A Pathway to Financial Independence for Young Adults

A Pathway to Financial Independence for Young Adults

Author: Drew F. Catanese

Publisher: AuthorHouse

Published: 2010-06

Total Pages: 150

ISBN-13: 1452008558

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The world of investing and personal finance can be a very intimidating place. It has a daunting number of components and can seem excessively complex. Because of this, in today's difficult and unpredictable economy Americans of all ages are struggling. But perhaps no demographic currently struggles more with their money than do young adults, many of whom are enormously unprepared to manage their personal finances when they join the workforce. A Pathway to Financial Independence for Young Adults is a great resource designed to help you make sense of your finances. Each chapter is filled with useful advice, clever graphics, and easy-to-understand examples. Unlike traditional financial guides, which can be extremely complicated and tedious to read, this book explains personal finance using clear, practical language with an emphasis on truly understanding how to manage your money. So if you are a young adult and beginning to really think about your finances, this book can help you. If you have credit card debt and want to know how to get out of it, this book can help you. If you do not have much experience with investment or retirement accounts, this book can help you. And most importantly, if you want a logical yet effective text to assist you in planning your financial future in a step-by-step progression, this book can help you. A Pathway to Financial Independence for Young Adults is a must-read for anyone interested in understanding how to climb the pathway toward money mastery.


First to a Million: A Teenager's Guide to Achieving Early Financial Freedom

First to a Million: A Teenager's Guide to Achieving Early Financial Freedom

Author: Dan Sheeks

Publisher: Biggerpockets Publishing, LLC

Published: 2021-11-23

Total Pages:

ISBN-13: 9781947200463

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Change the way you look at money before you turn twenty... and become a FI Freak! Most teenagers are only told about one financial path: Work until you're old and then retire. But what if you want to spend your adult life traveling, creating, or bettering the world instead of working all day, every day? Financial independence (FI) is the only way to win the resource you can't rewind: TIME. Time for yourself, time for your family and friends, and time for your dreams. Build the freedom to define your own future by building a strong financial base--which means saving more, spending less, and starting to invest as soon as possible. First to a Million explores the many advantages of FI while explaining the secrets of investing, living frugally, and maintaining an entrepreneurship mindset. Treating your finances differently than the average teenager will put you miles ahead of your peers, and with time (and compound interest) on your side, you can win the game before it even starts! Be different with money. Be bold about your future. Be a FI Freak! Inside the Book, You'll Learn: Why the typical "American Dream" pathway is not for everyone How a FI Freak can take control of their financial future The four mechanisms of early FI (Spoiler: they're ridiculously simple!) How to make more money as a teen with creative jobs and side hustles How to be frugal and live richly with a life full of happiness and flexibility The difference between income and wealth, real and false assets, and good and bad debt Personal finance basics--like tracking income and expenses, building a credit score from the ground up, and calculating your net worth Investing basics--like earning passive income, understanding the power of compound interest, and how index funds and real estate can build your wealth


A Pathway to Financial Independence for Young Adults

A Pathway to Financial Independence for Young Adults

Author: Drew F. Catanese

Publisher: Author House

Published: 2010-06-22

Total Pages: 150

ISBN-13: 1452008566

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The world of investing and personal finance can be a very intimidating place. It has a daunting number of components and can seem excessively complex. Because of this, in today's difficult and unpredictable economy Americans of all ages are struggling. But perhaps no demographic currently struggles more with their money than do young adults, many of whom are enormously unprepared to manage their personal finances when they join the workforce. A Pathway to Financial Independence for Young Adults is a great resource designed to help you make sense of your finances. Each chapter is filled with useful advice, clever graphics, and easy-to-understand examples. Unlike traditional financial guides, which can be extremely complicated and tedious to read, this book explains personal finance using clear, practical language with an emphasis on truly understanding how to manage your money. So if you are a young adult and beginning to really think about your finances, this book can help you. If you have credit card debt and want to know how to get out of it, this book can help you. If you do not have much experience with investment or retirement accounts, this book can help you. And most importantly, if you want a logical yet effective text to assist you in planning your financial future in a step-by-step progression, this book can help you. A Pathway to Financial Independence for Young Adults is a must-read for anyone interested in understanding how to climb the pathway toward money mastery.


