The Story of Payments
The Story of Payments

Author: Richard Oliver

Publisher:

Published: 2020-07-31

Total Pages:

ISBN-13: 9780578663623

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Written by experienced experts from both the private andthe government sector, The Story of Payments: How TheIndustrialization of Trust Created the Modern Payment Systemtells the story of how payments - between people, merchants,employers and governments - emerged from the ancient systemof barter and grew, through various technologicalimplementations ranging from coins and paper money tochecks, wire transfers and credit cards to today's entirelyelectronic local and international payment systems. Readerswill learn the inner workings of the U.S. Payments System thatallow it to work effectively and efficiently, including thetechnology, standards, laws and regulations that provideubiquity and ease of access. The authors also provide insightinto the inherent risks of the payment system and set forth amodel for future innovation and change. The Story of Payments:How The Industrialization of Trust Created the Modern PaymentSystem is a practical manual for those who make and receivepayments, an instructional manual for those who work inpayments, and a fascinating historical exploration of the rolethe world's payment systems have played in creating the commercial society we live in today.

Electronic Value Exchange
Electronic Value Exchange

Author: David L. Stearns

Publisher: Springer Science & Business Media

Published: 2011-01-04

Total Pages: 261

ISBN-13: 1849961395

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Electronic Value Exchange examines in detail the transformation of the VISA electronic payment system from a collection of non-integrated, localized, paper-based bank credit card programs into the cooperative, global, electronic value exchange network it is today. Topics and features: provides a history of the VISA system from the mid-1960s to the early 1980s; presents a historical narrative based on research gathered from personal documents and interviews with key actors; investigates, for the first time, both the technological and social infrastructures necessary for the VISA system to operate; supplies a detailed case study, highlighting the mutual shaping of technology and social relations, and the influence that earlier information processing practices have on the way firms adopt computers and telecommunications; examines how “gateways” in transactional networks can reinforce or undermine established social boundaries, and reviews the establishment of trust in new payment devices.

The Book of Payments
The Book of Payments

Author: Bernardo Batiz-Lazo

Publisher: Springer

Published: 2016-12-04

Total Pages: 432

ISBN-13: 1137602317

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This book examines the nature of retail financial transaction infrastructures. Contributions assume a long-term outlook in their exploration of the key financial processes and systems that support a global transition to a cashless economy. The volume offers both modern and historic accounts that demonstrate the constantly changing role of payment instruments. It brings together different theoretical approaches to the study, re-examining and forecasting changes in retail payment systems. Chapters explore a global transition to a cashless society and contemplate future alternatives to cash, cheques and plastic, featuring the perspectives of academics from different disciplines in conversation and industry participants from six continents. Readers are invited to discover the innovation in payment systems and how it co-evolves with changes in society and organisations through personal, corporate and governmental processes.

Final Payments
Final Payments

Author: Mary Gordon

Publisher: National Geographic Books

Published: 2006-06-06

Total Pages: 0

ISBN-13: 0307276783

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When Isabel Moore's father dies, she finds herself, at the age of thirty, suddenly freed from eleven years of uninterrupted care for a helpless man. With all the patterns of her life suddenly rendered meaningless, she turns to childhood friends for support, gets a job, and becomes involved with two very different men. But just as her future begins to emerge, her past throws up a daunting challenge. A moving story of self-reinvention, Final Payments is a timeless exploration of the nature of friendship, desire, guilt, and love.

Building a Cashless Society
Building a Cashless Society

Author: Niklas Arvidsson

Publisher: Springer

Published: 2019-02-22

Total Pages: 98

ISBN-13: 3030106896

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This open access book tells the story of how Sweden is becoming a virtually cashless society. Its goal is to improve readers’ understanding of what is driving this transition, and of the factors that are fostering and hampering it. In doing so, the book covers the role of central banks, political factors, needs for innovation, and the stakeholders involved in developing a cashless ecosystem. Adopting a historical standpoint, and drawing on a unique dataset, it presents an academic perspective on Sweden’s leading role in this global trend. The global interest in the future of cash payments makes the Swedish case particularly interesting. As a country that is close to becoming a cashless economy, it offers a role model for many other countries to learn from - whether they want to stimulate or reduce the use of cash. This highly topical book will be of interest to politicians, researchers, businesses, financial service providers and payment service providers, as well as fintech start-ups, regulators and other authorities.

The Pay Off
The Pay Off

Author: Gottfried Leibbrandt

Publisher: Elliott & Thompson

Published: 2022-04-14

Total Pages: 356

ISBN-13: 9781783966417

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How we pay is so fundamental that it underpins everything - from trade to taxation, stocks and savings to salaries, pensions and pocket money. Rich or poor, criminal, communist or capitalist, we all rely on the same payments system, day in, day out. It sits between us and not just economic meltdown, but a total breakdown in law and order. Why then do we know so little about how it really works? As you read this, technology is dismantling payment barriers and governments are erecting them; cash is on the way out, and crypto and BigTech are fighting their way in. The Europeans are heavily regulated, the Americans oddly backward, and the Chinese hoping to lead the way forward. Challenging our understanding about where financial power really lies, The Pay Off shows us that the most important thing about money is the way we move it. Leibbrandt and De Terán shine a light on the hidden workings of the humble payment - and reveal both how our payment habits are determined by history as well as where we go from here. From national customs to warring nation states, geopolitics will shape the future of payments every bit as much as technology.

Payments Systems in the U.S.
Payments Systems in the U.S.

Author: Carol Coye Benson

Publisher:

Published: 2013

Total Pages: 0

ISBN-13: 9780982789728

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"Payments Systems in the U.S." is a comprehensive description of the systems - (cards, checks, cash, ACH, etc.) that move money between and among consumers and enterprises in the U.S. In clear and lively writing, the authors explain what they systems are, how they work, who uses them, who provides them, who profits from them and how they are changing. Anyone working in the payments industry - or needing to use payments products - can benefit from understanding this. The second edition updates information on card, ACH, and check systems, as well as providing perspective on developments in emerging payments.

Pay It Forward
Pay It Forward

Author: Catherine Ryan Hyde

Publisher: Simon and Schuster

Published: 2012-12-11

Total Pages: 317

ISBN-13: 1471105326

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What if everyone in the world did a good deed for three people - and what if each of them 'paid it forward' by doing a good deed for three more people, and so on, until the world was a different place? PAY IT FORWARD begins when social studies teacher Reuben St Clair gives his class an extra assignment: implement a plan that will change the world. Trevor, a boy with an active imagination and a loving, though dysfunctional, mother, rises to the challenge. His plan is this: he'll do something good for three people and tell each that instead of paying him back, they should pay it forward and do a favour for three more people. Trevor's initial attempt seems to fail. But eventually, wondrously, the seeds that Trevor has planted bear fruit in ways that are marvellous to behold and that surprise even Trevor.

A History of Money
A History of Money

Author: John F Chown

Publisher: Routledge

Published: 1994-05-26

Total Pages: 317

ISBN-13: 1134775784

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This book presents a detailed and surprising history of money from Charlemagne's reform in approximately AD800 to the end of the Silver Wars in 1896. It also summarizes twentieth century developments and places them in their historical context.