EIB Working Papers 2019/01 - Blockchain, FinTechs
EIB Working Papers 2019/01 - Blockchain, FinTechs

Author: European Investment Bank

Publisher: European Investment Bank

Published: 2019-04-29

Total Pages: 40

ISBN-13: 9286141858

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The purpose of this working paper is to provide a primer on financial technology and on Blockchain, while sheding light on the impact they may have on the financial industry. FinTechs, the financial technology and innovation that competes with traditional financial methods in the delivery of financial services, has the potential to improve the reach of financial services to the broader public and facilitate the creation of a credit record, especially in the developing world.

Applications of Blockchain and Big IoT Systems
Applications of Blockchain and Big IoT Systems

Author: Arun Solanki

Publisher: CRC Press

Published: 2022-08-29

Total Pages: 576

ISBN-13: 1000481735

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This new volume explores a plethora of blockchain-based solutions for big data and IoT applications, looking at advances in real-world applications in several sectors, including higher education, cybersecurity, agriculture, business and management, healthcare and biomedical science, construction and project management, smart city development, and others. Chapters explore emerging technology to combat the ever-increasing threat of security to computer systems and offer new architectural solutions for problems encountered in data management and security. The chapters help to provide a high level of understanding of various blockchain algorithms along with the necessary tools and techniques. The novel architectural solutions in the deployment of blockchain presented here are the core of the book.

MicroFinTech
MicroFinTech

Author: Roberto Moro-Visconti

Publisher: Springer Nature

Published: 2021-09-06

Total Pages: 281

ISBN-13: 3030803945

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Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to “MicroFinTech” - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.

Blockchain as a Technology for Environmental Sustainability
Blockchain as a Technology for Environmental Sustainability

Author: Maria José Sousa

Publisher: CRC Press

Published: 2024-08-16

Total Pages: 257

ISBN-13: 1040112595

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At a time of growing environmental concerns and an urgent need for sustainable solutions, the intersection of blockchain technology and environmental sustainability is emerging as a powerful force for positive change. The environmental challenges of our time, including climate change, resource scarcity and the destruction of ecosystems, require innovative solutions that transcend geographical and political boundaries. Blockchain technology, with its decentralized and transparent nature, can not only track and verify environmental efforts, but also incentivize them.

Enhancing Security and Regulations in Libraries With Blockchain Technology
Enhancing Security and Regulations in Libraries With Blockchain Technology

Author: Senthilkumar, K.R.

Publisher: IGI Global

Published: 2024-10-23

Total Pages: 432

ISBN-13:

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In an era where data security and transparency are paramount, blockchain technology offers a groundbreaking solution for libraries. By enhancing security protocols, ensuring data integrity, and enabling transparent information sharing, blockchain has the potential to revolutionize library systems. Integrating blockchain into library operations is an essential step forward in strengthening cataloging processes, securing digital assets, and fostering a more efficient and trusted information management system. Enhancing Security and Regulations in Libraries With Blockchain Technology provides a comprehensive analysis of blockchain’s role in reshaping library operations. Through detailed case studies, readers will gain insight into the practical applications, benefits, and challenges of implementing blockchain in the library sector. This essential resource is aimed at librarians, IT professionals, library science students, and academics looking to bolster the future of information management with enhanced security and regulatory compliance.

Blockchain Economics and Financial Market Innovation
Blockchain Economics and Financial Market Innovation

Author: Umit Hacioglu

Publisher: Springer Nature

Published: 2019-12-03

Total Pages: 568

ISBN-13: 3030252752

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This book discusses various aspects of blockchains in economic systems and investment strategies in crypto markets. It first addresses the topic from a conceptual and theoretical point of view, and then analyzes it from an assessment and investment angle. Further, it examines the opportunities and limitations of the taxation of crypto currency, as well as the political implications, such as regulation of speculation with crypto currencies. The book is intended for academicians and students in the fields of economics and finance.

