Debt Elimination and Wealth Creation for Beginners
Debt Elimination and Wealth Creation for Beginners

Author: Instafo

Publisher: Instafo

Published: 2019-06-03

Total Pages: 83

ISBN-13:

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The Beginner’s Guide to “Debt Elimination and Wealth Creation” Welcome Newbie - who wants to get out of debt and build wealth from nothing... Imagine receiving your upcoming bill and being afraid to open it due to your recent abusive, compulsive, and impulsive spending habit on top of poor money management and missed payments, thus increasing the existing damage from incurred interest rate - welcome to Debt Land! D-E-B-T...the word itself strikes more fear in the heart of many than death and taxes; as a matter of fact, it does appear that nothing is certain, except for DEBT and taxes in our modern, obsessive consumer-driven world. Yet, nobody prepares for debt because nobody expects it and definitely nobody wants it, but it could happen to you...like if it hasn’t already. Being in debt could happen to anybody, even to the most responsible and disciplined individuals; these are the “accidental debtors” who fall into debt unexpectedly when life throws a curveball - like job layoffs, failed businesses, personal accidents, hidden expenses, extra loans, and other unforeseen circumstances. Rather than debt, how about opting for WEALTH instead? If debt doesn’t apply to you and you’re pretty financially stable, would you like to create more wealth? Of course you do! First, not only consider yourself lucky but fortunate that you have money that would have gone to paying off debt to now being used to amass wealth the sooner you get started. Let’s put it this way, accumulating debt is no fun, but accumulating wealth is. But you can’t have wealth while you’re in debt. Or can you? How about turning debt around into wealth? Have you heard of the term “good debt”? That’s exactly what “Debt Elimination and Wealth Creation for Beginners” will reveal to you and more, whether you’re in debt and want to get out of it or you’re already living the good life without debt and want to obtain wealth. “Debt Elimination and Wealth Creation for Beginners” will guide you through: - The many different ways to increase your financial streams to generate wealth passively - The common mistakes to avoid from getting in and deeper into debt in the first place - The simple behavior adjustments needed to secure your finance and stop its leakage - The truth about debt collector and creditor and dealing with them unlike in movies - A five-step process that paid professional financial advisor gives to eliminate debt ...on top of everything else that beginners need to know. Essentially, this is two-guides-in-one covering both sides of the spectrum regardless of which side you’re on: If you’re in debt, you’ll get the easy and fast way for debt management and relief. If you’re NOT in debt, great, now use the information for wealth building and creation. The knowledge contained is applicable to every person. Be debt free and reclaim your finance and life now!

The Value of Debt in Building Wealth
The Value of Debt in Building Wealth

Author: Thomas J. Anderson

Publisher: John Wiley & Sons

Published: 2017-02-06

Total Pages: 278

ISBN-13: 1119049296

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The book of financial wisdom that your future self will thank you for reading For many adults under 40, 'debt' is a four-letter word—something that should be avoided but is all too often unavoidable. In The Value of Debt in Building Wealth, bestselling author Thomas J. Anderson encourages you to rethink that. You'll walk away from this book with an understanding of how you can use debt wisely to secure the financial future you envision for yourself and your family. Student loans, mortgages, lines of credit, and other forms of debt are all discussed in detail, with a focus on smart planning for those who are accumulating assets—and debt—now. Should you rent or buy? How important is liquidity? What is good versus bad debt? How much debt should you have? What debt-to-income and debt-to-asset ratios should you aim for? Fixed debt or floating debt? What's the best way of saving for college and retirement? These are big questions that deserve thorough answers because the choices you make now could influence the course of your life. This thought-provoking book will open your eyes to savvy financial strategies for achieving your goals faster and with healthier bank accounts. Explore strategies for smart debt management, explained by one of the nation's top financial advisors Gain an understanding of investment basics and key financial concepts you'll need to achieve your long-term goals Understand the risks of having debt and the potential risks of being debt-free Make financial decisions now that will maximize your wealth, freedom, and opportunity later This book is not about buying things you cannot afford. It is about liquidity, flexibility and optimizing your personal balance sheet. The Value of Debt in Building Wealth is full of ideas you can apply to your own situation—no matter what your current asset level. Read this book today and thank yourself later.

