A primer and indispensable guide on the nuts-and-bolts of residential mortgage lending. Over 150 critical terms are explained (from Annual Percentage Rate to Yield Spread Premium); mortgage calculations are provided; the steps of the home purchase and the essentials of refinancing are discussed; the standard loan products are defined; credit interpretation and valuable appraisal information is also included, and not a few hard-to-find industry secrets. This reference may easily become an L.O.'s best friend.
The Canadian edition of The Little Black Book of Scams is a compact and easy to use reference guide filled with information Canadians can use to protect themselves against a variety of common scams. It debunks common myths about scams, provides contact information for reporting a scam to the correct authority, and offers a step-by-step guide for scam victims to reduce their losses and avoid becoming repeat victims. Consumers and businesses can consult The Little Black Book of Scams to avoid falling victim to social media and mobile phone scams, fake charities and lotteries, dating and romance scams, and many other schemes used to defraud Canadians of their money and personal information.
Each year, thousands of US physicians, nurses, and other healthcare workers volunteer or are called on to practice medicine in a foreign country. The Little Black Book of International Medicine provides comprehensive, concise and evidence-based information to setting up a medical clinic and treating patients outside the US, especially in developing countries. This pocket-sized handbook is a convenient resource offering immediate access to vital information and makes a great reference for solving pressing problems in the field.
After their flight home from a four-day conference in Denver, Molly and Mason make an intriguing discovery while waiting to exit the aircraft. After an unsuspecting glance, Molly believes she saw Vincent Toler, the suspect in a three-year-old, double homicide case, exit the plane before them. She was right. He was returning to the crime scene, only to exact his revenge and clear his name. As Mason and Molly Hunter begin working on this cold case, they unravel more about the story than they bargained for. Together, they assemble their team of specialists and are forced to combat ruthless characters who will do whatever is necessary to keep from being exposed. Molly and Mason's efforts soon become a race against time to uncover the whole truth and bring to justice those who actually were implicated in the gruesome homicides. The criminal element they must deal with, that was one step ahead of them from the beginning, prevents their every move. What initially to them was about justice and getting the truth out to the public, takes on an everyday determination for the two of them just to stay alive.
An updated and revised look at the truth behind America's housing and mortgage bubbles In the summer of 2007, the subprime empire that Wall Street had built all came crashing down. On average, fifty lenders a month were going bust-and the people responsible for the crisis included not just unregulated loan brokers and con artists, but also investment bankers and home loan institutions traditionally perceived as completely trustworthy. Chain of Blame chronicles this incredible disaster, with a specific focus on the players who participated in such a fundamentally flawed fiasco. In it, authors Paul Muolo and Mathew Padilla reveal the truth behind how this crisis occurred, including what individuals and institutions were doing during this critical time, and who is ultimately responsible for what happened. Discusses the latest revelations in the housing and mortgage crisis, including the SEC's charging of Angelo Mozilo Two well-regarded financial journalists familiar with the events that have taken place chronicle the crisis in detail, showing what happened as well as what lies ahead Discusses how the world's largest investment banks, homeowners, lenders, credit rating agencies, underwriters, and investors all became entangled in the subprime mess Intriguing and informative, Chain of Blame is a compelling story of greed and avarice, one in which many are responsible, but few are willing to admit their mistakes.
A hot paranormal shifter romance full of action, adventure, mystery, and passion from USA Today bestselling author Terry Spear. Perfect for readers of Christine Feehan, Patricia Briggs, and Nalini Singh: Jake Silver has gotten himself into some trouble, and to appease the Silver Town pack leaders, he needs the money he can make selling his photography to local art galleries. When he spies a woman in town sneaking around and taking surreptitious photographs, his intrigue turns into wolfish protectiveness... Alicia Greiston is in a rut. She's determined to turn the town's notorious mobsters over to the police. This kind of work comes with a price—and not just the bounty money. But Jake is just too persuasive to stay away from, and against both their better judgments, she allows herself to be swept under his spell. He's sexy, alpha, and totally irresistible... Praise for the Silver Town Wolf series: "Sensual, passionate and very well written... Terry Spear's writing is pure entertainment."—The Long and Short of It Reviews for Wolf Fever "With non-stop action, thrilling suspense, danger, a beautiful setting, well-drawn characters, this story will keep readers guessing right up to the very satisfying ending."—Romance Junkies for Silence of the Wolf "Terry Spear weaves paranormal, suspense, and romance together in one non-stop rollercoaster of passion and adventure."—Love Romance Passion for Destiny of the Wolf
