Higher Education Opportunity Act
Author: United States
Publisher:
Published: 2008
Total Pages: 432
ISBN-13:
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Federal student loan repayment program OPM could build on its efforts to help agencies administer the program and measure results : report to congressional requesters.
Author:
Publisher: DIANE Publishing
Published:
Total Pages: 51
ISBN-13: 1428932925
DOWNLOAD EBOOKFederal Student Loan Repayment Program :.
Author: United States. Government Accountability Office
Publisher:
Published: 2005
Total Pages:
ISBN-13:
DOWNLOAD EBOOKFederal Student Loan Forgiveness and Loan Repayment Programs
Author: Patricia Sadler
Publisher: Nova Science Publishers
Published: 2014
Total Pages: 0
ISBN-13: 9781634630627
DOWNLOAD EBOOKStudent loan forgiveness and loan repayment programs provide borrowers a means of having all or part of their student loan debt forgiven or repaid in exchange for work or service in specific fields or professions or following a prolonged period during which their student loan debt burden is high relative to their income. In both loan forgiveness and loan repayment programs, borrowers typically qualify for benefits by working or serving in certain capacities for a specified period of time or by satisfying other program requirements over an extended term. Upon qualifying for benefits, some or all of a borrower's student loan debt is forgiven or paid on his or her behalf. This book identifies and describes federal student loan forgiveness and loan repayment programs authorized by federal law. These program descriptions are intended to provide general information about the purpose of existing programs and how they are designed to operate. This book also describes the Federal Supplemental Educational Opportunity Grant (FSEOG) program, the Federal Work-Study (FWS) program, and the Federal Perkins Loan program.
Loan Forgiveness and Loan Repayment Programs
Author: Virgil Davidson
Publisher:
Published: 2019-04
Total Pages: 180
ISBN-13: 9781536151817
DOWNLOAD EBOOKStudent loan forgiveness and loan repayment programs provide borrowers a means of having all or part of their student loan debt forgiven or repaid in exchange for work or service in specific fields or professions or following a prolonged period during which their student loan debt burden is high relative to their income. In both loan forgiveness and loan repayment programs, borrowers typically qualify for benefits by working or serving in certain capacities for a specified period or by satisfying other program requirements over an extended term. Upon qualifying for benefits, some or all of a borrowers student loan debt is forgiven or paid on his or her behalf. Some of these programs are intended to support goals such as providing a financial incentive to encourage individuals to enter into and/or remain in a particular profession or public service. One such federal program that has received considerable attention in recent years is the Public Service Loan Forgiveness (PSLF) program. The PSLF program forgives borrowers federal student loans after they make at least 10 years of qualifying payments while working for certain public service employers.
Repaying Your Student Loans
Author:
Publisher:
Published: 2002
Total Pages: 36
ISBN-13:
DOWNLOAD EBOOKStudent Loan Forgiveness or Ten Years to Life?
Author: Dane Spancake
Publisher: Archway Publishing
Published: 2016-07-29
Total Pages: 132
ISBN-13: 1480828939
DOWNLOAD EBOOKRepaying college loans can be so complicated its been said that before graduating, students should be required to take a course on the subject. But many students end up researching their options without much help, and answers on how to eliminate debt are hard to come bysomething that can be tremendously frustrating. Dane Spancake, a federal student loan counselor, helps you navigate the loan landscape with this guidebook. Learn how to: evaluate the positives and negatives of repayment schedule choices; weigh the pros and cons of income-driven repayment options versus alternative options; and determine if you qualify for loan forgiveness. Youll also learn how interest rates are determined, how annual payments are calculated, and the benefits of making consistent loan payments versus postponing repayment. Discover what youre up against when it comes to repaying college loansand pick the strategy that makes the most sense for you with Student Loan Forgiveness or Ten Years to Life?
The College Student's Guide to Paying Off Your College Loan
Author: Steven Needham
Publisher: Hyperink Inc
Published: 2012-03-02
Total Pages: 27
ISBN-13: 1614648646
DOWNLOAD EBOOKABOUT THE BOOK Graduation from college is a time of joy and relief, but for those saddled with student loan debt, it can also be a time of fear and trepidation. Students get a six-month grace period before they’re required to start paying their loans, but this will pass quickly, so it is a good idea to start planning how to pay off your student loans as soon as possible. The good news is, student loan debt is one of the best kinds of debt to have. It carries a low interest rate, and there are many different payment plans that can be utilized in order to pay down the debt. The most important thing to remember is that it is very important to address student debt and not ignore your student loan payments. The loan companies have many different programs to help you reduce your debt and avoid accruing more interest, but it is vital that you stay in touch with these companies so that they understand your unique financial situation. When you get a new job or lose a job, the terms of your student loan payment agreements will change accordingly. Anytime you have a major life change, you will need to consider how it will affect the repayment of your student loans. EXCERPT FROM THE BOOK There are also some programs that offer student loan forgiveness. When a student loan is forgiven, a portion or all of the debt amount is wiped clean and you are no longer required to pay. Some student loan forgiveness programs are based on the type of career that you have. Teaching Programs If you owe on Stafford student loans, you can teach full time for five consecutive years in a low-income public school, and you may be eligible to have a portion of your loan cancelled. This program is set up to encourage graduates to utilize their skills in improving the American public school system. You can find out more about this forgiveness program on the Federal Student Aid Website on their Stafford Loan Forgiveness Program for Teachers page. Buy a copy to keep reading!
Federal Student Loan Forgiveness and Loan Repayment Programs
Author: Alexandra Hegji
Publisher:
Published: 2014
Total Pages:
ISBN-13:
DOWNLOAD EBOOKThis report discusses loan forgiveness and loan repayment benefits that provide debt relief to borrowers of federal student loans who make an active choice to enter public service or obtain employment in particular professions, occupations, or specialties, or to repay their loans according to an income-dependent repayment plan.
Federal Student Loans
Author: Tatiana Shohov
Publisher: Nova Publishers
Published: 2004
Total Pages: 226
ISBN-13: 9781590339404
DOWNLOAD EBOOKTitle IV of the Higher Education Act (HEA) authorises the major federal student aid programs, including the student loan programs, which are the largest source of aid for students. In FY2000, the Federal Family Education Loan (FFEL) programs and the Federal Direct Student Loan (DL) program supported an estimated $33.1 billion in new loan volume. Several types of loans are available: Federal need-based subsidised Stafford loans (under which the government pays the interest while the borrower is in school, a grace period of deferment); unsubsidised Stafford loans; Federal PLUS loans (for parents of undergraduate students); and Federal Consolidation loans. Overall, student loan volume has been increased in recent years, from $24 billion in FY1994 to $33 billion in FY2000. The number of loans being made has increased over the same period going from 6,483,000 to 8,618,000. The average amount that individual students are borrowing in any given year has not increased as dramatically. This new book examines important issues related to this cornerstone of American higher education.