Designing Inclusive Pathways with Young Adults

Designing Inclusive Pathways with Young Adults

Author: Judith Kearney

Publisher: Springer

Published: 2015-10-28

Total Pages: 227

ISBN-13: 9463001573

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"This book is the second in a series entitled ‘Learning and Development for a Better World’ and it explores the potential for self-directed lifelong action learning (LAL) by focusing on the design of development pathways with and for young adults. The book considers the reasons why LAL pathways are needed and draws on innovative approaches used by the Global University for Lifelong Learning (including micro enterprise, peace-building, music, sport and the creative arts) with examples from nine countries. The aim is to offer a timely response to the pressing global problem of access to learning and development for marginalized young people during the vulnerable period from their mid-teens to mid-twenties. This book is an engaging and compelling text. I enjoyed the flow of ideas and the key messages of need and solution that it provides. The authors are articulate and convincing in their crafted messages – as well as passionate. Reading this book is time well spent and both enjoyable and instructional.Brendan Bartlett, Professor of Education, Institute of Learning Sciences Australia, Australian Catholic University This book will help both policy makers and those working with young people to change lives. In many areas of the world, young people, particularly women, lead impoverished lives. Developing approaches to lifelong action learning with these young adults will provide hope for the future. Emer Clarke, Formerly Area Director of the UK Learning and Skills Council The plight of millions of young people is clearly worsening as social and economic divisions increase and deepen. This book will serve those well who want to agitate for change and reform based on a belief in social justice and equality of access to learning and economic fairness for all young people.David Davies, Professor Emeritus and Former Executive Dean, University of Derby, UK This book is a valuable resource, an indispensable text and a must read for all working with young people. What captured my attention most was the way in which it illustrates how access to purposeful learning and development can be provided to marginalized young people. Eldrie Gouws, Professor, Department of Psychology of Education, University of South Africa This is a significant and far reaching response to the global problem of young adults’ unemployment and lack of educational opportunities, especially in disadvantaged, remote and poverty-stricken communities in developing as well as developed countries. It is of interest to a wide audience of readers, including youth, parents, educators, non-profit organizations, governments and churches.Ortrun Zuber-Skerritt, Co-author, ‘Lifelong Action Learning for Community Development: Learning and Development for a Better World’, Sense Publishers, 2013"div v>


Lessons on the Road to Financial Independence

Lessons on the Road to Financial Independence

Author: H. Michael Finkle

Publisher: iUniverse

Published: 2012

Total Pages: 120

ISBN-13: 1462083560

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"In Lessons on the Road to Financial Independence, financial advisor and author H. Michael Finkle addresses the goal of seeking personal financial independence by sharing his own background and story as well as his investment experiences, values, and advice. He shares some of the key life experiences that shaped his values and worldviews and how they helped determine both his life and investment career...Pursued correctly, seeking financial independence can lead to a life more fully lived and can open doors to an even more rewarding life experience." -- Publisher's website.


Developmental Cognitive Behavioral Therapy with Adults

Developmental Cognitive Behavioral Therapy with Adults

Author: Janet M. Zarb

Publisher: Routledge

Published: 2013-01-11

Total Pages: 209

ISBN-13: 1135913722

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Developmental Cognitive Behavioral Therapy with Adults outlines a new cognitive approach that combines existing CBT theory and strategies with a lifespan developmental psychopathology perspective. The major focus is on the relationship between mastery of normative psycho-social developmental tasks and mental health. Primary targets for therapy are maladaptive developmental pathways that have significantly disrupted the client’s ability to cope with normal adult tasks and challenges. The book builds on standard cognitive therapy models and techniques, while providing further assessment and therapy strategies to address patterns interfering with resolution of normative adult tasks and roles. It introduces several new developmental assessment and therapy strategies, designed to address client difficulties with normal adult developmental tasks and to identify longstanding maladaptive pathways maintaining these difficulties. The book offers a variety of psycho-social developmental task difficulties in occupational, social, and family functioning. The clinical examples provide a deeper understanding of pathways to competence, as well as pathways to deviance, and the contrast between normal and atypical processes as they emerge at different developmental periods.


