This shows you exactly how you can take advantage of one of the most common, but misunderstood financial tools. In it, you'll discover exactly how you can use your life insurance to benefit you while you are alive - and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don't realize what a powerful tool they have in their life insurance policies - this book will be your guide
Discover the Power of Indexed Universal Life Insurance for Financial Security and Generational Wealth In Indexed Universal Life Insurance In Action, Sherida L. Stevens demystifies one of personal finance's most versatile and underutilized tools. Whether you're aiming to safeguard your family’s future, build a tax-advantaged retirement, or create generational wealth, this guide will walk you through most of what you need to know about Indexed Universal Life (IUL) insurance. Packed with clear explanations and real-life examples, Stevens illustrates how IUL can be tailored to your evolving needs, offering not only death benefits but also a flexible wealth-building component. Learn how you can leverage market-linked growth, preserve wealth, and maintain financial security through life's changes. Perfect for both beginners and seasoned planners, this book offers insights on: • Comparing IUL with traditional life insurance policies • Strategic wealth-building using IUL • The tax advantages and retirement benefits of IUL • Tailoring policies for children and future generations • Flexibility and premium strategies to fit your financial situation Are you ready to take control of your financial future? Then, Indexed Universal Life Insurance In Action will empower you with the knowledge to make informed decisions and unlock new opportunities for prosperity.
The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.
There are two main types of life insurance with several variations of each type. Life insurance can be classified as a term or permanent policy. At least that is the simplified explanation of the two types of life insurance commonly offered. The most common life insurance policies can be placed into the following categories: term, whole life, universal life, variable life, and variable universal life. Each one of these insurance policies has a place in one's life and at different times in someone's life, they may have need of one or a combination of these types of insurance products. Depending on your circumstances, you may or may not even have a need for life insurance. Everyone's situation is different and therefor the need for life insurance will vary dramatically from individual to individual and from family to family. In order for life insurance to be effective and useful there are many things that need to be considered when buying a policy. In The Basics of Life Insurance we will examine the difference between term and permanent life insurance, the differences between the various types of permanent insurance, and what products are right for those seeking life insurance. This is booklet is a good dtarting point for those who have general questions about life insurance. Buy your copy today.
In 2019, only 51% of Americans had life insurance coverage. Even more surprising is that only 30% of Americans have the life insurance coverage they need. As a responsible adult, you know you have to consider all kinds of insurance needs. From health insurance to car and homeowners insurance, you need a whole lot of insurance protection. You might be one of the 49% who doesn’t have life insurance and are now ready to consider it. But it can be confusing with so many different types. What is the best life insurance for your needs? How do you make sure you have the coverage, both type and amount, that you need? Our comprehensive guide on life insurance will help you learn about the types of life insurance you might consider and everything you need to know once you’re ready to get life insurance too.
