. This report examines: (1) the extent to which FEMA¿s management practices affect the administration of NFIP; (2) lessons learned from the cancellation of FEMA¿s attempt to modernize NFIP¿s insurance management system; and (3) limitations on FEMA¿s authority that could affect NFIP¿s financial stability. Includes recommendations. Charts and tables. This is a print on demand report.
Author: Orice Williams Brown
Publisher: DIANE Publishing
Published: 2011
Total Pages: 21
ISBN-13: 1437988024
DOWNLOAD EBOOKThe Nat. Flood Insurance Program (NFIP) has been on the high-risk list since 2006, when the program had to borrow form the U.S. Treasury to cover losses from the 2005 hurricanes. The outstanding debt is $17.8 billion as of June 2011. This sizeable debt, plus operational and mgmt. challenges at FEMA, which administers NFIP, have combined to keep the program on the high-risk list. NFIP¿s need to borrow to cover claims in years of catastrophic flooding has raised concerns about the program¿s long-term financial solvency. This testimony: (1) discusses ways to place NFIP on a sounder financial footing; and (2) highlights operational and mgmt. challenges at FEMA that affect the program. This is a print on demand report.
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
Published: 2012
Total Pages: 224
ISBN-13:
DOWNLOAD EBOOKAuthor: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
Published: 2015-10-08
Total Pages: 141
ISBN-13: 0309374715
DOWNLOAD EBOOKRiver and coastal floods are among the nation's most costly natural disasters. One component in the nation's approach to managing flood risk is availability of flood insurance policies, which are offered on an individual basis primarily through the National Flood Insurance Program (NFIP). Established in 1968, the NFIP is overseen by the Federal Emergency Management Agency (FEMA) and there are about 5.4 million individual policies in the NFIP. The program has experienced a mixture of successes and persistent challenges. Successes include a large number of policy holders, the insurance of approximately $1.3 trillion of property, and the fact that the large majority of policy holders - 80% - pay rates that are risk based. NFIP challenges include large program debt, relatively low rates of purchase in many flood-prone areas, a host of issues regarding affordability of premiums, ensuring that premiums collected cover payouts and administrative fees, and a large number of properties that experience severe repetitive flood losses. At the request of FEMA, A Community-Based Flood Insurance Option identifies a range of key issues and questions that would merit consideration and further analysis as part of a community-based flood insurance program. As the report describes, the community-based option certainly offers potential benefits, such as the prospect of providing coverage for all (or nearly all) at-risk residents and properties in flood-prone communities. At the same time, many current challenges facing the NFIP may not necessarily be resolved by a community-based approach. This report discusses these and other prominent issues to be considered and further assessed.
Author: Daniela Molinari
Publisher: John Wiley & Sons
Published: 2017-07-06
Total Pages: 485
ISBN-13: 1119217946
DOWNLOAD EBOOKFloods can have a devastating impact on life, property and economic resources. However, the systematic collection of damage data in the aftermath of flood events can contribute to future risk mitigation. Such data can support a variety of actions including the identification of priorities for intervention during emergencies, the creation of complete event scenarios to tailor risk mitigation strategies, the definition of victim compensation schemes, and the validation of damage models to feed cost-benefit analysis of mitigation actions. Volume highlights include: Compilation of real world case studies elaborating on the survey experiences and best practices associated with flood damage data collection, storage and analysis, that can help strategize flood risk mitigation in an efficient manner Coverage of different flooding phenomena such as riverine and mountain floods, spatial analysis from local to global scales, and stakeholder perspectives, e.g. public decision makers, researchers, private companies Contributions from leading experts in the field, researchers and practitioners, including civil protection actors working at different spatial and administrative level, insurers, and professionals working in the field of natural hazard risks mitigation Flood Damage Survey and Assessment: New Insights from Research and Practice will be a valuable resource for earth scientists, hydrologists, meteorologists, geologists, geographers, civil engineers, insurers, policy makers, and planners. Read an interview with the editors to find out more: https://eos.org/editors-vox/the-value-of-disaster-damage-data
Author: United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs
Publisher:
Published: 2014
Total Pages: 574
ISBN-13:
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