Claims Process for Residential Losses
Author: California. Department of Insurance
Publisher:
Published: 1995
Total Pages: 64
ISBN-13:
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Insurance Adjusting Real Property Claims
Author: Hennin
Publisher: Eiram Publishing
Published: 2011-03
Total Pages: 184
ISBN-13: 1933039396
DOWNLOAD EBOOKCongratulations on your decision to gain the skills that will enable you to become a top insurance claims adjuster. The position of an insurance adjuster requires attention to detail, critical thinking skills, exceptional judgment, decision-making capability, and an understanding of your responsibility to both the homeowner and the insurance company. As a property claims adjuster, you will apply the knowledge, tools, and skills necessary to ensure that property claims settlements are processed speedily and that settlement is fair to all parties. You will assist people in navigating the many responsibilities relating to a personal property claim while providing the support necessary to assist the insured in recovering from a difficult period in their lives. The professionalism you will bring to the field helps to ensure that the insurer is protected from false, expanded, and fraudulent claims. Positions within the field of insurance claims are stable, challenging, and present an exceptional opportunity for personal and career growth. Individuals and business owners purchase insurance to help protect them against losses that may occur due to events beyond their control. When a loss occurs, the policyholder will seek monetary assistance from the insurance company that has issued a policy that protects their home or business. When a loss occurs, the insurance claims adjuster's primary duties are to investigate and evaluate each element of the claim, negotiate claim payment settlements and ensure that the claim process is closed in a manner that is fair and just for all parties. This course provides the fundamental knowledge, tools, and skills that you need to start on the path to adjusting career success.
Insurance Claims for Property Loss
Author: Stephen H. Huchting
Publisher:
Published: 2009
Total Pages: 178
ISBN-13:
DOWNLOAD EBOOKThis Action Guide helps attorneys handle all aspects of a first party insurance claim for property loss up to the point when, if settlement is not possible, the complaint is served and litigation of the claim in court begins. Section One ("Determining Coverage") explains how to review policies for coverage and how to interpret that coverage. Section Two "Presenting Claims") describes how to present claims to an insurer, what is involved in examinations under oath, and how to understand the appraisal process. It also presents various alternatives to litigation to resolve claims. This publication does not cover third party liability claims."--scope of guide, p. ii.
The Enforceability of Releases in Property Insurance Claims
Author: Jay M. Feinman
Publisher:
Published: 2013
Total Pages: 23
ISBN-13:
DOWNLOAD EBOOKThe article deals with an important issue in property insurance. After a property loss, the property insurance company's adjuster offers an amount to settle the claim and the owner accepts payment of that amount. The adjuster may have the owner execute a release as a condition of payment. Subsequently the owner discovers that the assessment of the loss at the time payment was made failed to account for all of the damage for which it was entitled to payment under the policy. The owner files a claim with the company for additional compensation, and the company proffers the release as a defense to any further liability. Is the company obligated to pay, or does the release bar any further claim?This issue arises particularly frequently after hurricanes and other catastrophes. Releases are often demanded from property owners, who are under financial and emotional pressure to accept a settlement in order to begin repairs or rebuilding. Only later does the owner discover that the settlement is inadequate, and the release is presented as a roadblock to full recovery.Part I of the article explains the process of adjusting property losses and how releases are sometimes used in that process. Part II discusses the application of the pre-existing duty rule to this process and concludes that the rule makes a release ineffective unless it is given as part of the resolution of a good faith, genuine dispute between insurer and insured. Part III addresses the modern function of the pre-existing duty rule and criticism of it, the public policy favoring the settlement of disputes, and the public policy favoring the payment of insurance claims, and explains how the purposes of the rule and the policies coalesce to support its application in the releases cases.
