A History of Public Sector Pensions in the United States

A History of Public Sector Pensions in the United States

Author: Robert Louis Clark

Publisher: University of Pennsylvania Press

Published: 2003-05-12

Total Pages: 280

ISBN-13: 9780812237146

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From the Wharton School, offering a comprehensive assessment of the political and financial dimensions of public-sector pensions from the colonial period until the emergence of modern retirement plans in the twentieth century.


The Employee Retirement Income Security Act of 1974

The Employee Retirement Income Security Act of 1974

Author: James Wooten

Publisher: Univ of California Press

Published: 2005-01-24

Total Pages: 433

ISBN-13: 0520931394

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This study of the Employee Retirement Income Security Act of 1974 (ERISA) explains in detail how public officials in the executive branch and Congress overcame strong opposition from business and organized labor to pass landmark legislation regulating employer-sponsored retirement and health plans. Before Congress passed ERISA, federal law gave employers and unions great discretion in the design and operation of employee benefit plans. Most importantly, firms and unions could and often did establish pension plans that placed employees at great risk for not receiving any retirement benefits. In the early 1960s, officials in the executive branch proposed a number of regulatory initiatives to protect employees, but business groups and most labor unions objected to the key proposals. Faced with opposition from powerful interest groups, legislative entrepreneurs in Congress, chiefly New York Republican senator Jacob K. Javits, took the case for pension reform directly to voters by publicizing frightening statistics and "horror stories" about pension plans. This deft and successful effort to mobilize the media and public opinion overwhelmed the business community and organized labor and persuaded Javits's colleagues in Congress to support comprehensive pension reform legislation. The enactment of ERISA in September 1974 recast federal policy for private pension plans by making worker security an overriding objective of federal law.


The Oxford Handbook of Pensions and Retirement Income

The Oxford Handbook of Pensions and Retirement Income

Author: Gordon L. Clark

Publisher: Oxford University Press, USA

Published: 2006-07-20

Total Pages: 954

ISBN-13: 9780199272464

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This handbook draws on research from a range of academic disciplines to reflect on the implications for provisions of pension and retirement income of demographic ageing. it reviews the latest research, policy related tools, analytical methods and techniques and major theoretical frameworks.


The Evolution of Retirement

The Evolution of Retirement

Author: Dora L. Costa

Publisher: University of Chicago Press

Published: 2008-04-15

Total Pages: 252

ISBN-13: 0226116220

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Winner of the 1998 Paul A. Samuelson Award given by TIAA-CREF, The Evolution of Retirement is the first comprehensive economic history of retirement in America. With life expectancies steadily increasing, the retirement rate of men over age 64 has risen drastically. Dora L. Costa looks at factors underlying this increase and shows the dramatic implications of her findings for both the general public and the U.S. government. Using statistical, and demographic concepts, Costa sheds light on such important topics as rising incomes and retirement, work and disease, the job prospects of older workers, living arrangements of the elderly, the development of a retirement lifestyle, and pensions and politics. "[Costa's] major contribution is to show that, even without Social Security and Medicare, retirement would have expanded dramatically."—Robert J. Samuelson, New Republic "An important book on a topic which has become popular with historians and is of major significance to politicians and economists."—Margaret Walsh, Business History


The 5 Years Before You Retire, Updated Edition

The 5 Years Before You Retire, Updated Edition

Author: Emily Guy Birken

Publisher: Simon and Schuster

Published: 2021-05-11

Total Pages: 240

ISBN-13: 1507213603

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Learn everything you need to do in the next five years to create a realistic plan for your retirement with clear, practical advice that is sure to set your future up for success. Most people don’t realize they haven’t saved enough for their retirement until their sixties and by then, it’s often too late to save enough for a comfortable retirement. The 5 Years Before You Retire has helped thousands of people prepare for retirement—even if they waited until the last minute. In this new and updated edition, you’ll find out everything you need to do in the next five years to maximize your current savings and create a realistic plan for your future. Including recent changes in financial planning, taxes, Social Security, healthcare, insurance, and more, this book is the all-inclusive guide to each financial, medial, and familial decision. From taking advantage of the employer match your company offers for your 401k to enrolling in Medicare to discussing housing options with your family, you are completely covered on every aspect of retirement planning. These straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you’ve always wanted. Whether you just started devising a plan or have been saving since your first job, The 5 Years Before You Retire, Updated Edition, will tell you exactly what you need to know to ensure you live comfortably in the years to come.


A Brief History of American Pensions

A Brief History of American Pensions

Author: Fran Hawthorne

Publisher:

Published: 2013-10-01

Total Pages: 126

ISBN-13: 9781937504717

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Retirement security is the ultimate goal of a working lifetime. This book explains the origins of pensions from 19th century Germany to their migration to America and the subsequent development of diverse retirement plans. Fran Hawthorne is an award winning business writer of numerous business books. Pensions were not a result of social work infl uences on corporations. Hawthorne shows how market place competition and maximizing profit as well as labor demands resulted in the growth of pensions and their evolution into retirement plans. This book provides a valuable contextual background to understand medicare, social security, Obama-care and baby boomer retirement.


The Oxford Handbook of Retirement

The Oxford Handbook of Retirement

Author: Mo Wang

Publisher: Oxford University Press

Published: 2013

Total Pages: 660

ISBN-13: 0199746524

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This handbook reviews existing theoretical perspectives and research findings on retirement, explores current and future challenges in retirement research and practice, and provides corresponding recommendations and suggestions.


A New Deal for Old Age

A New Deal for Old Age

Author: Anne L. Alstott

Publisher: Harvard University Press

Published: 2016-03-08

Total Pages:

ISBN-13: 0674545834

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Changes in longevity, marriage, and the workplace have undermined Social Security, making the experience of old age increasingly unequal. Anne Alstott’s pragmatic, progressive revision would permit all Americans to retire between 62 and 76 but would provide generous early retirement benefits for workers with low wages or physically demanding jobs.