Asymmetry of Information and Lending Risk Livelihood Pattern of Street Vendors in India
Asymmetry of Information and Lending Risk Livelihood Pattern of Street Vendors in India

Author: Monika

Publisher: Booksclinic Publishing

Published: 2021-09-18

Total Pages: 193

ISBN-13: 9391389708

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Asymmetry of Information and Lending Risk Livelihood pattern of Street Vendors in India. This study focuses on street vendors and their related problems to access credit from formal banking institutions. our formal sector faces the risk of asymmetric information in lending to street vendors due to which street vendors lack access to institutional financing. On the other side, public authorities normally regard street vendors as encroachers of sidewalks and pavements and do not appreciate the valuable services, which street vendors are providing to the common man. Social security coverage of street vendors is very small. Here member base organizations have a positive impact on the life of street vendors. Non-Government Organizations (NGOs), who are providing social security schemes to street vendors are few in number (2009, National Policy on Urban Street Vendors). Street Vendors provide valuable services at a cheaper price to the urban population while trying to earn a livelihood and it is the duty of the State to protect the right of this segment of the population to earn their livelihood. So, this book highlights the issues and challenges faced by street vendors and also provides feasible solutions for their development.

The Economics of Financial Inclusion
The Economics of Financial Inclusion

Author: Firdous Ahmad Malik

Publisher: Taylor & Francis

Published: 2024-10-15

Total Pages: 357

ISBN-13: 1040119301

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This book offers a thorough examination of the economics of financial inclusion and management from a contemporary standpoint. It covers a vast array of financial inclusion-related topics, surveying economies around the globe and analyzes the factors that contribute to both financial inclusion and exclusion. The book discusses the role of technology, examining how technological advances have revolutionized financial services and increased access to populations that were previously underserved. It studies the intersection of financial inclusion and sustainability, highlighting the significance of green finance and its role in fostering inclusive and sustainable economic growth. Financial literacy and the theories underlying financial inclusion efforts are examined, as is the impact of financial criminality. Further, the authors consider regional development and the extant gaps in financial inclusion as well as the urban-rural divide, investigating disparities between urban and rural areas and proposing strategies to bridge the gap. They also assess the effect of inflation and recession and discuss how monetary and fiscal policies can impact inclusion initiatives. The book concludes with a management perspective on financial inclusion, with chapters devoted to various aspects of administering inclusive financial systems. It combines theoretical insights with empirical evidence and case studies, from both developing and developed nations, to illustrate the various approaches and challenges and to provide a comprehensive understanding of worldwide advancements and developments. The comparative approach provides readers with insights into diverse strategies and best practices for overcoming challenges and obstacles and for promoting financial inclusion in various economic contexts. Overall, readers will benefit from the book's comprehensive analysis and exhaustive coverage. It is an invaluable resource for advanced students, scholars, researchers and policymakers.

Health System in Jammu and Kashmir Challenges and Opportunities Book
Health System in Jammu and Kashmir Challenges and Opportunities Book

Author: Asma Farooq

Publisher: Shineeks Publishers

Published: 2022-06-22

Total Pages: 170

ISBN-13: 1632789132

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New ideas of development, new policies, and emphasis on their efficient execution began in the 21st century, but the fruits of development are still evading the majority of rural populations, especially women. There is now a dualism about sex (men and women). While official surveys do not show the poor health conditions of women appreciably, there is widespread evidence that interaction between many social forces outside the health sector inhibits jointly the chances of women for improving their health status. Researchers thought that women’s needs were not recognized by the health care system. Women play an essential role in the process of economic growth. How an economy can flourish if women are not healthy? How can unhealthy women achieve economic status? How women’s health relates to income and expenditure. This book is an attempt to answer all such related questions. Empirical evidence has been shared regarding the health services, health status, and overall development of the health system in Jammu and Kashmir. This book comprises six chapters. Chapter one is an introduction to the book. Chapter two is an overview of the health system in India. chapter third Indian health policies a snapshot of center state health programs in Jammu and Kashmir. chapter four availability of health facilities in Kulgam district. Chapter five is awareness and utilization of health facilities among women in Jammu and Kashmir a study of district Kulgam and chapter six conclusion and policy framework for a better future.

