bank involvement wit smes: beyond relationship lending
Author:
Publisher: World Bank Publications
Published:
Total Pages: 75
ISBN-13:
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Bank Involvement With SMES
Author: Augusto de la Torre
Publisher:
Published: 2008
Total Pages:
ISBN-13:
DOWNLOAD EBOOKDeterminants of Bank Involvement with SMEs
Author: Victor U. Ekpu
Publisher: Springer
Published: 2015-12-23
Total Pages: 99
ISBN-13: 3319258370
DOWNLOAD EBOOKThis book is a comprehensive, yet concise text that brings together all aspects of SME banking theories and empirical studies in one text. The book contains the latest policy debates on money creation and credit rationing and the relative role of demand-side and supply-side factors affecting SME financing. Readers will understand the borrower-specific, lender-specific and business environment drivers of bank finance for SMEs as well as the determinants of loan contract terms, particularly the risk premium and collateral. Readers will also understand how loan officers acquire proprietary information on SMEs and apply various lending techniques, such as financial statement lending, relationship lending and credit scoring to the loan underwriting process. In addition, the book also features recent trends on the rise of alternative finance intermediaries such as online peer-to-peer lenders and the competitive implications for traditional banks providing loans to SMEs. Findings from this work will thus be of particular interest to commercial bankers, bank-dependent small business borrowers as well as policy makers, and researchers in central banks, development banks, development agencies and international financial institutions.
Bank Ownership
Author: Robert Cull
Publisher: International Monetary Fund
Published: 2017-03-22
Total Pages: 49
ISBN-13: 1475588127
DOWNLOAD EBOOKThis paper presents recent trends in bank ownership across countries and summarizes the evidence regarding the implications of bank ownership structure for bank performance and competition, financial stability, and access to finance. The evidence reviewed suggests that foreign-owned banks are more efficient than domestic banks in developing countries, promote competition in host banking sectors, and help stabilize credit when host countries face idiosyncratic shocks. But there are tradeoffs, since foreign-owned banks can transmit external shocks and might not always expand access to credit. The record on the impact of government bank ownership suggests few benefits, especially for developing countries.
Issues in Banking and Financial Markets: 2011 Edition
Author:
Publisher: ScholarlyEditions
Published: 2012-01-09
Total Pages: 118
ISBN-13: 1464967997
DOWNLOAD EBOOKIssues in Banking and Financial Markets / 2011 Edition is a ScholarlyEditions™ eBook that delivers timely, authoritative, and comprehensive information about Banking and Financial Markets. The editors have built Issues in Banking and Financial Markets: 2011 Edition on the vast information databases of ScholarlyNews.™ You can expect the information about Banking and Financial Markets in this eBook to be deeper than what you can access anywhere else, as well as consistently reliable, authoritative, informed, and relevant. The content of Issues in Banking and Financial Markets: 2011 Edition has been produced by the world’s leading scientists, engineers, analysts, research institutions, and companies. All of the content is from peer-reviewed sources, and all of it is written, assembled, and edited by the editors at ScholarlyEditions™ and available exclusively from us. You now have a source you can cite with authority, confidence, and credibility. More information is available at http://www.ScholarlyEditions.com/.
The Economics of Small Businesses
Author: Giorgio Calcagnini
Publisher: Springer Science & Business Media
Published: 2011-01-07
Total Pages: 235
ISBN-13: 3790826235
DOWNLOAD EBOOKIs small still beautiful? The recent economic and financial crisis has shown that developed countries in which firms are smaller suffered the biggest GDP plunges. Today, economic growth depends more than in the past on sound and well-organized firms, which means more innovation, a better educated labor force, higher likelihood of access to financial resources and efficient investments. This does not mean the end of small-sized firms, but that they need to be different from the way they were in the past. This book provides an international perspective on analyses and policy recommendations for how small businesses can reinforce their role in modern economies.
Contemporary Topics in Finance
Author: Iris Claus
Publisher: John Wiley & Sons
Published: 2019-02-27
Total Pages: 400
ISBN-13: 1119565197
DOWNLOAD EBOOKThe literature surveys presented in this edited volume provide readers with up-to-date reviews on eleven contemporary topics in finance. Topics include unconventional monetary policy, implicit bank guarantees, and financial fraud - all linked to the exceptional event of the Global Financial Crisis Explores how recent studies on inflation risk premia and finance and productivity have benefitted from new empirical methods and the availability of relevant data Demonstrates how angel investing, venture capital, relationship lending and microfinance have benefitted from increased research as they have become more seasoned Investigates crowdfunding and crypto-currencies which have both arisen from recent technological developments
Contemporary Issues in Financial Institutions and Markets
Author: Barbara Casu
Publisher: Routledge
Published: 2018-03-08
Total Pages: 153
ISBN-13: 1315529831
DOWNLOAD EBOOKThe aim of this book is to bring academic work on contemporary issues in financial institutions and markets. The general theme is designed to allow for a wide range of topics covering the diverse nature of academic research in banking and finance. As a consequence the contributions cover a wide range of issues across a broad spectrum, including: bank business models, bank competition and stability, credit card pricing and risk; bank supervision; and international investments. This book was originally published as a special issue of The European Journal of Finance.
Sino-Latin American Economic Relations
Author: K.C. Fung
Publisher: Routledge
Published: 2012-01-30
Total Pages: 321
ISBN-13: 1136503765
DOWNLOAD EBOOKThis book analyses the economic and policy relationships between China and Latin America. Key issues covered by the contributors include international trade and direct investment, empirical analysis of the complementary and intra-industry trade nature of Latin American and Chinese trade, the comparison of the production and trade of parts and components in East Asia and in Latin America and an examination of policy issues such as policies towards small and medium sized enterprises as well as pension reforms.
Financial Access and Stability
Author: The World Bank
Publisher: World Bank Publications
Published: 2011-09-21
Total Pages: 370
ISBN-13: 0821388568
DOWNLOAD EBOOKThe countries of the Middle East and North Africa (MENA) have been recovering from the global financial crisis, but the recent political turmoil has interrupted the pace of credit and output recovery in many countries. The political turmoil in the MENA region reveals deep-seated frustrations and a sense of political, social, and economic exclusion, especially among the youth. The relatively weak growth performance reflects a combination of insufficient reforms and weak reform implementation, including financial sector reforms. The structural weaknesses of financial sectors imply that access to finance may remain restricted even with a full recovery of credit activity. Therefore, the region s countries face an ambitious reform agenda to revert two decades of relatively poor performance of output and employment growth. Financial development should be a central component of the region s growth agenda. This study reviews the region s financial systems, the severity of the limitations on access to finance, and the main factors behind such limitations. It goes on to provide a road map for expanding access and preserving financial stability.
