This book looks at the UK banking in the context of general legal doctrines and banking regulation. It draws on Australian, US and Canadian examples and deals with the impact of the recent global financial crisis.
This new edition sets banking law clearly against the background of general legal doctrines and discusses its operation in the context of its wider economic function. Although focusing on English law, considerable use is made of illuminating US, Canadian, and Australian examples as well. Part One examines the different types of banks and banking organizations operating in the United Kingdom and reviews the new regulatory regime for banking under the Financial Services and Markets Act 2000. Part Two analyses the banker and customer relationship, explaining the different types of accounts available, the duties and trustee liability of banks, and the latest processes used in the clearance of cheques and money transfers. Part Three then discusses issues relating to overdrafts, bank loans, credit agreements, securities, and mortgages. Fully updated and revised to take into account the considerable changes in banking law, regulation, and practice that have taken place in recent years, this edition contains substantial new material on the new regulatory regime, electronic banking and the implications of electronic money transfers, lender liability (including liability for environmental damage), recovery of mistaken payments, syndicated lending, and on tracing and banker liability as constructive trustee.
MacDonald develops a theory of anti-Semitism based on an evolutionary interpretation of social identity theory. Historical examples of anti-Semitism are analyzed as scientifically comprehensible gentile responses to a distinctive, segregated group. Anti-Semitism has historically been exacerbated by resource competition between Jews and gentiles. Jews have engaged in a wide range of strategies to try to combat it. These strategies include: crypsis, political activity, writing religious and intellectual apologia directed at both ingroup and outgroup members, and engaging in self-deception regarding both the nature of Judaism and gentile responses to Judaism.
Up till now, the cutting-edge tools in this book have only been available to management teams, high-level executives, and select clients. You’ve no doubt picked it up because you want to be the CEO of your own life—with a greater sense of empowerment and confidence. Written by Daneen Skube, syndicated columnist, sought-after executive coach, and innovative therapist, this practical and humorous work provides simple tools you can use today to gain respect, get immediate results, and turn the lemons of life into big opportunities. Readers of Daneen’s wildly popular column have been clamoring for a decade for a book of this kind, which offers an in-depth look at her advice and methods. Whether you’re dealing with a backstabbing co-worker, trying to get a promotion, or want to rekindle a romance, you’ll do it all better with an interpersonal edge. In all situations, you’ll have in your possession reliable tools to make almost anything you want to happen.The keys to the life you’ve longed for are within these pages—just add you and stir.
This third edition of the Principles of Banking Law provides an authoritative treatment of both domestic and international banking law. This edition contains expanded coverage of developments in other comparable jurisdictions, internet banking services and money laundering.
Banking regulation and the private law governing the bank-customer relationship came under the spotlight as a result of the global financial crisis of 2007–2009. More than a decade later UK, EU and international regulatory initiatives have transformed the structure, business practices, financing models and governance of the banking sector. This authoritative text offers an in-depth analysis of modern banking law and regulation, while providing an assessment of its effectiveness and normative underpinnings. Its main focus is on UK law and practice, but where necessary it delves into EU law and institutions, such as the European Banking Union and supervisory role of the European Central Bank. The book also covers the regulation of bank corporate governance and executive remuneration, the promises and perils of FinTech and RegTech, and the impact of Brexit on UK financial services. Although detailed, the text remains easy to read and reasonably short; pedagogic features such as a glossary of terms and practice questions for each chapter are intended to facilitate learning. It is a useful resource for students and scholars of banking law and regulation, as well as for regulators and other professionals who are interested in reading a precise and evaluative account of this evolving area of law.
Sealy and Hooley's Commercial Law: Text, Cases, and Materials provides students with an extensive and valuable range of extracts from key cases and writings in this most dynamic field of law. The authors' expert commentary and questions enliven each topic while emphasizing the practicalapplication of the law in its business context.Five renowned experts in the field continue the legacy of Richard Hooley and Len Sealy, capturing the essence of this fascinating topic at a time of significant legislative, regulatory, and political change.
A contemporary, accessible, contextual textbook, covering banking law and regulation in the modern, post-2008 environment, this is essential reading for banking law students.