Startup Valuation
Startup Valuation

Author: Roberto Moro-Visconti

Publisher: Springer Nature

Published: 2021-04-17

Total Pages: 408

ISBN-13: 3030716082

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This book offers a primer on the valuation of startups. Innovative startups are characterized by high growth potential that usually absorbs liquidity. This is unattractive for traditional banks, replaced by other specialized intermediaries such as venture capital or private equity funds, which diversify their portfolio basing their strategies on a multi-year exit. Startups coexist in an evolving ecosystem with established firms, to which they transfer innovativeness, technology, flexibility, and time-to-market speed, contributing to reinvent the business models and receiving from mature firms feedback on the current market features, the existing clients, and their unsatisfied needs. The valuation paradigms represent a central issue for any start-upper seeking external finance, either from family and friends or through a wider professional placement. This book, complemented by practical cases (concerning, for instance, FinTechs, digital platforms, and e-Health applications) offers a guide to practitioners, students, and academics about the trendy valuation patterns of the startups based on their strategic business planning

Digital Finance in Europe: Law, Regulation, and Governance
Digital Finance in Europe: Law, Regulation, and Governance

Author: Emilios Avgouleas

Publisher: Walter de Gruyter GmbH & Co KG

Published: 2021-12-20

Total Pages: 291

ISBN-13: 3110749475

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Global finance is in the middle of a radical transformation fueled by innovative financial technologies. The coronavirus pandemic has accelerated the digitization of retail financial services in Europe. Institutional interest and digital asset markets are also growing blurring the boundaries between the token economy and traditional finance. Blockchain, AI, quantum computing and decentralised finance (DeFI) are setting the stage for a global battle of business models and philosophies. The post-Brexit EU cannot afford to ignore the promise of digital finance. But the Union is struggling to keep pace with global innovation hubs, particularly when it comes to experimenting with new digital forms of capital raising. Calibrating the EU digital finance strategy is a balancing act that requires a deep understanding of the factors driving the transformation, be they legal, cultural, political or economic, as well as their many implications. The same FinTech inventions that use AI, machine learning and big data to facilitate access to credit may also establish invisible barriers that further social, racial and religious exclusion. The way digital finance actors source, use, and record information presents countless consumer protection concerns. The EU’s strategic response has been years in the making and, finally, in September 2020 the Commission released a Digital Finance Package. This special issue collects contributions from leading scholars who scrutinize the challenges digital finance presents for the EU internal market and financial market regulation from multiple public policy perspectives. Author contributions adopt a critical yet constructive and solutions-oriented approach. They aim to provide policy-relevant research and ideas shedding light on the complexities of the digital finance promise. They also offer solid proposals for reform of EU financial services law.

Safeguarding Financial Data in the Digital Age
Safeguarding Financial Data in the Digital Age

Author: Naz, Farah

Publisher: IGI Global

Published: 2024-07-22

Total Pages: 325

ISBN-13:

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Despite advancements in cybersecurity measures, the financial sector continues to grapple with data breaches, fraud, and privacy concerns. Traditional security measures are often insufficient to combat sophisticated cyber threats, leading to financial losses, reputational damage, and regulatory non-compliance. Moreover, the rapid pace of technological change makes it challenging for organizations to keep up with emerging threats and implement effective data protection strategies. This calls for a proactive and multidisciplinary approach to address financial data security's complex and evolving landscape. Safeguarding Financial Data in the Digital Age offers a timely and comprehensive solution to the challenges faced by the financial sector in securing sensitive information. By bringing together insights from finance, cybersecurity, and technology, this book provides a holistic understanding of the threats and opportunities in financial data security. It equips academics, industry professionals, policymakers, and students with the knowledge and tools needed to enhance financial data protection measures through detailed analyses, case studies, and practical recommendations. By fostering collaboration and knowledge exchange, this book serves as a valuable resource for shaping the future of financial data security in the digital age.

The Digitalization of Financial Markets
The Digitalization of Financial Markets

Author: Adam Marszk

Publisher: Routledge

Published: 2021-10-10

Total Pages: 224

ISBN-13: 1000175065

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The book provides deep insight into theoretical and empirical evidence on information and communication technologies (ICT) as an important factor affecting financial markets. It is focused on the impact of ICT on stock markets, bond markets, and other categories of financial markets, with the additional focus on the linked FinTech services and financial institutions. Financial markets shaped by the adoption of the new technologies are labeled ‘digital financial markets’. With a wide-ranging perspective at both the local and global levels from countries at varying degrees of economic development, this book addresses an important gap in the extant literature concerning the role of ICT in the financial markets. The consequences of these processes had until now rarely been considered in a broader economic and social context, particularly when the impact of FinTech services on financial markets is taken into account. The book’s theoretical discussions, empirical evidence and compilation of different views and perspectives make it a valuable and complex reference work. The principal audience of the book will be scholars in the fields of finance and economics. The book also targets professionals in the financial industry who are directly or indirectly linked to the new technologies on the financial markets, in particular various types of FinTech services. Chapters 2, 5 and 10 of this book are available for free in PDF format as Open Access from the individual product page at www.routledge.com. They have been made available under a Creative Commons Attribution-Non Commercial-No Derivatives 4.0 license.