Cusos

Cusos

Author: Brian Lauer

Publisher: Lioncrest Publishing

Published: 2018-08-27

Total Pages: 130

ISBN-13: 9781544511719

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More people are turning to member-owned credit unions for their banking needs. But most credit unions can't provide the wide range of services offered by large global institutions and lack the resources to keep up with evolving technologies. Credit unions must become more flexible to remain vital-and Credit Union Service Organizations can make that happen. This essential handbook explains the rules, risks, and rewards of forming or joining a CUSO, a working partnership that combines the individual strengths of multiple credit unions and financial technology entrepreneurs. Brian Lauer explores every aspect of this game-changing collaboration, from creation through operation, and the tremendous opportunities it affords credit union management stakeholders and fintech innovators alike. In a highly competitive banking market, credit unions need to expand their financial horizons. CUSOs offers a bold strategic vision for maximizing efficiency and encouraging innovation to provide credit union members with more options and a higher level of service.


CU 2.0

CU 2.0

Author: Kirk Drake

Publisher:

Published: 2017-06-14

Total Pages: 252

ISBN-13: 9781619616783

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In recent decades, credit unions have seen unprecedented threats, due in large part to an eighty-year-old business model and an inability to adapt quickly to a digital economy. But Kirk Drake has devised a powerful plan to revitalize these noble institutions, making them more competitive, more creative, more connected with their membership, and more in tune with the times. A serial entrepreneur focused on credit-union technology, Drake has written a must-read manual for every CU board member, CEO, and management team in America. The first and only book of its kind, CU 2.0 offers essential strategies for leveraging the latest technologies to facilitate organizational growth and foster more even competition with the banking industry. With the tools provided here, the CU of tomorrow will be better equipped to empower its employees, while giving its members the superior financial service they want and need. It's time to be innovative and bold, to challenge long-standing inefficiencies and move away from the "old school" methods of doing business. CU 2.0 provides the skills, the savvy, and the fresh ideas necessary to finally transport the credit union out of the twentieth century and into the twenty-first.


Credit Union Collaborations

Credit Union Collaborations

Author: Guy Messick

Publisher:

Published: 2019-11-03

Total Pages: 124

ISBN-13: 9781696937900

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A credit union expert explains the practical issues in planning, organizing and operating a successful credit union collaboration. Lessons learned over thirty years in structuring successful CUSO collaborations are shared. The lessons learned can be applied to structuring collaborations among other types of cooperative organizations.


Strategy for Credit Unions

Strategy for Credit Unions

Author: Alan Shaw

Publisher:

Published: 2016-12-01

Total Pages: 224

ISBN-13: 9781540398048

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A guide for management and boards of Credit Unions. This book is recommended reading for individuals at all levels of understanding of value proposition, change management, design thinking, what strategy is and is not, decision making, culture and what should be in your strategy toolbox.Given that Strategy is a hot topic with Credit Unions across the globe, it is preferable than as many key people in your Credit Union are on the same page in understanding Strategy.This is not a 'how to' write a Strategic plan type of book, although there is a reference in the book to the type of content that a plan might include. When each of your board has read their personal copy of 'Strategy for Credit Unions', not only will they thank you, but they will be better equipped to 'join the conversation' when discussing the future of your Credit Union. They are already consuming literature from central bank and auditors, and reading endless policies. This book helps them to piece it all together and embrace the key role of all board members - to enable the most appropriate Strategies in order to ensure the continued success of the Credit Union. This is what members expect.For CEO's and managers, you have an opportunity here to bring your management team onto the same platform of understanding. You still need individuals with opposing views and the book eludes to that, but your management team will relish the opportunity to have their personal Strategy 'bible'. It will whet their appetites to read more and the team dynamics will flourish once these pages have been consumed.I wish I had this when the Credit Union appointed me to my managerial role. And to know that each board member & the rest of the management team had read it too! Wow, that would have been an even more amazing start to my CU career.


Credit Cooperative Institutions in European Countries

Credit Cooperative Institutions in European Countries

Author: Simeon Karafolas

Publisher: Springer

Published: 2016-05-09

Total Pages: 444

ISBN-13: 3319287842

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This book offers a comparative analysis of credit cooperative systems across 23 European countries. Cooperative banking has an important place in the financial, economic and social life of most European countries, and while cooperative banks, credit mutuals, credit cooperatives and credit unions share the spirit of cooperation and mutuality, they often have very different features, history and development. The book examines the evolution and current model of each credit cooperative system, its importance for the national and local banking markets, as well as the impact of the financial crisis on cooperative banking, and also presents the sharp contrasts between these systems throughout the EU. It is of significant scientific and practical interest and enables policymakers, practitioners and academics at European and national levels to deepen their understanding of the evolution of the system and its governance.


How the Other Half Banks

How the Other Half Banks

Author: Mehrsa Baradaran

Publisher: Harvard University Press

Published: 2015-10-06

Total Pages: 337

ISBN-13: 0674495446

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The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect


Getting to We

Getting to We

Author: J. Nyden

Publisher: Springer

Published: 2013-09-09

Total Pages: 234

ISBN-13: 1137344156

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Drawing on best practices and real examples from companies who are achieving record results, Getting to We flips conventional negotiation on its head, shifting the perspective from a tug of war between parties to a collaborative partnership where both sides effectively pull against a business problem.


Motherhood Is the New MBA

Motherhood Is the New MBA

Author: Shari Storm

Publisher: Macmillan

Published: 2009-09-29

Total Pages: 207

ISBN-13: 1429956704

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When it comes to being a good leader, we've read the sports analogies, we've read the war analogies. But how about hitting a little closer to home? As a mother, the following rules and tactics probably sound familiar to you: - Never Underestimate the Power of Kiss-It-Make-It-Better - Hold the Line on Tantrums - Remember the Magic Word Count to Three Before Giving a Time-Out These are good, solid rules for how to raise children. But can these same rules make you a better boss? Absolutely. In her impressive first book, Shari Storm takes the lessons attributed to parenting and shows how they can be directly applied in the workplace, making you a more effective manager and giving you the confidence to lead and shape your staff into the employees you want them to be. Shari gathers a wonderful collection of funny and inspirational stories from a wide range of executive mothers---TV producers, firefighters, accountants, teachers, baristas, corporate leaders, pilots---for an engaging, easy-to-absorb read. These pages will provide both laughs and enlightenment. For the woman who wants to excel in her business, this goes beyond your average management book.


The New Emerging Credit Union World

The New Emerging Credit Union World

Author: Wendell V. Fountain D. B. a.

Publisher: AuthorHouse

Published: 2012

Total Pages: 317

ISBN-13: 1468560166

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This is the Second Edition of THE CREDIT UNION WORLD: Theory, Process, Practice--Cases & Applicaton. The First Edition was released just prior to the financial melt-down and the skyrocketing debt of the United States. As a result of the political and financial upheaval, both in the U.S. and abroad, it was imperative that a second edition be published at this time. Fanny Mae and Freddie Mac, federal government backed mortgages, have been a disaster in the mortgage and housing market, leaving home owners all over America in foreclosure, underwater, or in serious distress. Since the federal government has become so intrusive into the corporate world by taking over entire industries such as automobile factories and meddling directly into the banking industry and Wallstreet in general, these issues do effect the credit union world.