Towards Improved Retirement Savings Outcomes for Women

Towards Improved Retirement Savings Outcomes for Women

Author: OECD

Publisher: OECD Publishing

Published: 2021-03-10

Total Pages: 157

ISBN-13: 9264433074

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Labour market inequalities are well-known to be the main drivers of the gender pension gap. This publication focuses on helping governments find solutions for retirement savings arrangements that do not further exacerbate these inequalities.


Women Working Longer

Women Working Longer

Author: Claudia Goldin

Publisher: University of Chicago Press

Published: 2018-04-19

Total Pages: 326

ISBN-13: 022653264X

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Today, more American women than ever before stay in the workforce into their sixties and seventies. This trend emerged in the 1980s, and has persisted during the past three decades, despite substantial changes in macroeconomic conditions. Why is this so? Today’s older American women work full-time jobs at greater rates than women in other developed countries. In Women Working Longer, editors Claudia Goldin and Lawrence F. Katz assemble new research that presents fresh insights on the phenomenon of working longer. Their findings suggest that education and work experience earlier in life are connected to women’s later-in-life work. Other contributors to the volume investigate additional factors that may play a role in late-life labor supply, such as marital disruption, household finances, and access to retirement benefits. A pioneering study of recent trends in older women’s labor force participation, this collection offers insights valuable to a wide array of social scientists, employers, and policy makers.


Women's Work and Pensions: What is Good, What is Best?

Women's Work and Pensions: What is Good, What is Best?

Author: Bernd Marin

Publisher: Routledge

Published: 2018-10-24

Total Pages: 248

ISBN-13: 1351871129

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How different are fe/male life courses, and why? What is good, bad, or best for women under these or probable future circumstances? This ground-breaking book explores the difficulties women face in working life and retirement - and asks what can be done to achieve more gender equality and fairness for women and men alike. Leading pension experts from across Europe analyse the basic challenges through single and comparative country studies. The editors provide facts and figures on women's lives, work and pensions and draw theoretical lessons and practical policy conclusions from the studies and gendered statistical indicators.


Gender and the Politics of Welfare Reform

Gender and the Politics of Welfare Reform

Author: Joanne L. Goodwin

Publisher: University of Chicago Press

Published: 2007-12-01

Total Pages: 299

ISBN-13: 0226303918

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The first study to explore the origins of welfare in the context of local politics, this book examines the first public welfare policy created specifically for mother-only families. Chicago initiated the largest mothers' pension program in the United States in 1911. Evolving alongside movements for industrial justice and women's suffrage, the mothers' pension movement hoped to provide "justice for mothers" and protection from life's insecurities. However, local politics and public finance derailed the policy, and most women were required to earn. Widows were more likely to receive pensions than deserted women and unwed mothers. And African-American mothers were routinely excluded because they were proven breadwinners yet did not compete with white men for jobs. Ultimately, the once-uniform commitment to protect motherhood faltered on the criteria of individual support, and wage-earning became a major component of the policy. This revealing study shows how assumptions about women's roles have historically shaped public policy and sheds new light on the ongoing controversy of welfare reform.


Gender, pensions and the lifecourse

Gender, pensions and the lifecourse

Author: Ginn, Jay

Publisher: Policy Press

Published: 2003-06-11

Total Pages: 153

ISBN-13: 1847425720

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An emerging consensus sees British pension policy as unravelling. Yet the gender impact of expanding private pension provision and relying increasingly on means-testing has been largely overlooked. This book examines key issues such as: how pension choices over the lifecourse are structured by gender, class and ethnicity; the impact of changing patterns of partnership and parenthood on pension building; the distributional impact of privatising pensions; questions about individualisation of rights, survivor benefits, a citizen's pension and means-testing; the EU dimension - comparing alternative strategies for improving gender equity. The book is essential reading for teachers, researchers and students in social gerontology, sociology, social policy and women's studies; practitioners in social work and welfare rights; policy makers concerned with income in later life; and all those who wish to improve their understanding of pensions issues.


Aging and the Macroeconomy

Aging and the Macroeconomy

Author: National Research Council

Publisher: National Academies Press

Published: 2013-01-10

Total Pages: 230

ISBN-13: 0309261961

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The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.