Repatriation Management and Competency Transfer in a Culturally Dynamic World
Repatriation Management and Competency Transfer in a Culturally Dynamic World

Author: Manmeet Bali Nag

Publisher: Springer Nature

Published: 2023-01-01

Total Pages: 191

ISBN-13: 9811973504

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This book examines the relevance of global strategic perspective, as international competition continues to intensify & gain momentum, and management of human resource remains a challenge in contemporary corporate scenario. As global business strategy requires globally competent people and implementation of global human resource systems, therefore the need to harness the multi-faceted dimensions of corporate employees is elaborated upon. This book explores cross cultural movement & interactions in International human resource management, where the theme of cross-cultural reentry remains largely neglected and underestimated in the sojourner’s transition trajectory. This book takes into account the available empirical investigations pointing to substantial concerns, affecting the psychological wellbeing, social readjustment and cultural identity of the returning individuals. This book examines the significance of re-entry as an issue of highest priority to both sojourning individuals as well as people managing the reentry transitions of travelers. In light of the unfolding knowledge revolution, the book explores the context of corporate India offering high knowledge density and rich demographic dividend. The need for companies, to harness the knowledge capital and accelerate Indians in the knowledge revolution is examined. Various factors that can influence the repatriation of an individual when back in the home country, and the challenges faced in repatriation at the individual-, team-, organizational-, and country-levels, is explored & analyzed. This book focuses on eliminating overall wastage and losses in Repatriation process, from an organizational point of view. The purview of this book encompasses the interface of Anticipatory Adjustment, Competency Transfer, Effective Repatriation and Reverse Culture Shock with Repatriates’ Adjustment, back home, and empirically analyzes the precursors and effects of the said paradigms in optimization of Repatriate talent from an organizational perspective. The purpose is to analyze the antecedents of repatriate adjustment in the mentioned context and to subsequently deliberate upon the acquired results to arrive at feasible and relevant conclusions. Optimization of Repatriate talent, and Repatriation Management from International Human Resource Management (IHRM) perspective, deserves a cross-disciplinary study of precursors effecting Repatriation Adjustment, with focus on the dimension of Indian Repatriate acculturation.

Financial Inclusion of the Marginalised
Financial Inclusion of the Marginalised

Author: Sharit K. Bhowmik

Publisher: Springer Science & Business Media

Published: 2013-07-03

Total Pages: 154

ISBN-13: 8132215060

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This book is the product of a study conducted by the Tata Institute of Social Sciences (TISS) in collaboration with the United Nations Development Programme (UNDP) and Ministry of Urban Housing and Poverty Alleviation (MoHUPA). Its objective is to highlight some of the problems faced by street vendors in conducting their daily business and to examine how financial institutions, especially those in the banking sector, can include street vendors in their credit policies. Data was collected from 15 cities across the country. Not surprisingly, while issues such as public space utilisation have been deliberated upon at length, those concerning the nature of credit transactions and concurrently the financial inclusion of street vendors have scarcely received focussed attention. In the absence of formal credit, street vendors largely depend on loan sharks, who charge high interest rates ranging from 350% to 800% per annum. The problem of formal credit aside, another equally important factor is the inflexible attitude of the civic authorities towards street vending. Given their informal status, this is particularly apparent because they are forced to conduct business in the absence of legal protection, making them vulnerable to rent seeking by the authorities. The acceptance of the National Policy for Urban Street Vendors by a few states and the subsequent bill to protect the livelihood of street vendors should help them gain legitimacy and subsequently credit to run their businesses at proper rates. The book examines and analyses these issues. ​