Insurance Claims for Property Loss
Author: Stephen H. Huchting
Publisher:
Published: 2004
Total Pages: 164
ISBN-13: 9780762608737
DOWNLOAD EBOOKThe Claims Game: The Tricks and Deceptive Tactics Insurance Companies Use to Underpay or Deny Your Claim
Author: David Skipton, PCLA, LPCS, SPPA, AIC
Publisher: Lulu.com
Published: 2015-11-10
Total Pages: 133
ISBN-13: 1483437035
DOWNLOAD EBOOKWhen someone suffers a serious loss at their home or business, one of the first things they often think is this: "At least I have insurance." But the claims process is deviously designed to pay only pennies on the dollar for losses. Furthermore, if you take an insurance company to court, you'll find that the legal system is stacked against you. David Skipton brings his many years of claims adjusting experience to help you avoid the pitfalls in the claims process. Learn how to: recognize the tricks insurance companies play to cheat you out of money; take steps to improve your chances of enjoying a favorable outcome on a claim; and receive fair compensation in the event of an insurance payout. It doesn't matter if you own a business or a home-if you have an active claim or not-it's important to demystify the claims process. It begins by learning how to protect your best interests and learning how to play The Claims Game.
The Art of Property Claims Adjusting: Techniques on How to be a Great Adjuster
Author: Danny L. Lee
Publisher: Lulu.com
Published: 2018-03-14
Total Pages: 134
ISBN-13: 1483479749
DOWNLOAD EBOOKHis common sense approach to sharing techniques on how to make you a great adjuster and providing easy to apply techniques is not seen in most books. After reading this book you will find yourself with many techniques on how to be efficient at what you do, producing great claim files while amazing your customers. His promise to just give key facts will allow anyone to use this book as a reference for years to come. What a refreshing presentation that is geared to truly helping adjusters be great, without having to sift through needless information. Danny lays out a tried and true formula for becoming a great, well rounded adjuster with a fantastic approach to adjusting claims. And Danny does it all in an excellent way that will stay with you long after you finish his book. I highly recommend that all adjusters, from the newest adjuster just entering the property insurance industry to the most experienced adjusters at the tail end of their career, take the time to read and study this outstanding book.
Insider Secrets about Property Insurance Claims
Author: Nikolay Zubyan
Publisher:
Published: 2016-12-04
Total Pages: 90
ISBN-13: 9781540436528
DOWNLOAD EBOOKThis book provides information about property insurance claim process by Licensed Public Adjuster who has first hand knowledge and experience by helping the home and business owners in the claim process. Insurance claim is difficult process to follow. Many factors come to play : the policy, type of damage , presentation and restoration. Dealing with insurance adjusters who trained to underpay or denied homeowners claim can be time consuming and frustrating experience. I have try to forward some essential information for homeowners to be prepared by having correct policy's, coverage's and claim process.
The Flood Insurance Claims Process in Communities After Sandy
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development
Publisher:
Published: 2015
Total Pages: 56
ISBN-13:
DOWNLOAD EBOOKMaximum Recovery - Insurance Claims Demystified
Author: Frederick Staten
Publisher: iUniverse
Published: 2010-06-17
Total Pages: 157
ISBN-13: 1450236391
DOWNLOAD EBOOKWith the profit motive, it is axiomatic that the insurance company will try to pay as little as possible on claims. It will use every legal device that is available in the interpretation and application of its contracts (policies), and from time to time, will stretch the restrictive clauses in them. The information provided in this book will give the reader the ammunition with which to confront the insurer, corporate entity or wrong doer on a more level playing field. Unlike most other books on this subject, this work includes loss procedures under property insurance policies such as homeowners and commercial contracts. The other drivers insurance company has agreed to pay the cost to repair the collision damage to you new car, but is that all there is. No, you could be entitled to more. The section dealing with automobile property damage will disclose some cash you may have overlooked. You or a resident relative hits an errant shot on the golf course and instead of its intended destination, the ball smashes the windshield of another members car on the parking lot. You are probably not legally liable for the damage, but you can be a good guy and pay the cost to repair under a special coverage in your homeowners policy. Look at all the possibilities in Infrequently Reported Homeowners Claims. As a member of a same sex marriage in a state where such unions are recognized, what are your rights with respect to the injuries or wrongful death of a spouse? See chapter (Damages) for a discussion of this question. The drunk driver who caused your injuries may not be your only source of restitution. Take a look at Liquor Liability. A kitchen appliance you have not altered in any way causes a fire that seriously damages your home and injures you or members of your family. What are your rights with respect to claims against the manufacturer or vendor of the product? If you, a friend or relative has been involved in an accident that might have been the fault of another or suffered an insured property loss, this book has the potential to save hundreds, if not thousands, of dollars, resulting from underpaid claims or needless expense.
