Workers Compensation is a necessity for nearly every business. In this easy to read and understand Workers Compensation Insurance is covered along with Employers Liability Insurance.
This large-scale comparative study analyses the two principal mechanisms employed in modern legal systems to deal with the social problem of occupational illness and injury, namely, employers' liability and workers' compensation. It provides a detailed description of the systems in operation in twelve countries around the world, investigating the complex legal structures and the interaction with other social institutions, as well as their inter-jurisdictional coordination through private international law. Current international trends are identified and assessed and the fundamental political issues highlighted and explored. The study's ultimate goals are not only descriptive but also to answer the question of how compensation and liability systems can best be adapted to meet society's needs in the 21st century. The countries covered are: Australia (Mark Lunney), Austria (Ernst Karner/Felix Kernbichler), Denmark (Vibe Ulfbeck), England and Wales (Richard Lewis), France (Florence G'Sell/Isabelle Veillard), Germany (Raimund Waltermann), Italy (Alessandro P Scarso/Massimo Foglia), Japan (Keizo Yamamoto/Tomohiro Yoshimasa), the Netherlands (Siewert D Lindenbergh), Poland (Domenika Dörre-Nowak), Romania (Christian Alunaru/Lucian Bojin) and the United States of America (Michael D Green/Daniel S Murdock). The book is completed by three concluding essays that address general themes: Thomas Thiede, The European Coordination of Employers' Liability and Workers' Compensation Ken Oliphant, The Changing Landscape of Work Injury Claims: Challenges for Employers' Liability and Workers' Compensation Gerhard Wagner, New Perspectives on Employers' Liability - Basic Policy Issues
The Field Guide for Employers explains in detail how Workers Compensation insurance is priced and audited, and how employers can protect themselves from common overcharges made by insurance companies. Everything business people need to know about Workers Compensation insurance, but were afraid to ask (or didn't know who to ask).
This book provides a comprehensive guide to worker's compensation and employers' liability insurance. It includes a review of the factors that led to the enactment of worker's compensation laws and the evolving of insurance to address the medical and economic aspects of employment-related injuries. The course analyses the NCCI Workers' Compensation Policy and the Employers' liability Policy.
"Indispensable for those working in the field of workers compensation" says Joseph E. Havranek, JOURNAL OF PRIVATE SECTOR REHABILITATION. "An outstanding Job" - Michael Cammiller, NCCI. "Excellent book" - Roger J. Thompson, The Travelers. "A valuable library resource for every broker, agent, risk manager, attorney" - Robert H. Bauge, Creative Coverage, Inc. Nationally respected attorneys DeCarlo & Minkowitz outline & analyze the basic standards & concepts behind the workers compensation system & evaluate the current trends & dilemmas they believe threaten its future viability. "Workers Compensation Insurance & Law Practice" focuses on the delicate balance between employer & employee protection & sacrifice as the authors dissect both the basic underpinnings & the emerging trends in occupational disease, stress, VDT, & sex (harassment, discrimination, & disease) claims. DeCarlo & Minkowitz both practice, teach at law schools, speak & write extensively in the workers compensation arena. DeCarlo writes a regular column "Workers' Comp Update" in RISK & INSURANCE & Minkowitz writes the commentaries to MCKINNEY'S NEW YORK WORKERS' COMPENSATION LAW. Included are an index, 25 appendices & a table of cases. Rapidly increasing insurance, health care & litigation costs make a thorough understanding of the workers compensation system invaluable to all those concerned with employment risks.