Shock Waves
Shock Waves

Author: Stephane Hallegatte

Publisher: World Bank Publications

Published: 2015-11-23

Total Pages: 227

ISBN-13: 1464806748

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Ending poverty and stabilizing climate change will be two unprecedented global achievements and two major steps toward sustainable development. But the two objectives cannot be considered in isolation: they need to be jointly tackled through an integrated strategy. This report brings together those two objectives and explores how they can more easily be achieved if considered together. It examines the potential impact of climate change and climate policies on poverty reduction. It also provides guidance on how to create a “win-win†? situation so that climate change policies contribute to poverty reduction and poverty-reduction policies contribute to climate change mitigation and resilience building. The key finding of the report is that climate change represents a significant obstacle to the sustained eradication of poverty, but future impacts on poverty are determined by policy choices: rapid, inclusive, and climate-informed development can prevent most short-term impacts whereas immediate pro-poor, emissions-reduction policies can drastically limit long-term ones.

Global Trends 2040
Global Trends 2040

Author: National Intelligence Council

Publisher: Cosimo Reports

Published: 2021-03

Total Pages: 158

ISBN-13: 9781646794973

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"The ongoing COVID-19 pandemic marks the most significant, singular global disruption since World War II, with health, economic, political, and security implications that will ripple for years to come." -Global Trends 2040 (2021) Global Trends 2040-A More Contested World (2021), released by the US National Intelligence Council, is the latest report in its series of reports starting in 1997 about megatrends and the world's future. This report, strongly influenced by the COVID-19 pandemic, paints a bleak picture of the future and describes a contested, fragmented and turbulent world. It specifically discusses the four main trends that will shape tomorrow's world: - Demographics-by 2040, 1.4 billion people will be added mostly in Africa and South Asia. - Economics-increased government debt and concentrated economic power will escalate problems for the poor and middleclass. - Climate-a hotter world will increase water, food, and health insecurity. - Technology-the emergence of new technologies could both solve and cause problems for human life. Students of trends, policymakers, entrepreneurs, academics, journalists and anyone eager for a glimpse into the next decades, will find this report, with colored graphs, essential reading.

The State of the World's Land and Water Resources for Food and Agriculture
The State of the World's Land and Water Resources for Food and Agriculture

Author: Food and Agriculture Organization of the United Nations

Publisher: Routledge

Published: 2013-06-17

Total Pages: 332

ISBN-13: 1136498877

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The State of the World's Land and Water Resources for Food and Agriculture is FAO's first flagship publication on the global status of land and water resources. It is an 'advocacy' report, to be published every three to five years, and targeted at senior level decision makers in agriculture as well as in other sectors. SOLAW is aimed at sensitizing its target audience on the status of land resources at global and regional levels and FAO's viewpoint on appropriate recommendations for policy formulation. SOLAW focuses on these key dimensions of analysis: (i) quantity, quality of land and water resources, (ii) the rate of use and sustainable management of these resources in the context of relevant socio-economic driving factors and concerns, including food security and poverty, and climate change. This is the first time that a global, baseline status report on land and water resources has been made. It is based on several global spatial databases (e.g. land suitability for agriculture, land use and management, land and water degradation and depletion) for which FAO is the world-recognized data source. Topical and emerging issues on land and water are dealt with in an integrated rather than sectoral manner. The implications of the status and trends are used to advocate remedial interventions which are tailored to major farming systems within different geographic regions.

Stealth of Nations
Stealth of Nations

Author: Robert Neuwirth

Publisher: Anchor

Published: 2012-10-02

Total Pages: 306

ISBN-13: 0307279987

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An eye-opening account of the informal economy around the globe, Stealth of Nations traces the history and reach of unregulated markets, and explains the unwritten rules that govern them. Journalist Robert Neuwirth joins globe-trotting Nigerians who sell Chinese cell phones and laid-off San Franciscans who use Twitter to market street food and learns that the people who work in informal economies are entrepreneurs who provide essential services and crucial employment. Dubbing this little-recognized business arena with a new name—”System D”—Neuwirth points out that it accounts for a growing amount of trade, and that, united in a single nation, it would be the world’s second-largest economy, trailing only the United States in financial might. Stealth of Nations offers an inside look at the thriving world of unfettered trade and finds far more than a chaotic emporium of dubious pirated goods.