The Routledge Handbook of Financial Literacy

The Routledge Handbook of Financial Literacy

Author: Gianni Nicolini

Publisher: Taylor & Francis

Published: 2021-12-30

Total Pages: 561

ISBN-13: 1000487830

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Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.


Investing in the Health and Well-Being of Young Adults

Investing in the Health and Well-Being of Young Adults

Author: National Research Council

Publisher: National Academies Press

Published: 2015-01-27

Total Pages: 431

ISBN-13: 0309309980

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Young adulthood - ages approximately 18 to 26 - is a critical period of development with long-lasting implications for a person's economic security, health and well-being. Young adults are key contributors to the nation's workforce and military services and, since many are parents, to the healthy development of the next generation. Although 'millennials' have received attention in the popular media in recent years, young adults are too rarely treated as a distinct population in policy, programs, and research. Instead, they are often grouped with adolescents or, more often, with all adults. Currently, the nation is experiencing economic restructuring, widening inequality, a rapidly rising ratio of older adults, and an increasingly diverse population. The possible transformative effects of these features make focus on young adults especially important. A systematic approach to understanding and responding to the unique circumstances and needs of today's young adults can help to pave the way to a more productive and equitable tomorrow for young adults in particular and our society at large. Investing in The Health and Well-Being of Young Adults describes what is meant by the term young adulthood, who young adults are, what they are doing, and what they need. This study recommends actions that nonprofit programs and federal, state, and local agencies can take to help young adults make a successful transition from adolescence to adulthood. According to this report, young adults should be considered as a separate group from adolescents and older adults. Investing in The Health and Well-Being of Young Adults makes the case that increased efforts to improve high school and college graduate rates and education and workforce development systems that are more closely tied to high-demand economic sectors will help this age group achieve greater opportunity and success. The report also discusses the health status of young adults and makes recommendations to develop evidence-based practices for young adults for medical and behavioral health, including preventions. What happens during the young adult years has profound implications for the rest of the life course, and the stability and progress of society at large depends on how any cohort of young adults fares as a whole. Investing in The Health and Well-Being of Young Adults will provide a roadmap to improving outcomes for this age group as they transition from adolescence to adulthood.


Young Adult Development at the School-to-Work Transition

Young Adult Development at the School-to-Work Transition

Author: E. Anne Marshall

Publisher: Oxford University Press

Published: 2021-01-18

Total Pages: 300

ISBN-13: 0190941529

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The school-to-work transition is a critical part of the human life-span for young adults, their families, and society. The timing of the transition varies greatly and its co-occurrence with a number of other life transitions make it challenging to summarize or generalize. Individual differences and normative developmental factors, as well as external contextual factors such as global pandemics, changing economic circumstances, workplace demands, and cultural shifts, intersect to create a range of challenges and opportunities for those navigating this transition. Written by internationally renowned scholars in developmental psychology, applied psychology, counseling, and sociology, the chapters in this book highlight the trends, issues, and actions that researchers, academics, practitioners, and policy makers need to consider in order to effectively support young adults' transition to work pathways. This volume provides an explicitly international perspective on this area, broad coverage of psychological topics on the school-to-work transition, and an inclusive focus on sub-groups and minority groups, making it a must-read for those who support young adults as they move from school to work.


Sociology of Families

Sociology of Families

Author: Teresa Ciabattari

Publisher: SAGE Publications

Published: 2021-07-29

Total Pages: 431

ISBN-13: 154434242X

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Sociology of Families: Change, Continuity, and Diversity offers students an engaging introduction to sociological thinking about contemporary families in the United States. By incorporating discussions of diversity and inequality into every chapter, author Teresa Ciabattari highlights how structures of inequality based on social divisions such as gender, race, and sexuality shape the institution of the family. The Second Edition has been updated to include the most recent data and statistics, expanded coverage of childhood and parenting, and a new chapter on family violence. Included with this text The online resources for your text are available via the password-protected Instructor Resource Site..