50 Myths for HMO Landlords

50 Myths for HMO Landlords

Author: C. J. Haliburton

Publisher: Lulu.com

Published: 2019-01-29

Total Pages: 82

ISBN-13: 0244142319

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'50 Myths for HMO Landlords' aims to inform other HMO investors, and those thinking of entering the HMO market, of the many misconceptions in the business. It encourages HMO landlords to question the status quo and the generally accepted 'rules' and laws governing the business. Topics that are covered include: - Energy conservation saves money - Gas safety saves lives - Tenants object to paying Council Tax - Varying the rent affects demand - It is hard to evict a tenant - You need planning permission - Single parents make the best tenants - Money motivates staff - Tenancy deposits are worth taking - Inventories are worthwhile - Insurance is cost effective Innovative and controversial, you're unlikely to read another HMO author as frank as Jim Haliburton. In short, he covers everything you need to know to be a successful and profitable HMO investor.


Rent 2 Rent Success

Rent 2 Rent Success

Author: Stephanie Taylor

Publisher:

Published: 2021-02-05

Total Pages: 288

ISBN-13: 9781838353209

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Want to get started in property but worry you don't have enough money, time or experience? Stephanie and Nicky Taylor were there too. These dynamic sisters were working too hard, for too many hours. They wanted the time, freedom and options that property seemed to provide others, but they didn't know how to start and couldn't see anyone like them doing it. Since then, they have gone from financial uncertainty to building their own multi-million pound portfolio and creating an award-winning property business, HMO Heaven. Their unique Rent 2 Rent Success System will enable you to get started in property in a simple, ethical and low-risk way with little capital outlay. Their proven system has been used by hundreds of people across the country and has featured in publications, such as Entrepreneur magazine, The Telegraph and Property Investor Today. This book will: - Guide you right through the whole process, from getting into the right mindset to get started through to building and scaling up your portfolio - Reveal the 6 key areas you need to get right for rent to rent success - Share a proven, practical system that gets results, removes the stress and ensures you avoid expensive newcomer's mistakes If you're ready to become a gamechanger, join Stephanie and Nicky and get started on your property journey.


Property Magic

Property Magic

Author: Simon Zutshi

Publisher: Ecademy Press

Published: 2018-02-08

Total Pages: 188

ISBN-13: 1784523305

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In the 10th Anniversary edition of this No.1 Best Selling property book, experienced property investor Simon Zutshi will share with you some of the secrets behind his Property Mastermind Programme, so that you can learn how to build a property portfolio and replace your income, using other people’s time, money and experience. The book is designed to open your mind and stimulate your thinking to make you aware of some of the current possibilities available to you in the world of property investing. It is packed full of inspirational case studies to help build your personal belief of what you could achieve, in a relatively short amount of time, by investing in property. Although this book is focused on investing in the UK property market, the concept of finding and helping motivated sellers to reach an ethical win/win solution, works in every property market all over the world. You can build your personal wealth whilst helping other people solve their property problems.


My Brother Ron

My Brother Ron

Author: Clayton E. Cramer

Publisher: Createspace Independent Publishing Platform

Published: 2012-06-28

Total Pages: 0

ISBN-13: 9781477667538

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America started a grand experiment in the 1960s: deinstitutionalization of the mentally ill. The consequences were very destructive: homelessness; a degradation of urban life; increases in violent crime rates; increasing death rates for the mentally ill. My Brother Ron tells the story of deinstitutionalization from two points of view: what happened to the author's older brother, part of the first generation of those who became mentally ill after deinstitutionalization, and a detailed history of how and why America went down this path. My Brother Ron examines the multiple strands that came together to create the perfect storm that was deinstitutionalization: a well-meaning concern about the poor conditions of many state mental hospitals; a giddy optimism by the psychiatric profession in the ability of new drugs to cure the mentally ill; a rigid ideological approach to due process that ignored that the beneficiaries would end up starving to death or dying of exposure.


Homo Deus

Homo Deus

Author: Yuval Noah Harari

Publisher: HarperCollins

Published: 2017-02-21

Total Pages: 464

ISBN-13: 0062464353

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Official U.S. edition with full color illustrations throughout. NEW YORK TIMES BESTSELLER Yuval Noah Harari, author of the critically-acclaimed New York Times bestseller and international phenomenon Sapiens, returns with an equally original, compelling, and provocative book, turning his focus toward humanity’s future, and our quest to upgrade humans into gods. Over the past century humankind has managed to do the impossible and rein in famine, plague, and war. This may seem hard to accept, but, as Harari explains in his trademark style—thorough, yet riveting—famine, plague and war have been transformed from incomprehensible and uncontrollable forces of nature into manageable challenges. For the first time ever, more people die from eating too much than from eating too little; more people die from old age than from infectious diseases; and more people commit suicide than are killed by soldiers, terrorists and criminals put together. The average American is a thousand times more likely to die from binging at McDonalds than from being blown up by Al Qaeda. What then will replace famine, plague, and war at the top of the human agenda? As the self-made gods of planet earth, what destinies will we set ourselves, and which quests will we undertake? Homo Deus explores the projects, dreams and nightmares that will shape the twenty-first century—from overcoming death to creating artificial life. It asks the fundamental questions: Where do we go from here? And how will we protect this fragile world from our own destructive powers? This is the next stage of evolution. This is Homo Deus. With the same insight and clarity that made Sapiens an international hit and a New York Times bestseller, Harari maps out our future.