Social Security Programs and Retirement around the World

Social Security Programs and Retirement around the World

Author: Courtney C. Coile

Publisher: University of Chicago Press

Published: 2019-12-12

Total Pages: 347

ISBN-13: 022661929X

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In developed countries, men’s labor force participation at older ages has increased in recent years, reversing a decades-long pattern of decline. Participation rates for older women have also been rising. What explains these patterns, and the differences in them across countries? The answers to these questions are pivotal as countries face fiscal and retirement security challenges posed by longer life-spans. This eighth phase of the International Social Security project, which compares the social security and retirement experiences of twelve developed countries, documents trends in participation and employment and explores reasons for the rising participation rates of older workers. The chapters use a common template for analysis, which facilitates comparison of results across countries. Using within-country natural experiments and cross-country comparisons, the researchers study the impact of improving health and education, changes in the occupation mix, the retirement incentives of social security programs, and the emergence of women in the workplace, on labor markets. The findings suggest that social security reforms and other factors such as the movement of women into the labor force have played an important role in labor force participation trends.


Fiscal Therapy

Fiscal Therapy

Author: William G. Gale

Publisher: Oxford University Press

Published: 2019-03-01

Total Pages: 362

ISBN-13: 0190645431

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Keeping the economy strong will require addressing two distinct but related problems. Steadily rising federal debt makes it harder to grow our economy, boost our living standards, respond to wars or recessions, address social needs, and maintain our role as a global leader. At the same time, we have let critical investments lag and left many people behind even as overall prosperity has grown. In Fiscal Therapy, William Gale, a leading authority on how federal tax and budget policy affects the economy, provides a trenchant discussion of the challenges posed by the imbalances between spending and revenue. America is facing a gradual decline as debt accumulates and delay raises the costs of action. But there is hope: fiscal responsibility aligns with both conservative and liberal goals and citizens of all stripes can support the notion of making life better for our children and grandchildren. Gale provides a plan to make the economy and nation stronger, one that controls entitlement spending but preserves and enhances their anti-poverty and social insurance roles, increases public investments on human and physical capital, and raises and reforms taxes to pay for government services in a fair and efficient way. What is needed, he argues, is to balance today's needs against tomorrow's obligations. We face significant fiscal challenges but, if we are wise enough to seize our opportunities, we can strengthen our economy, increase opportunity, reduce inequality, and build better lives for our children and grandchildren. We do not have to kill popular programs or starve government. Indeed, one main goal of fiscal reform is to maintain the vital functions that government provides. We need to act responsibly, pay for the government we want, and shape that government in ways that serve us best.


Social Security Programs and Retirement Around the World

Social Security Programs and Retirement Around the World

Author: David A. Wise

Publisher: University of Chicago Press

Published: 2017-06-02

Total Pages: 417

ISBN-13: 022644287X

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In recent years, the retirement age for public pensions has increased across many countries, and additional increases are in progress or under discussion in many more. The seventh stage of an ongoing research project studying the relationship between social security programs and labor force participation, Social Security Programs and Retirement around the World: The Capacity to Work at Older Ages explores people’s capacity to work beyond the current retirement age. It brings together an international team of scholars from twelve countries—Belgium, Canada, Denmark, France, Germany, Italy, Japan, the Netherlands, Spain, Sweden, the United Kingdom, and the United States—to analyze this issue. Contributors find that many—but not all—individuals have substantial capacity to work at older ages. However, they also consider how policymakers might divide gains in life expectancy between years of work and retirement, as well as the main impediments to longer work life. They consider factors that influence the demand for older workers, as well as the evolution of health and disability status, which may affect labor supply from the older population.


Women, Business and the Law 2021

Women, Business and the Law 2021

Author: World Bank

Publisher: World Bank Publications

Published: 2021-04-05

Total Pages: 381

ISBN-13: 1464816530

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Women, Business and the Law 2021 is the seventh in a series of annual studies measuring the laws and regulations that affect women’s economic opportunity in 190 economies. The project presents eight indicators structured around women’s interactions with the law as they move through their lives and careers: Mobility, Workplace, Pay, Marriage, Parenthood, Entrepreneurship, Assets, and Pension. This year’s report updates all indicators as of October 1, 2020 and builds evidence of the links between legal gender equality and women’s economic inclusion. By examining the economic decisions women make throughout their working lives, as well as the pace of reform over the past 50 years, Women, Business and the Law 2021 makes an important contribution to research and policy discussions about the state of women’s economic empowerment. Prepared during a global pandemic that threatens progress toward gender equality, this edition also includes important findings on government responses to COVID-19 and pilot research related to childcare and women’s access to justice.