The Value of Debt
The Value of Debt

Author: Thomas J. Anderson

Publisher: John Wiley & Sons

Published: 2013-09-16

Total Pages: 276

ISBN-13: 1118758617

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A New York Times bestseller and one of the Ten Best Business Books of 2013 by WealthManagement.com, this book brings a new vision of the value of debt in the management of individual and family wealth In this groundbreaking book, author Tom Anderson argues that, despite the reflex aversion most people have to debt—an aversion that is vociferously preached by most personal finance authors—wealthy individuals and families, as well as their financial advisors, have everything to gain and nothing to lose by learning to think holistically about debt. Anderson explains why, if strategically deployed, debt can be of enormous long-term benefit in the management of individual and family wealth. More importantly, he schools you in time-tested strategies for using debt to steadily build wealth, to generate tax-efficient retirement income, to provide a reliable source of funds in times of crisis and financial setback, and more. Takes a "strategic debt" approach to personal wealth management, emphasizing the need to appreciate the value of "indebted strengths" and for acquiring the tools needed to take advantage of those strengths Addresses how to determine your optimal debt ratio, or your debt "sweet spot" A companion website contains a proprietary tool for calculating your own optimal debt ratio, which enables you to develop a personal wealth balance sheet Offering a bold new vision of debt as a strategic asset in the management of individual and family wealth, The Value of Debt is an important resource for financial advisors, wealthy families, family offices, and professional investors.

My Money My Way
My Money My Way

Author: Kumiko Love

Publisher: Penguin

Published: 2022-02-01

Total Pages: 241

ISBN-13: 0593418859

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Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

Get the Hell Out of Debt
Get the Hell Out of Debt

Author: Erin Skye Kelly

Publisher: Post Hill Press

Published: 2021-07-20

Total Pages: 307

ISBN-13: 1642939560

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Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here.

7 Steps to Get Out of Debt and Build Wealth
7 Steps to Get Out of Debt and Build Wealth

Author: Adeola Omole

Publisher:

Published: 2018-09-25

Total Pages: 134

ISBN-13: 9781775234401

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After experiencing a life altering layoff when she was 27, Adeola was forced to deal with her six figure debt. Less than three years later she paid off over $70,000 of consumer debt, then paid off over $320,000 on her mortgage. She is now debt free, has a net worth over $1,000,000, and lays out the steps to financial freedom in her book.

Baby Steps Millionaires
Baby Steps Millionaires

Author: Dave Ramsey

Publisher: Ramsey Press

Published: 2022-01-11

Total Pages: 312

ISBN-13: 1942121601

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You Can Baby Step Your Way to Becoming a Millionaire Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn God’s ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else. In Baby Steps Millionaires, you will . . . *Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth *Learn how to bust through the barriers preventing them from becoming a millionaire *Hear true stories from ordinary people who dug themselves out of debt and built wealth *Discover how anyone can become a millionaire, especially you Baby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!

Making Millions For Dummies
Making Millions For Dummies

Author: Robert Doyen

Publisher: John Wiley & Sons

Published: 2009-01-06

Total Pages: 390

ISBN-13: 0470464550

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The must-have guide to achieving great wealth Making Millions For Dummies lays out in simple, easy-to-understand steps the best ways to achieve wealth. Through a proven methodology of saving, building a successful business, smart investing, and carefully managing assets, this up-front, reliable guide shows readers how to achieve millionaire or multimillionaire status. It provides the lowdown on making wise financial decisions, with guidance on managing investments and inheritances, minimizing taxes, making money grow, and, most important, how to avoid common and costly financial mistakes. Millionaire wannabes will see how to maintain financial security throughout their life with this easy-to-follow road map to financial independence. For individuals who yearn to make millions but don't want to be restricted to owning or running a business, the book features other options, such as inventing and patenting the next big thing, consulting, selling high-value collectibles, and flipping or owning real estate.

Debt Elimination 101
Debt Elimination 101

Author: John Cummuta

Publisher: Thomas Nelson

Published: 2007-01-14

Total Pages: 96

ISBN-13: 1418577081

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Debt Elimination 101 is a concise guide to breaking free of debt and building a financially secure future. Drawn from Are You Being Seduced into Debt? by John Cummuta, this handbook will help readers begin spending and saving in a truly biblical manner.