Speaking with Vampires

Speaking with Vampires

Author: Luise White

Publisher: Univ of California Press

Published: 2023-04-28

Total Pages: 374

ISBN-13: 0520922298

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During the colonial period, Africans told each other terrifying rumors that Africans who worked for white colonists captured unwary residents and took their blood. In colonial Tanganyika, for example, Africans were said to be captured by these agents of colonialism and hung upside down, their throats cut so their blood drained into huge buckets. In Kampala, the police were said to abduct Africans and keep them in pits, where their blood was sucked. Luise White presents and interprets vampire stories from East and Central Africa as a way of understanding the world as the storytellers did. Using gossip and rumor as historical sources in their own right, she assesses the place of such evidence, oral and written, in historical reconstruction. White conducted more than 130 interviews for this book and did research in Kenya, Uganda, and Zambia. In addition to presenting powerful, vivid stories that Africans told to describe colonial power, the book presents an original epistemological inquiry into the nature of historical truth and memory, and into their relationship to the writing of history.


Ernst & Young's Personal Financial Planning Guide

Ernst & Young's Personal Financial Planning Guide

Author: Ernst & Young LLP

Publisher: John Wiley & Sons

Published: 2004-10-06

Total Pages: 544

ISBN-13: 9780471697459

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If you want to take control of your financial future and unlock thedoors to financial success, you must have a plan that will allowyou to find good investments, reduce taxes, beat inflation, andproperly manage money. Whether you're new to financial planning or a seasoned veteran,this updated edition of Ernst & Young's Personal FinancialPlanning Guide provides valuable information and techniques you canuse to create and implement a consistent personalized financialplan. It also takes into consideration the new tax rules thataffect home ownership, saving for college, estate planning, andmany other aspects of your financial life. Filled with in-depth insight and financial planning advice, thisunique guide can help you: * Set goals * Build wealth * Manage your finances * Protect your assets * Plan your estate and investments It will also show you how to maintain a financial plan inconjunction with life events such as: * Getting married * Raising a family * Starting your own business * Aging parents * Planning for retirement Financial planning is a never-ending process, and with Ernst &Young's Personal Financial Planning Guide, you'll learn how totailor a plan to help you improve all aspects of your financiallife.


More Than You Wanted to Know

More Than You Wanted to Know

Author: Omri Ben-Shahar

Publisher: Princeton University Press

Published: 2014-04-20

Total Pages: 244

ISBN-13: 140085038X

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How mandated disclosure took over the regulatory landscape—and why it failed Perhaps no kind of regulation is more common or less useful than mandated disclosure—requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite. Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all.


Financial Statement Analysis

Financial Statement Analysis

Author: Martin S. Fridson

Publisher: John Wiley & Sons

Published: 2002-10-01

Total Pages: 414

ISBN-13: 0471264601

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Praise for Financial Statement Analysis A Practitioner's Guide Third Edition "This is an illuminating and insightful tour of financial statements, how they can be used to inform, how they can be used to mislead, and how they can be used to analyze the financial health of a company." -Professor Jay O. Light Harvard Business School "Financial Statement Analysis should be required reading for anyone who puts a dime to work in the securities markets or recommends that others do the same." -Jack L. Rivkin Executive Vice President (retired) Citigroup Investments "Fridson and Alvarez provide a valuable practical guide for understanding, interpreting, and critically assessing financial reports put out by firms. Their discussion of profits-'quality of earnings'-is particularly insightful given the recent spate of reporting problems encountered by firms. I highly recommend their book to anyone interested in getting behind the numbers as a means of predicting future profits and stock prices." -Paul Brown Chair-Department of Accounting Leonard N. Stern School of Business, NYU "Let this book assist in financial awareness and transparency and higher standards of reporting, and accountability to all stakeholders." -Patricia A. Small Treasurer Emeritus, University of California Partner, KCM Investment Advisors "This book is a polished gem covering the analysis of financial statements. It is thorough, skeptical and extremely practical in its review." -Daniel J. Fuss Vice Chairman Loomis, Sayles & Company, LP